IndusInd Bank Home Loan in Ghaziabad

About IndusInd Bank Home Loan in Ghaziabad

IndusInd is one of the new generation banks which was established in the year 1994. It has offered the best and world-class quality products and services to its customers. The home loan offered by the bank has competitive rates and the loan is affordable for all. The property in Ghaziabad being the developing city is more. Hence, IndusInd bank helps all the dreamers to achieve the goal of having their own home.

IndusInd Bank Home Loan in Ghaziabad at a glance

ParticularsDetails
Interest Rate8.70% - 9.40%
Loan amountDepend upon the individual's income and profile.
TenureUp to 30 years
Processing fee0.5% of the loan amount
Pre- payment chargesAs per Bank’s norm

Eligibility Criteria

  • The age of the applicant should be between 21 – 65 years
  • Salaried individuals with minimum 3 years experience
  • Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years

Documents Required

  • Loan Application with  passport size photograph of applicant/guarantor
  • Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
  • Residence proof-  Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Signature proof- Passport/ PAN Card
  • Processing fee cheque
  • Detailed cost estimate/valuation report from Bank’s Panel Chartered Engineer/Architect
  • Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
  • Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
  • Last 3 months Salary Certificate and Form No.16/ITR for last 3 years (in case of salaried persons)
  • IT Returns filed for the past three years (in case of non-salaried persons)
  • Educational qualification certificate and the Proof of business existence (in case of self-employed businessmen or professionals)
  • Balance Sheet and P&L Account for the past three years (in case of self-employed businessmen or professionals)

To get more detailed information, visit Home Loan Ghaziabad.

Address of IndusInd Bank Branches in Ghaziabad

Branch NameAddressIFSC CodeMICR Contact Details 
AgraAddressIFSC CodeMICRContact details
ChitoraBlock No.48/6, Ground Floor, Puneet Vrindavan Building Sanjay Place, Agra - 282002INDB00000642822340020562 2526452 / 72 / 78 2526394
Ground Floor #409, Village: Chitaura, Po: Chitaura, Block: Shamshabad, Tehsil- Fatehabad, Dist: Agra, Uttar Pradesh-283125INDB00004952822345028795839006

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