Kotak Home Loan Pune - IFSC, Rates March 2024, EMI, Eligibility

Kotak Mahindra Bank Home Loan in Pune

About Kotak Mahindra Bank Home Loan in Pune

In Pune, Kotak Mahindra Bank grants the home loan to the candidates and help them gain access to their dream home. The bank motivates the people to fulfill their dreams and support them in their endeavour. It follows the ethical code of conduct and is fair to its customers. The details of the fees and charges levied by the bank on a home loan are as follows.

Kotak Mahindra Bank Home Loan in Pune at a Glance

Interest Rate 8.70% onwards
Loan amountUp to 90% of the property
TenureUp to 20 years
Processing feeNil
Pre- payment chargesAs per bank’s norms

Eligibility Criteria

The Kotak Mahindra Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the eligibility now:

Individuals either solely or jointly can apply for the home loan if they fall in the age bracket and earn a considerable income as per bank norm.

Documentation Required

In order to avail the benefit of a car loan, the individual needs to submit the following documents:

  • Duly filled Application form
  • Photograph
  • Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
  • Property tax receipt/ Passport/ Voters ID card)
  • Proof of Income – Original Salary Certificate from employer, TDS certificate on
  • Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
  • Proof of business address for non-salaried individuals
  • Statement of Bank Account/ Pass Book for last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities statement

To know more read Home Loan Pune

Address of Kotak Mahindra Bank Branches in Pune

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Pune are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Kotak Mahindra BaramatiBhigwan Road, Taluka Baramati, Pune - 413102
KKBK0001760NON-MICR02112 229246
Kotak Mahindra Bhandarkar Road PuneBakre Avenue, F. P. #226/3, Bhandarkar Road Pune - 411004 Maharashtra KKBK0000721411485003020 65601217, 020 65601216, 020 26333696
Kotak Mahindra BhosariGround Floor Madur Engineers PVT Limited Plot #71 1 A 2 Gen Block Telco Road Midc Bhosari Pune - 411026
Kotak Mahindra ChakanShubhmangal Plaza, Talegaon Chowk, Pune-nashik Highway - 410501
Chakan , Maharashtra
KKBK000072841148500802135 645042, 02135 645043, 02135 645045, 02135 645085
Kotak Mahindra Chinchwad PuneShop #9 To 13 Ground Floor Empire Estate CTS #4510 1 BombayRoad Chinchwad, Pune - 411019 Maharashtra KKBK0001768NON-MICR
Kotak Mahindra East Street, PuneM-4, Virwani Plaza, 11, East Street, PuneMaharashtraKKBK0000723411485002020 66094041, 020 66094042, 020 66094043, 020 66094058

  • Home Loan Interest Rates March 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%