IndusInd Bank Home Loan Chandigarh - IFSC, Rates February 2024, EMI, Eligibility

IndusInd Bank Home Loan in Chandigarh

About IndusInd Bank Home Loan in Chandigarh

Chandigarh is one of the best cities to live in as it is the planned city with all the best amenities available. To buy or construct the house in the city is not an easy task. It is one of the daunting tasks to make a home for yourself. To make the dream house you need the financial help from outside. IndusInd bank home loan is one of the ways in which the financial requirements or need can be taken care. It offers the facility at affordable rates and gives other added advantages as well. So for all those who aspire to purchase, construct, extend or renovate the home or property should opt for IndusInd bank home loan.

IndusInd Bank Home Loan in Chandigarh at a glance

Interest Rate8.40% - 9.75%
Loan amountDepend upon the individual's income and profile.
TenureUp to 30 years
Processing fee0.5% of the loan amount
Pre- payment chargesAs per Bank’s norm

Eligibility Criteria

  • The age of the applicant should be between 21 – 65 years
  • Salaried individuals with minimum 3 years experience
  • Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years

Documents Required

  • Loan Application with  passport size photograph of applicant/guarantor
  • Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
  • Residence proof-  Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Signature proof- Passport/ PAN Card
  • Processing fee cheque
  • Detailed cost estimate/valuation report from Bank’s Panel Chartered Engineer/Architect
  • Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
  • Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
  • Last 3 months Salary Certificate and Form No.16/ITR for last 3 years (in case of salaried persons)
  • IT Returns filed for the past three years (in case of non-salaried persons)
  • Educational qualification certificate and the Proof of business existence (in case of self-employed businessmen or professionals)
  • Balance Sheet and P&L Account for the past three years (in case of self-employed businessmen or professionals)

To get more detailed information, visit Home Loan Chandigarh.

Address of IndusInd Bank Branches in Chandigarh

Branch NameAddressIFSC CodeMICR Contact Details
ChandigarhS.C.O. NO.53 - 54, Sector 8 - C, Madhya Marg Chandigarh - 160018 .INDB00000141602340020172 2541651 / 655 2541657
Chandigarh Sec. 35SCO - 359 - 360, Sec 35 - B, Chandigarh - 160035INDB00003181602340070172-5002359
Chandigarh Sector 27Ground First And Second Floor Sco 27 Sector 27 C Chandigarh 160019INDB00005961602340174946402
Chandigarh Sector 16 DGround First And Second Floor Sco 20 Sector 16 D Chandigarh 160015INDB00005971602340165174001
Sector 32 ChandigarhSco No- 62, Ground, First & Second Floor, Sec- 32-c, Chandigarh-160031INDB00006181602340181724979600
Sector 47 ChandigarhGround And First And Second Floor Sco No 95 Sector 47 D Chandigarh 160047INDB00006691602340245015260
Industrial Area ChandigarhGround Floor The Statement Plot No 149 Industrial Area Phase 1 Chandigarh 160002INDB00006791602340254605483
Sector 40 ChandigarhGround Floor Sco 224 225 Basement Of Sco 224 Sec 40 D Chandigarh 160036INDB00007431602340274651351
Sector 22 ChandigarhGround Floor Sco No 1100 1101 Sector 22 B Chandigarh 160022INDB00007891602430284008667
Sector 20 D ChandigarhGround First And Second Floor Sco No 1 Sector 20 D Chandigarh 160020INDB00008261602340292546021
Sector Thirty Eight ChandigarhGround And Basement Floor Sco 301 302 Sector 38d Chandigarh 160038INDB00008351602340304965199

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%