Kotak Mahindra Bank Home Loan in Noida

About Kotak Mahindra Bank Home Loan in Noida

Kotak Mahindra Bank helps all the potential home buyers by lending them a loan for the purchase of a house. The bank charges interest at moderate rates and issues loan for the flexible tenure. Anyone eligible can apply for the loan by visiting the nearest bank branch. The bank doesn’t levy any processing fees. More details about the product are given below:

Kotak Mahindra Bank Home Loan in Noida at a Glance

ParticularsDetails
Interest Rate 8.75%
Loan amountUp to 90% of the property
TenureUp to 20 years
Processing feeNil
Pre- payment chargesAs per bank’s norms

Eligibility Criteria

The Kotak Mahindra Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the eligibility now:

Individuals either solely or jointly can apply for the home loan if they fall in the age bracket and earn a considerable income as per bank norm.

Documentation Required

In order to avail the benefit of a car loan, the individual needs to submit the following documents:

  • Duly filled Application form
  • Photograph
  • Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
  • Property tax receipt/ Passport/ Voters ID card)
  • Proof of Income – Original Salary Certificate from employer, TDS certificate on
  • Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
  • Proof of business address for non-salaried individuals
  • Statement of Bank Account/ Pass Book for last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities statement

To know more read Home Loan Noida

Address of Kotak Mahindra Bank Branches in Noida

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Noida are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Kotak Mahindra Noida B 1 Sector 16Basement, Ground Floor, First Floor, Second Floor, B-1, Sector 16 - 201301KKBK00050291104850701800-102-6022
Ansal Fortune ArcadeShop Nos: 2-4, 42-46 & LGF-50, Plot No 84, Ansal Fortune Arcade, Sector - 18, Noida - 201301, Uttar PradeshKKBK0005033
NON-MICR1800-102-6022
Sector 18G-31/32, Block G, Sec 18, Sector 18, Noida - 201301, Uttar PradeshKKBK0000181110485004(0120) 4364800
Sector 51B1/8, B1/9, Sector 51, Noida - 201301, Uttar PradeshKKBK0000154110485056(0120) 4015460
Sector 62C - 25/SG-16, "Stellar IT Park", Sector-62, Gautam Budhha Nagar, Sector 62, Noida - 201309, Uttar PradeshKKBK0005032NON-MICR0120 - 4544684
Sector - 63H-1/A-16, Ground Floor, Sector - 63, Sector 63, Noida - 201301, Uttar PradeshKKBK0000180110485040

(0120) 4082460, (0120) 4082477

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