IndusInd Bank Home Loan in Bhubaneswar

About IndusInd Bank Home Loan in Bhubaneswar

IndusInd is one of the new generation banks which was established in the year 1994. It offers one of the best products and services to the people and makes the banking experience memorable for the customers. The home loan is one of the financial products that make the wish to own a home come true. The home loan can be used to construct, extend, buy or renovate the house or property. It gives other advantages like simple documentation, attractive rates and fast processing of the application. So, IndusInd bank home loan is one of the best solutions for becoming te owner of your own home.

IndusInd Bank Home Loan in Bhubaneswar at a glance

ParticularsDetails
Interest Rate8.70% - 9.40%
Loan amountDepend upon the individual's income and profile.
TenureUp to 30 years
Processing fee0.5% of the loan amount
Pre- payment chargesAs per Bank’s norm

Eligibility Criteria

  • The age of the applicant should be between 21 – 65 years
  • Salaried individuals with minimum 3 years experience
  • Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years

Documents Required

  • Loan Application with  passport size photograph of applicant/guarantor
  • Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
  • Residence proof-  Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Signature proof- Passport/ PAN Card
  • Processing fee cheque
  • Detailed cost estimate/valuation report from Bank’s Panel Chartered Engineer/Architect
  • Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
  • Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
  • Last 3 months Salary Certificate and Form No.16/ITR for last 3 years (in case of salaried persons)
  • IT Returns filed for the past three years (in case of non-salaried persons)
  • Educational qualification certificate and the Proof of business existence (in case of self-employed businessmen or professionals)
  • Balance Sheet and P&L Account for the past three years (in case of self-employed businessmen or professionals)

To get more detailed information, visit Home Loan Bhubaneswar.

Address of IndusInd Bank Branches in Bhubaneswar

Branch NameAddressIFSC CodeMICR Contact Details 
BhubaneswarNO. 78, Janpath, Kharavela Nagar, Unit Iii, Bhubaneswar – 751001INDB00000357512340020674 2536124/ 6125/ 3864 2535191
PatraparaPlot No B-32, Nh-5, Mouza-dumduma, Tehsil- Bhubaneswar, Sro-khandagiri, Patrapara- 751 019 Dist :Khurda, OdishaINDB00003667512340031860 500 5004
ChandrasekharpurGround Floor Royal Tower, At- Damana Square, Po- Sailashree Vihar, P.s. Chandrasekharpur, Bhubaneswar- 751 023, OdishaINDB00003777512340041860 500 5004
IRC Village BhubaneswarIndusInd Bank Ltd Ground Floor Raghunath Complex N1 17 IRC Village Nayapalli Jayadev Vihar Bhubaneswar 751 015INDB00008567512340062550341

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