IndusInd Bank Home Loan in Chandigarh

Last Updated : April 7, 2017, 5:51 p.m.

About IndusInd Bank Home Loan in Chandigarh

Chandigarh is one of the best cities to live in as it is the planned city with all the best amenities available. To buy or construct the house in the city is not an easy task. It is one of the daunting tasks to make a home for yourself. To make the dream house you need the financial help from outside. IndusInd bank home loan is one of the ways in which the financial requirements or need can be taken care. It offers the facility at affordable rates and gives other added advantages as well. So for all those who aspire to purchase, construct, extend or renovate the home or property should opt for IndusInd bank home loan.

IndusInd Bank Home Loan in Chandigarh at a glance

Eligibility Criteria

• The age of the applicant should be between 21 – 65 years
• Salaried individuals with minimum 3 years experience
• Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years

Documents Required

• Loan Application with  passport size photograph of applicant/guarantor
• Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
• Residence proof-  Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
• Signature proof- Passport/ PAN Card
• Processing fee cheque
• Detailed cost estimate/valuation report from Bank’s Panel Chartered Engineer/Architect
• Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
• Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
• Last 3 months Salary Certificate and Form No.16/ITR for last 3 years (in case of salaried persons)
• IT Returns filed for the past three years (in case of non-salaried persons)
• Educational qualification certificate and the Proof of business existence (in case of self-employed businessmen or professionals)
• Balance Sheet and P&L Account for the past three years (in case of self-employed businessmen or professionals)

To get more detailed information, visit Home Loan Chandigarh .

Address of IndusInd Bank Branches in Chandigarh