Kotak Mahindra Bank Home Loan in Noida

Last Updated : May 5, 2018, 3:35 p.m.
About Kotak Mahindra Bank Home Loan in Noida
Kotak Mahindra Bank helps all the potential home buyers by lending them a loan for the purchase of a house. The bank charges interest at moderate rates and issues loan for the flexible tenure. Anyone eligible can apply for the loan by visiting the nearest bank branch. The bank doesn’t levy any processing fees. More details about the product are given below:
Kotak Mahindra Bank Home Loan in Noida at a Glance
Particulars | Details |
---|---|
Interest Rate | 8.70% onwards |
Loan amount | Up to 90% of the property |
Tenure | Up to 20 years |
Processing fee | Nil |
Pre- payment charges | As per bank’s norms |
Eligibility Criteria
The Kotak Mahindra Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the eligibility now:
Individuals either solely or jointly can apply for the home loan if they fall in the age bracket and earn a considerable income as per bank norm.
Documentation Required
In order to avail the benefit of a car loan, the individual needs to submit the following documents:
- Duly filled Application form
- Photograph
- Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
- Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
- Property tax receipt/ Passport/ Voters ID card)
- Proof of Income – Original Salary Certificate from employer, TDS certificate on
- Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
- Proof of business address for non-salaried individuals
- Statement of Bank Account/ Pass Book for last six months
- Signature identification from present bankers
- Personal Assets and Liabilities statement
To know more read Home Loan Noida
Address of Kotak Mahindra Bank Branches in Noida
The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Noida are mentioned in the table below:
Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
---|---|---|---|---|
Kotak Mahindra Noida B 1 Sector 16 | Basement, Ground Floor, First Floor, Second Floor, B-1, Sector 16 - 201301 | KKBK0005029 | 110485070 | 1800-102-6022 |
Ansal Fortune Arcade | Shop Nos: 2-4, 42-46 & LGF-50, Plot No 84, Ansal Fortune Arcade, Sector - 18, Noida - 201301, Uttar Pradesh | KKBK0005033 | NON-MICR | 1800-102-6022 |
Sector 18 | G-31/32, Block G, Sec 18, Sector 18, Noida - 201301, Uttar Pradesh | KKBK0000181 | 110485004 | (0120) 4364800 |
Sector 51 | B1/8, B1/9, Sector 51, Noida - 201301, Uttar Pradesh | KKBK0000154 | 110485056 | (0120) 4015460 |
Sector 62 | C - 25/SG-16, "Stellar IT Park", Sector-62, Gautam Budhha Nagar, Sector 62, Noida - 201309, Uttar Pradesh | KKBK0005032 | NON-MICR | 0120 - 4544684 |
Sector - 63 | H-1/A-16, Ground Floor, Sector - 63, Sector 63, Noida - 201301, Uttar Pradesh | KKBK0000180 | 110485040 | (0120) 4082460, (0120) 4082477 |
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