Kotak Mahindra Bank Home Loan in Lucknow

About Kotak Mahindra Bank Home Loan in Lucknow

Kotak Mahindra Bank extends its valuable service in the city of Lucknow. The bank provides multiple banking products to the residents to enhance their experience. It even offers home loan to make it possible for the residents to move in their dream home. Read the details carefully and apply.

Kotak Mahindra Bank Home Loan in Lucknow at a Glance

ParticularsDetails
Interest Rate 8.65% - 8.75%
Loan amountUp to 90% of the property
TenureUp to 20 years
Processing feeNil
Pre- payment chargesAs per bank’s norms

Eligibility Criteria

The Kotak Mahindra Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the eligibility now:

Individuals either solely or jointly can apply for the home loan if they fall in the age bracket and earn a considerable income as per bank norm.

Documentation Required

In order to avail the benefit of a car loan, the individual needs to submit the following documents:

  • Duly filled Application form
  • Photograph
  • Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
  • Property tax receipt/ Passport/ Voters ID card)
  • Proof of Income – Original Salary Certificate from employer, TDS certificate on
  • Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
  • Proof of business address for non-salaried individuals
  • Statement of Bank Account/ Pass Book for last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities statement

To know more read Home Loan Lucknow

Address of Kotak Mahindra Bank Branches in Lucknow

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Lucknow are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Kotak Mahindra 5/27, Gomtinagar5/27, Vishal Khand, Gomtinagar, Lucknow - 226010
Uttar Pradesh
KKBK00006782264850030522 4151900, 0522 4151925
Kotak Mahindra Alambagh LucknowUpper Ground Floor Basant Tower Khasra #827 3 826 16 A 25 A Guru Nanak Nagar Alambagh, Lucknow - 226005 Uttar PradeshKKBK0005197NON-MICR
1800-102-6022
Kotak Mahindra AliganjAliganj Branch- Lucknow- UP Ground Floor, 40, Chandralok, Aliganj, Lucknow-UP - 226020
Uttar Pradesh
KKBK0005190NON-MICR
0522-4114710, 0522-4114702
Kotak Mahindra AtrauliShop #5 6 Upper Ground Floor Khasra #57 Atrauli Post Mohanlalganj Uttar Pradesh - 226301KKBK0005198NON-MICR
1800-102-6022
Kotak Mahindra Gomtinagar Lucknow4 34 Vivek Khand Gomtinagar, Lucknow - 226002
Uttar Pradesh
KKBK0005196NON-MICR
1800-102-6022
Kotak Mahindra Indira NagarUpper Ground Floor SH #24, 26, 27, Lekhraj Khazana, Sector4 Indira Nagar, Lucknow - 226016
Uttar Pradesh
KKBK0005191 NON-MICR
0522 4934950
Kotak Mahindra Lucknow Aminabad Ground Floor #92 190 New #92 081 Gautam Budh Marg Aminabad Lucknow - 226018 Uttar PradeshKKBK0005194NON-MICR
0522 - 2681114, 0522 - 2681113
Kotak Mahindra Lucknow Ashiyana ColonyGround Floor Plot No K 34 Ashiyana Colony Power House Chauraha, Lucknow - 226010
Uttar Pradesh
KKBK0005199NON-MICR1800-102-6022

People Also Look For

Personal Loan Interest Rates August 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.25%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank10.99% - 14.49%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates August 2018
State Bank of India/SBI8.45% - 9.00%
HDFC8.70% - 9.40%
Bank of Baroda8.50% - 9.50%
LIC Housing8.45% - 8.90%
PNB Housing Finance8.99% - 10.75%
ICICI Bank8.55% - 8.80%
Axis Bank8.50% - 8.85%
Citibank8.85% - 9.65%
Indiabulls Housing Finance Limited8.70% - 9.85%
Kotak Bank8.65% - 8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 10.00%
EMI Calculator