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IndusInd Bank Car Loan in Patna

IndusInd Bank Car Loan in Patna

Last Updated : April 6, 2017, 6:21 p.m.

About IndusInd Bank Car Loan in Patna

The car loan is one of the facilities that is provided by the banks and NBFC to assist those who aspire to buy a car. It supports the customer by giving the finances to realize the dream. IndusInd bank is one of the banks which provides the best car loan and makes the dream come true. The car loan offered by them are easily accessible and given with no processing fees. It is one of the best options to avail in order to enjoy the long rides in your own car.

IndusInd Bank Car Loan in Patna at a glance

Interest RateAs per bank's guidelines
Loan amount85% of the showroom value.
Depend on the income and profile of the applicant.
TenureFor new vehicles - 3 years
Processing feeNil
Pre- payment chargesAs per bank’s norm

Eligibility Criteria

  • Eligible Segments – Individuals, professionals, reputed firms and companies
  • The age of the applicant should be between 21- 60 years for salaried individuals and 21- 65 years for self- employed.
  • Minimum annual gross salary of the individuals should ₹ 2.50 lakh for salaried individual and minimum net profit for the self- employed should be ₹ 2 lakh.
  • The salaried individuals Should have minimum work experience of 3 years and at least 1 year with the current employer.
  • The self- employed should have the minimum experience of 3 years in the current business or professions.
  • The applicant must have the residential stability. The minimum stay in the city should be at least 3 years and the minimum stay of 1 year in the current residing house.
  • The CIBIL score should be 600 and above. Should not have negative or caution profile.

Documents Required

  • 1 passport size photograph
  • Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible and self-attested)
  • Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Proof of Income: Latest 2 months salary slip with form 16 Audited balance sheet, and the latest 2 years IT returns of the company/ Latest ITR, bank statement reflecting salary credits for last 4 months.
  • Bank Statement: Income statement, balance sheet, and ITR for last 2 years ( for self- employed), Last 6 months bank statement (for salaried individual)
  • Business Proof: CST Certificate/ Labour act, Shop establishment act/SSI certificate, Proof of ownership of the entity, Rental deed/ Utility deed in the name of the company.

To get further information, Click Car Loan Patna.

Address of IndusInd Bank Branches in Patna

Branch NameAddressIFSC CodeMICRContact Details
PatnaShowroom No. Sr02, Rajendra Ram Plaza, Exhibition Road, PatnaINDB00000558002340020612 2206140, 2202542, 2202938 2207583
Boring Road Patna (ii)Ground Floor, Vishwas Amawan House, Jamuna Apartments Complex (front Block), Boring Road, Patna- 800 013. BiharINDB00003938002340040612-2570235, 2570236, 2570240, 2572241
Kankarbagh, PatnaGround Floor- Ds-20, Gayatri Mandir Road, Kankarbagh Colony, Patna- 800 020, BiharINDB00005168002340070612-2356651/2/3/4
Rajendra Nagar, PatnaGround Floor, Plot No 158, Block-a, Arya Kumar Road, Rajendra Nagar, Patna- 800 016, BiharINDB00005318002340060612-2665601 - 04
Khazanchi Road- PatnaGround Floor, Paras Bhawan, Khazanchi Road, Ward No 9, Po: Bankipur, Patna- 800 004, BiharINDB00005528002340090612-2300551 - 54
Ashiana Nagar- PatnaGround Floor, #10, Abhinav Apartments, Main Ashiana Digha Road, Near Passport Office, Ashiana Nagar, Patna- 800 014, BiharINDB00005348002340080612-2580015; 0612-2580050; 0612-2580071; 0612-2580080(FAX)
Anishabad- PatnaGround Floor, Radhika Complex, Ballambi Chowk More, Khagaul Road, Anisabad, Patna- 800 002, BiharINDB00005558002340100612-2250231 / 2250232 / 2250234 / 2250235
Patna CityPlot No.764 And 765, Mohalla Kucha Ganesh Chowk, Ashok Raj Path, Patna City 800008INDB00005908002340112640084
Saguna More PatnaGround Floor Plot No 115 Surya Bp Commercial Centre Danapur Saguna More Patna 801503 BiharINDB0000928800234012222335

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