Kotak Home Loan Ghaziabad - IFSC, Rates March 2024, Eligibility, EMI

Kotak Mahindra Bank Home Loan in Ghaziabad

About Kotak Mahindra Bank Home Loan in Ghaziabad

Book your desired home without worrying about the money as Kotak Mahindra Bank ease your trouble by rendering home loan. You can apply for the home loan at the nearest bank branch or online. It provides you with the facility to repay your loan amount in installments. You can choose the tenure of repayment as the bank grants the loan for the maximum period of 20 years.

Kotak Mahindra Bank Home Loan in Ghaziabad at a Glance

Interest Rate 8.70% onwards
Loan amountUp to 90% of the property
TenureUp to 20 years
Processing feeNil
Pre- payment chargesAs per bank’s norms

Eligibility Criteria

The Kotak Mahindra Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the eligibility now:

Individuals either solely or jointly can apply for the home loan if they fall in the age bracket and earn a considerable income as per bank norm.

Documentation Required

In order to avail the benefit of a car loan, the individual needs to submit the following documents:

  • Duly filled Application form
  • Photograph
  • Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
  • Property tax receipt/ Passport/ Voters ID card)
  • Proof of Income – Original Salary Certificate from employer, TDS certificate on
  • Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
  • Proof of business address for non-salaried individuals
  • Statement of Bank Account/ Pass Book for last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities statement

To know more read Home Loan Ghaziabad

Address of Kotak Mahindra Bank Branches in Ghaziabad

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Ghaziabad are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number

30 & 31, Navyug Market, P. B. #75, Ghaziabad - 201001 Uttar PradeshKKBK0000677110485033(0120) 4175102
Ghaziabad Main BranchC, 77 RDC, Raj Nagar District Centre, Ghaziabad - 201001 KKBK0005295NON-MICR1800-102-6022
Indirapuram BrShop No. AG-11, 12, 38, 39 & 40 ON Ground Floor Aditya City Center Indirapuram, Ghaziabad - 201014
Uttar Pradesh
0120-4308678, 0120-4309857
Raj Nagar Ghaziabad ALL India Institute of Tech Medicals Plot #13 RDC Opposite Telephone Exchange Raj NGR, Ghaziabad - 201002
Uttar Pradesh

  • Home Loan Interest Rates March 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%