Car Loan Rates EMI 2024
IndusInd Bank Car Loan in Patna
Last Updated : May 20, 2017, 3:13 p.m.
About IndusInd Bank Car Loan in Patna
The car loan is one of the facilities that is provided by the banks and NBFC to assist those who aspire to buy a car. It supports the customer by giving the finances to realize the dream. IndusInd bank is one of the banks which provides the best car loan and makes the dream come true. The car loan offered by them are easily accessible and given with no processing fees. It is one of the best options to avail in order to enjoy the long rides in your own car.
IndusInd Bank Car Loan in Patna at a glance
| Particulars | Details |
|---|---|
| Interest Rate | As per bank's guidelines |
| Loan amount | 85% of the showroom value. Depend on the income and profile of the applicant. |
| Tenure | For new vehicles - 3 years |
| Processing fee | Nil |
| Pre- payment charges | As per bank’s norm |
Eligibility Criteria
- Eligible Segments – Individuals, professionals, reputed firms and companies
- The age of the applicant should be between 21- 60 years for salaried individuals and 21- 65 years for self- employed.
- Minimum annual gross salary of the individuals should ₹ 2.50 lakh for salaried individual and minimum net profit for the self- employed should be ₹ 2 lakh.
- The salaried individuals Should have minimum work experience of 3 years and at least 1 year with the current employer.
- The self- employed should have the minimum experience of 3 years in the current business or professions.
- The applicant must have the residential stability. The minimum stay in the city should be at least 3 years and the minimum stay of 1 year in the current residing house.
- The CIBIL score should be 600 and above. Should not have negative or caution profile.
Documents Required
- 1 passport size photograph
- Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible and self-attested)
- Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
- Proof of Income: Latest 2 months salary slip with form 16 Audited balance sheet, and the latest 2 years IT returns of the company/ Latest ITR, bank statement reflecting salary credits for last 4 months.
- Bank Statement: Income statement, balance sheet, and ITR for last 2 years ( for self- employed), Last 6 months bank statement (for salaried individual)
- Business Proof: CST Certificate/ Labour act, Shop establishment act/SSI certificate, Proof of ownership of the entity, Rental deed/ Utility deed in the name of the company.
To get further information, Click Car Loan Patna.
Address of IndusInd Bank Branches in Patna
| Branch Name | Address | IFSC Code | MICR | Contact Details |
|---|---|---|---|---|
| Patna | Showroom No. Sr02, Rajendra Ram Plaza, Exhibition Road, Patna | INDB0000055 | 800234002 | 0612 2206140, 2202542, 2202938 2207583 |
| Boring Road Patna (ii) | Ground Floor, Vishwas Amawan House, Jamuna Apartments Complex (front Block), Boring Road, Patna- 800 013. Bihar | INDB0000393 | 800234004 | 0612-2570235, 2570236, 2570240, 2572241 |
| Kankarbagh, Patna | Ground Floor- Ds-20, Gayatri Mandir Road, Kankarbagh Colony, Patna- 800 020, Bihar | INDB0000516 | 800234007 | 0612-2356651/2/3/4 |
| Rajendra Nagar, Patna | Ground Floor, Plot No 158, Block-a, Arya Kumar Road, Rajendra Nagar, Patna- 800 016, Bihar | INDB0000531 | 800234006 | 0612-2665601 - 04 |
| Khazanchi Road- Patna | Ground Floor, Paras Bhawan, Khazanchi Road, Ward No 9, Po: Bankipur, Patna- 800 004, Bihar | INDB0000552 | 800234009 | 0612-2300551 - 54 |
| Ashiana Nagar- Patna | Ground Floor, #10, Abhinav Apartments, Main Ashiana Digha Road, Near Passport Office, Ashiana Nagar, Patna- 800 014, Bihar | INDB0000534 | 800234008 | 0612-2580015; 0612-2580050; 0612-2580071; 0612-2580080(FAX) |
| Anishabad- Patna | Ground Floor, Radhika Complex, Ballambi Chowk More, Khagaul Road, Anisabad, Patna- 800 002, Bihar | INDB0000555 | 800234010 | 0612-2250231 / 2250232 / 2250234 / 2250235 |
| Patna City | Plot No.764 And 765, Mohalla Kucha Ganesh Chowk, Ashok Raj Path, Patna City 800008 | INDB0000590 | 800234011 | 2640084 |
| Saguna More Patna | Ground Floor Plot No 115 Surya Bp Commercial Centre Danapur Saguna More Patna 801503 Bihar | INDB0000928 | 800234012 | 222335 |
