Kotak Mahindra Bank Home Loan in Patna

Last Updated : April 20, 2017, 1:57 p.m.

About Kotak Mahindra Bank Home Loan in Patna

Are you searching for the lender who can grant you funds for the purchase of a home? If yes, check the home loan product offered by Kotak Mahindra Bank. The bank grants the loan to the candidates depending upon their repayment capacity. However, the complete details of the loan products are mentioned in the following sections.

Kotak Mahindra Bank Home Loan in Patna at a Glance

Eligibility Criteria

The Kotak Mahindra Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the eligibility now:

Individuals either solely or jointly can apply for the home loan if they fall in the age bracket and earn a considerable income as per bank norm.

Documentation Required

In order to avail the benefit of a car loan, the individual needs to submit the following documents:

• Duly filled Application form
• Photograph
• Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
• Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
• Property tax receipt/ Passport/ Voters ID card)
• Proof of Income – Original Salary Certificate from employer, TDS certificate on
• Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
• Proof of business address for non-salaried individuals
• Statement of Bank Account/ Pass Book for last six months
• Signature identification from present bankers
• Personal Assets and Liabilities statement

To know more read Home Loan Patna

Address of Kotak Mahindra Bank Branches in Patna

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Patna are mentioned in the table below: