Kotak Mahindra Bank Home Loan in Kochi

About Kotak Mahindra Bank Home Loan in Kochi

Answer your requirements in the best possible manner as Kotak Mahindra Bank is there to support you financially in all your endeavours. With a plethora of banking products and services, it caters different requirements of the people. The information about the bank’s home loan product is provided below. Read the details carefully before applying.

Kotak Mahindra Bank Home Loan in Kochi at a Glance

ParticularsDetails
Interest Rate 8.75%
Loan amountUp to 90% of the property
TenureUp to 20 years
Processing feeNil
Pre- payment chargesAs per bank’s norms

Eligibility Criteria

The Kotak Mahindra Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the eligibility now:

Individuals either solely or jointly can apply for the home loan if they fall in the age bracket and earn a considerable income as per bank norm.

Documentation Required

In order to avail the benefit of a car loan, the individual needs to submit the following documents:

  • Duly filled Application form
  • Photograph
  • Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
  • Property tax receipt/ Passport/ Voters ID card)
  • Proof of Income – Original Salary Certificate from employer, TDS certificate on
  • Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
  • Proof of business address for non-salaried individuals
  • Statement of Bank Account/ Pass Book for last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities statement

To know more read Home Loan Kochi

Address of Kotak Mahindra Bank Branches in Kochi

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Kochi are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Pams Palace, Palace Road, MattancherryPams Palace , Palace Road, Mattancherry, Kochi - 682002, KeralaKKBK0009015NON-MICR18602662666
Mamagalam34/2289 D Mathewsons Centre Point, Mamagalam, Palarivattom, Ernakulam, Kochi - 682025, KeralaKKBK0009289
NON-MICR
0484 4010509
Palarivattom32/1172, A-1, Ground Floor, Veerath Complex, Palarivattom, Palarivattom, Kochi, Kochi - 682025, KeralaKKBK0009017NON-MICR
18602662666

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Home Loan Interest Rates October 2018
State Bank of India/SBI8.70% - 9.25%
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DHFL9.05% - 9.95%
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