IndusInd Bank Home Loan in Kochi

About IndusInd Bank Home Loan in Kochi

IndusInd bank offers one of the best products and services to the customers. The home loan is one of the banking products that the banks offer to those who wants to construct, buy, extend or renovate the home, flat, property or land. It is one of the products that make the dream come true. It is one of the best financial solutions to own a place or home. The bank provides one of the best and competitive rates which is affordable and comes with flexible tenure.

IndusInd Bank Home Loan in Kochi at a glance

ParticularsDetails
Interest Rate8.70% - 9.40%
Loan amountDepend upon the individual's income and profile.
TenureUp to 30 years
Processing fee0.5% of the loan amount
Pre- payment chargesAs per Bank’s norm

Eligibility Criteria

  • The age of the applicant should be between 21 – 65 years
  • Salaried individuals with minimum 3 years experience
  • Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years

Documents Required

  • Loan Application with  passport size photograph of applicant/guarantor
  • Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
  • Residence proof-  Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Signature proof- Passport/ PAN Card
  • Processing fee cheque
  • Detailed cost estimate/valuation report from Bank’s Panel Chartered Engineer/Architect
  • Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
  • Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
  • Last 3 months Salary Certificate and Form No.16/ITR for last 3 years (in case of salaried persons)
  • IT Returns filed for the past three years (in case of non-salaried persons)
  • Educational qualification certificate and the Proof of business existence (in case of self-employed businessmen or professionals)
  • Balance Sheet and P&L Account for the past three years (in case of self-employed businessmen or professionals)

To get more detailed information, visit Home Loan Kochi.

Address of IndusInd Bank Branches in Kochi

Branch NameAddressIFSC CodeMICR Contact Details     
KochiGouri Narayan, (opp. To New Jayalakshmi Silks), 40/8399, 8400, M. G. Road, Kochi – 682035INDB00000106822340020484 2360888 (4 LINES) 2382222
KakkanadC SEZ Administrative Building, Kakkanad, Kochi 682037 KeralaINDB00000916822340030484 2413252 2413251
Kochi Extension CntrIpstavi By 50 Jew Town, Mattancherry, Kochi 682 002INDB0000510NON-MICR1860 500 5004
Palarivattom KochiGrd Flr 32 1169 A1 Jj Bldg Civil Lines Road Palarivattom Ernakulam Kochi 682025 KeralaINDB00007606822340062341301
Kadavanthra KochiGrd Flr Jn Corner Subhash Chandra Bose Road Jawahar Nagar Kadavanthra Ernakulam Kochi 682020 KeralaINDB00008856822340072207414

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