About Kotak Mahindra Bank Home Loan in Kolkata
To assist the residents of Kolkata in buying their dream home, Kotak Mahindra Bank provides the home loan. It makes it convenient for the customers to move in the house of desire as the bank allows the repayment in installments. The bank disburses up to 90% of the property value to eligible candidates. Check the details below.
Kotak Mahindra Bank Home Loan in Kolkata at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 8.70% onwards |
| Loan amount | Up to 90% of the property |
| Tenure | Up to 20 years |
| Processing fee | Nil |
| Pre- payment charges | As per bank’s norms |
Eligibility Criteria
The Kotak Mahindra Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the eligibility now:
Individuals either solely or jointly can apply for the home loan if they fall in the age bracket and earn a considerable income as per bank norm.
Documentation Required
In order to avail the benefit of a car loan, the individual needs to submit the following documents:
- Duly filled Application form
- Photograph
- Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
- Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
- Property tax receipt/ Passport/ Voters ID card)
- Proof of Income – Original Salary Certificate from employer, TDS certificate on
- Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
- Proof of business address for non-salaried individuals
- Statement of Bank Account/ Pass Book for last six months
- Signature identification from present bankers
- Personal Assets and Liabilities statement
To know more read Home Loan Kolkata
Address of Kotak Mahindra Bank Branches in Kolkata
The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Kolkata are mentioned in the table below:
| Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
|---|---|---|---|---|
| Kotak Mahindra Ballygunge Kolkata | Ground Floor Devalaya 3 A Gariahat Road, Kolkata - 700019 West Bengal | KKBK0006578 | NON-MICR | 1800-102-6022 |
| Kotak Mahindra Brabourne Road Overseas Calcutta Kolkata | City Centre 19 Synagogue Street, Kolkata - 700001 West Bengal | KKBK0006573 | NON-MICR | 1800-102-6022 |
| Kotak Mahindra Burra Bazar Kolkatta | Burra Bazar Branch-kolkatta, Ground & Fifth Floor ; Building #1, Jogendra Kaviraj Row, Near Kalakar Street Post Office, Kolkata - 700007 | KKBK0006562 | 700485012 | 033 22740137, 033 22740153 |
| Kotak Mahindra Chittaranjan Avenue | Ground Floor Premises #219 Chittaranjan Avenue Kolkata - 700006 West Bengal | KKBK0006584 | NON-MICR | 033 25551140, 033 25551160 |
| Kotak Mahindra Garia Kolkata | 279 A Ground Floor N. S. C Bose Road, Kolkata - 700047 | KKBK0006577 | NON-MICR | 1800-102-6022 |
| Kotak Mahindra Gol Park | Ground Floor & First Floor, 23 By 20 By 2, Gariahat Road, Gol Park, Kolkatta, Kolkata - 700029 | KKBK0006567 | NON-MICR | 033 40715583, 033 40715584, 033 40715585 |