IndusInd Bank Home Loan in Bhubaneswar

Last Updated : April 7, 2017, 5:51 p.m.

About IndusInd Bank Home Loan in Bhubaneswar

IndusInd is one of the new generation banks which was established in the year 1994. It offers one of the best products and services to the people and makes the banking experience memorable for the customers. The home loan is one of the financial products that make the wish to own a home come true. The home loan can be used to construct, extend, buy or renovate the house or property. It gives other advantages like simple documentation, attractive rates and fast processing of the application. So, IndusInd bank home loan is one of the best solutions for becoming te owner of your own home.

IndusInd Bank Home Loan in Bhubaneswar at a glance

Eligibility Criteria

• The age of the applicant should be between 21 – 65 years
• Salaried individuals with minimum 3 years experience
• Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years

Documents Required

• Loan Application with  passport size photograph of applicant/guarantor
• Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
• Residence proof-  Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
• Signature proof- Passport/ PAN Card
• Processing fee cheque
• Detailed cost estimate/valuation report from Bank’s Panel Chartered Engineer/Architect
• Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
• Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
• Last 3 months Salary Certificate and Form No.16/ITR for last 3 years (in case of salaried persons)
• IT Returns filed for the past three years (in case of non-salaried persons)
• Educational qualification certificate and the Proof of business existence (in case of self-employed businessmen or professionals)
• Balance Sheet and P&L Account for the past three years (in case of self-employed businessmen or professionals)

To get more detailed information, visit Home Loan Bhubaneswar .

Address of IndusInd Bank Branches in Bhubaneswar