IDFC Bank Home Loan in Kolkata

Last Updated : May 5, 2018, 2:24 p.m.
About IDFC Bank Home Loan in Kolkata
The City of Joy is spreading the joy among all the home loan borrowers by offering the best of home loan deals in the city. IDFC Bank with its wide presence in Kolkata ensures to offer you this credit facility at lower rates, flexible tenures and minimal processing fees. So, now availing a home loan is no more a hassle for all the home loan borrowers in Kolkata.
IDFC Bank Home Loan Kolkata at a Glance
Particulars | Details |
---|---|
Interest Rate (in p.a.) | 8.85% - 9.25% |
Loan Amount | Up to ₹10 crores or maximum up to 85% of the property value |
Tenure | Up to 30 years |
Processing Fee | As per bank’s norms |
Eligibility Criteria
For Salaried
- Purchasing ready property / balance transfer of running loan on ready or under-construction property
- Indian Resident
- 21 years & above
- Minimum 2 years work experience
Self-employed
- Purchasing ready property / balance transfer of running loan on ready or under-construction property
- Indian Resident
- Minimum age 23 years
- Minimum 3 years work experience
Documentation Checklist
For Salaried:
- Identity Proof-PAN Card/Aadhar Card/Voter ID/Passport/NREGA Job Card/Driving License
- Address Proof-Utility Bill-Landline/Electricity, Registered Rental Deed
- Age Proof
- Last 3 months salary statements
- Last 2 years Income tax returns or Form-16
- Last 6 months Bank Statement
For Self-employed Professionals:
- Identity Proof-PAN Card/Aadhar Card/Voter ID/Passport/NREGA Job Card/Driving License
- Address Proof-Utility Bill-Landline/Electricity, Registered Rental Deed
- Age Proof
- Last 2 years Income tax returns or Form-16
- Last 6 months Bank Statement
For Self-employed Businessmen:
- Identity Proof-PAN Card/Aadhar Card/Voter ID/Passport/NREGA Job Card/Driving License
- Address Proof-Utility Bill-Landline/Electricity, Registered Rental Deed
- Age Proof
- Last 2 years Income tax returns or Form-16
- Last 6 months Bank Statement
Click to Get More Updates Home Loan Kolkata
Address of IDFC Bank Branches in Kolkata
Branch Name | Complete Address | IFSC | MICR | Contact Number |
---|---|---|---|---|
Kolkata | 64 B, 1st Floor, Ballygunge Circular Road, Kolkata -700019, India | IDFB0060101 | 700751002 | 66390700 |
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