IndusInd Bank Home Loan Patna - Rates February 2024, Eligibility, IFSC, EMI

IndusInd Bank Home Loan in Patna

About IndusInd Bank Home Loan in Patna

The home loan is the product that helps the people to fulfill the dreams to make the home for themselves. A space of your own is something that each one of us aspires to make for ourselves. It is one of the privileges which is also one of the basic requirements. IndusInd bank offers the best home loan which is affordable and has other features as well. The advantages like to have the quick processing of the application, fast disbursal, and simple documentation is offered by the bank. Thus, to own the dream house in the city of Patna it is the best financial solution.

IndusInd Bank Home Loan in Patna at a glance

Interest Rate8.40% - 9.75%
Loan amountDepend upon the individual's income and profile.
TenureUp to 30 years
Processing fee0.5% of the loan amount
Pre- payment chargesAs per Bank’s norm

Eligibility Criteria

  • The age of the applicant should be between 21 – 65 years
  • Salaried individuals with minimum 3 years experience
  • Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years

Documents Required

  • Loan Application with  passport size photograph of applicant/guarantor
  • Identity proof- Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
  • Residence proof-  Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Signature proof- Passport/ PAN Card
  • Processing fee cheque
  • Detailed cost estimate/valuation report from Bank’s Panel Chartered Engineer/Architect
  • Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
  • Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
  • Last 3 months Salary Certificate and Form No.16/ITR for last 3 years (in case of salaried persons)
  • IT Returns filed for the past three years (in case of non-salaried persons)
  • Educational qualification certificate and the Proof of business existence (in case of self-employed businessmen or professionals)
  • Balance Sheet and P&L Account for the past three years (in case of self-employed businessmen or professionals)

To get more detailed information, visit Home Loan Patna.

Address of IndusInd Bank Branches in Patna

Branch NameAddressIFSC CodeMICR Contact Details
PatnaShowroom No. Sr02, Rajendra Ram Plaza, Exhibition Road, PatnaINDB00000558002340020612 2206140, 2202542, 2202938 2207583
Boring Road Patna (ii)Ground Floor, Vishwas Amawan House, Jamuna Apartments Complex (front Block), Boring Road, Patna- 800 013. BiharINDB00003938002340040612-2570235, 2570236, 2570240, 2572241
Kankarbagh, PatnaGround Floor- Ds-20, Gayatri Mandir Road, Kankarbagh Colony, Patna- 800 020, BiharINDB00005168002340070612-2356651/2/3/4
Rajendra Nagar, PatnaGround Floor, Plot No 158, Block-a, Arya Kumar Road, Rajendra Nagar, Patna- 800 016, BiharINDB00005318002340060612-2665601 - 04
Khazanchi Road- PatnaGround Floor, Paras Bhawan, Khazanchi Road, Ward No 9, Po: Bankipur, Patna- 800 004, BiharINDB00005528002340090612-2300551 - 54
Ashiana Nagar- PatnaGround Floor, #10, Abhinav Apartments, Main Ashiana Digha Road, Near Passport Office, Ashiana Nagar, Patna- 800 014, BiharINDB00005348002340080612-2580015; 0612-2580050; 0612-2580071; 0612-2580080(FAX)
Anishabad- PatnaGround Floor, Radhika Complex, Ballambi Chowk More, Khagaul Road, Anisabad, Patna- 800 002, Bihar INDB00005558002340100612-2250231 / 2250232 / 2250234 / 2250235
Patna CityPlot No.764 And 765, Mohalla Kucha Ganesh Chowk, Ashok Raj Path, Patna City 800008INDB00005908002340112640084
Saguna More PatnaGround Floor Plot No 115 Surya Bp Commercial Centre Danapur Saguna More Patna 801503 BiharINDB0000928800234012222335

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%