IndusInd Bank Home Loan in Patna

Last Updated : May 5, 2018, 2:53 p.m.

About IndusInd Bank Home Loan in Patna

The home loan is the product that helps the people to fulfill the dreams to make the home for themselves. A space of your own is something that each one of us aspires to make for ourselves. It is one of the privileges which is also one of the basic requirements. IndusInd bank offers the best home loan which is affordable and has other features as well. The advantages like to have the quick processing of the application, fast disbursal, and simple documentation is offered by the bank. Thus, to own the dream house in the city of Patna it is the best financial solution.

IndusInd Bank Home Loan in Patna at a glance

Eligibility Criteria

• The age of the applicant should be between 21 – 65 years
• Salaried individuals with minimum 3 years experience
• Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years

Documents Required

• Loan Application with  passport size photograph of applicant/guarantor
• Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
• Residence proof-  Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
• Signature proof- Passport/ PAN Card
• Processing fee cheque
• Detailed cost estimate/valuation report from Bank’s Panel Chartered Engineer/Architect
• Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
• Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
• Last 3 months Salary Certificate and Form No.16/ITR for last 3 years (in case of salaried persons)
• IT Returns filed for the past three years (in case of non-salaried persons)
• Educational qualification certificate and the Proof of business existence (in case of self-employed businessmen or professionals)
• Balance Sheet and P&L Account for the past three years (in case of self-employed businessmen or professionals)

To get more detailed information, visit Home Loan Patna .

Address of IndusInd Bank Branches in Patna