IndusInd Bank Home Loan in Guwahati

Last Updated : May 5, 2018, 2:50 p.m.
About IndusInd Bank Home Loan in Guwahati
The home loan is the product that helps the applicant to cherish the dream to be a house owner. It is one of the financial solutions that help the customer with the finances a to construct or buy any property, flat or land. It is one of the financial tool that takes care of the financial needs to fulfill the dream. IndusInd bank home loan is one of the best among other lenders. It offers the affordable rates for all. Along with it there are other advantages like simple documents and quick processing of application etc which the customer gets from the bank.
IndusInd Bank Home Loan in Guwahati at a glance
Particulars | Details |
---|---|
Interest Rate | 8.40% - 9.75% |
Loan amount | Depend upon the individual's income and profile. |
Tenure | Up to 30 years |
Processing fee | 0.5% of the loan amount |
Pre- payment charges | As per Bank’s norm |
Eligibility Criteria
- The age of the applicant should be between 21 – 65 years
- Salaried individuals with minimum 3 years experience
- Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years
Documents Required
- Loan Application with passport size photograph of applicant/guarantor
- Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
- Residence proof- Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
- Signature proof- Passport/ PAN Card
- Processing fee cheque
- Detailed cost estimate/valuation report from Bank’s Panel Chartered Engineer/Architect
- Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
- Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
- Last 3 months Salary Certificate and Form No.16/ITR for last 3 years (in case of salaried persons)
- IT Returns filed for the past three years (in case of non-salaried persons)
- Educational qualification certificate and the Proof of business existence (in case of self-employed businessmen or professionals)
- Balance Sheet and P&L Account for the past three years (in case of self-employed businessmen or professionals)
To get more detailed information, visit Home Loan Guwahati .
Address of IndusInd Bank Branches in Guwahati
Branch Name | Address | IFSC Code | MICR | Contact Details | |||||
---|---|---|---|---|---|---|---|---|---|
Guwahati | G. S. Road, Bhangagarh, Guwahati 781 005 | INDB00000 38 | 781234002 | 0361 2452864 / 65 / 68 2452867 | |||||
Zoo Road Guwahati | Upper Ground Floor And 1st Floor Hotel Parnil Palace, Zoo Road Tiniali Guwahati 781024 Assam | INDB0000603 | 781234003 | 2200012 | |||||
Beltola Guwahati | Ground Floor 60 Basistha Road Beltola Guwahati 781 028 Assam | INDB0000662 | 781234004 | 2220212 |
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