IndusInd Bank Home Loan in Lucknow

Last Updated : May 5, 2018, 2:52 p.m.

About IndusInd Bank Home Loan in Lucknow

IndusInd bank is one of the new generation banks that was established in the year 1994. The main aim of the bank was to provide the best products and services to the people. The bank has spread the network across the country and has few international offices as well. In the city of Lucknow, the bank has many branches which offer the best products. The home loan is the product that the bank offers to that applicant who needs the finances for the construction, extension, renovation or purchase of land, property, flat or house. IndusInd offers one of the best competitive rates along with different other benefits and advantages.

IndusInd Bank Home Loan in Lucknow at a glance

Eligibility Criteria

• The age of the applicant should be between 21 – 65 years
• Salaried individuals with minimum 3 years experience
• Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years

Documents Required

• Loan Application with  passport size photograph of applicant/guarantor
• Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
• Residence proof-  Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
• Signature proof- Passport/ PAN Card
• Processing fee cheque
• Detailed cost estimate/valuation report from Bank’s Panel Chartered Engineer/Architect
• Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
• Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
• Last 3 months Salary Certificate and Form No.16/ITR for last 3 years (in case of salaried persons)
• IT Returns filed for the past three years (in case of non-salaried persons)
• Educational qualification certificate and the Proof of business existence (in case of self-employed businessmen or professionals)
• Balance Sheet and P&L Account for the past three years (in case of self-employed businessmen or professionals)

To get more detailed information, visit Home Loan Lucknow .

Address of IndusInd Bank Branches in Lucknow