IndusInd Bank Home Loan Lucknow - IFSC, Rates February 2024, Eligibility, EMI

IndusInd Bank Home Loan in Lucknow

About IndusInd Bank Home Loan in Lucknow

IndusInd bank is one of the new generation banks that was established in the year 1994. The main aim of the bank was to provide the best products and services to the people. The bank has spread the network across the country and has few international offices as well. In the city of Lucknow, the bank has many branches which offer the best products. The home loan is the product that the bank offers to that applicant who needs the finances for the construction, extension, renovation or purchase of land, property, flat or house. IndusInd offers one of the best competitive rates along with different other benefits and advantages.

IndusInd Bank Home Loan in Lucknow at a glance

Interest Rate8.40% - 9.75%
Loan amountDepend upon the individual's income and profile.
TenureUp to 30 years
Processing fee0.5% of the loan amount
Pre- payment chargesAs per Bank’s norm

Eligibility Criteria

  • The age of the applicant should be between 21 – 65 years
  • Salaried individuals with minimum 3 years experience
  • Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years

Documents Required

  • Loan Application with  passport size photograph of applicant/guarantor
  • Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
  • Residence proof-  Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Signature proof- Passport/ PAN Card
  • Processing fee cheque
  • Detailed cost estimate/valuation report from Bank’s Panel Chartered Engineer/Architect
  • Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
  • Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
  • Last 3 months Salary Certificate and Form No.16/ITR for last 3 years (in case of salaried persons)
  • IT Returns filed for the past three years (in case of non-salaried persons)
  • Educational qualification certificate and the Proof of business existence (in case of self-employed businessmen or professionals)
  • Balance Sheet and P&L Account for the past three years (in case of self-employed businessmen or professionals)

To get more detailed information, visit Home Loan Lucknow.

Address of IndusInd Bank Branches in Lucknow

Branch NameAddressIFSC CodeMICR Contact Details
LucknowOld Basant Bldg. 45/2, Newal Kishore Road, Lalbagh, Lucknow 226001INDB00000192262340020522 2620169, 6566810, 3230365 2628724
AminabadMahila Vidyalaya, Ganga Prasad Road, Aminabad, Lucknow (U.P.)INDB00005192262340510522 2614336, 2622870, 2625994 2625994
Anaura KalaGround Floor, Khasra No 356, Village: Anaura Kala, Teh: Pergana, Lucknow Faizabad Highway, Dist: Lucknow- 227 105, Uttar PradeshINDB00005282262340058795839011
AlambaghGround Floor, Plot No. 5(part) & 7, Ramnagar Bilawan, Kanpur Road, Alambagh, Lucknow- 226005, Uttar PradeshINDB0000543226234007(0522)2453245/2452245
Gomti Nagar , Lucknow1/90, Ground Floor, Vinay Khand, Near Patrakarpuram Crossing, Gomtinagar, Lucknow- 226010, Uttar Pradesh INDB00005422262340080522- 2304125 / 2304126
Aliganj, LucknowGround Floor, B-64, Sector-b, Main Kapurthala Road, Aliganj, Lucknow- 226 020, Uttar Pradesh INDB00005502262340090522- 2329826 / 27
Indira Nagar, LucknowGround Floor Plot No 628/10a, Khasra No 594/3, Faizabad Road, Indira Nagar, Lucknow- 226016, Uttar PradeshINDB00005632262340121860 500 5004
Chowk, LucknowGround Floor, LIC Building, Khun Khun Ji Road, Chowk, Lucknow- 226 003, U.PINDB00005682262340111860 500 5004
Vikas Nagar LucknowUpper Ground Floor C 2 76 77 Mukut Tower Vikas Nagar Lucknow 226022 Uttar PradeshINDB00007132262340132738510
Jankipuram LucknowGround Floor Plot No 6 Sector F Jankipuram Lucknow 226091 Uttar PradeshINDB00007222262340142731540
Aashiana LucknowGround Floor A1668 Sector 1 Lda Colony Kanpur Road Aashiyana Lucknow 226012 Uttar PradeshINDB00007232262340152424912
Munshipulia LucknowGrd Flr Regal Plaza Plot No 16 103 Ring Road Indira Nagar Extn Munshi PULIA Lucknow 226016 U PINDB00007502262340162719016
Vrindavan Yojana LucknowUpper Grd Flr Plot No 9a 9b Saraswati Puram Rae Bareli Road Vrindavan Yojana Lucknow 226014 U PINDB00008322262340172668915
Chinhat LucknowGrd Flr Cp 6 Vikrant Khand Faizabad Road Gomti Nagar Chinhat Lucknow 226010 Uttar PradeshINDB00008652262340539235400247
Vidhansabha Marg LucknowGround Floor 28a Vidhansabha Marg Burlington Chauraha Lucknow 226001 Uttar PradeshINDB00008662262340182200894

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%