Kotak Home Loan Patna - IFSC, Rates February 2024, EMI, Eligibility

Kotak Mahindra Bank Home Loan in Patna

About Kotak Mahindra Bank Home Loan in Patna

Are you searching for the lender who can grant you funds for the purchase of a home? If yes, check the home loan product offered by Kotak Mahindra Bank. The bank grants the loan to the candidates depending upon their repayment capacity. However, the complete details of the loan products are mentioned in the following sections.

Kotak Mahindra Bank Home Loan in Patna at a Glance

Interest Rate 8.70% onwards
Loan amountUp to 90% of the property
TenureUp to 20 years
Processing feeNil
Pre- payment chargesAs per bank’s norms

Eligibility Criteria

The Kotak Mahindra Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the eligibility now:

Individuals either solely or jointly can apply for the home loan if they fall in the age bracket and earn a considerable income as per bank norm.

Documentation Required

In order to avail the benefit of a car loan, the individual needs to submit the following documents:

  • Duly filled Application form
  • Photograph
  • Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
  • Property tax receipt/ Passport/ Voters ID card)
  • Proof of Income – Original Salary Certificate from employer, TDS certificate on
  • Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
  • Proof of business address for non-salaried individuals
  • Statement of Bank Account/ Pass Book for last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities statement

To know more read Home Loan Patna

Address of Kotak Mahindra Bank Branches in Patna

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Patna are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Boring Road6B,Sri Krishna Puri, Boring Road, Patna - 800001, BiharKKBK000565180048500391 7632986014
Gandhi MaidanShop No 3, 4, 5, Ahmad Husain Complex, Exhibition Road, P.S.- Gandhi Maidan, Patna - 800001, BiharKKBK0000351800485002(0612) 6451069
Patna - AshiyanaKotak Mahindra Bank Ltd, Ravi Urmilla Complex Near Pass port office, Ashiyana digha Main Road, Patna, Bihar. Pin Code - 800 014KKBK0005656NON-MICR18602662666
Phulwari SharifGround Floor, Hotel Pritam Inn, Main Road, Pethia Bazar, Mahavir Cancer Hospital Road, Phulwari Sharif, Patna - 801505, BiharKKBK0005655NON-MICR
Exhibition RoadNo.1471, Shop No.101, Umang Palace, I Floor, Opposite Petrol Pump, Exhibition Road, Patna - 800001, BiharKKBK0005652NON-MICR

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%