About Lakshmi Vilas Bank Home Loan in Bhubaneswar
In Bhubaneswar, Lakshmi Vilas Bank helps the customers to gain their financial targets by providing them with the apt banking tool. Through the variety of products offered by the bank, it has so far helped many people in accomplishing their goals. It provides a home loan to the willing buyers who due to a shortage of funds have to postpone their plan of purchasing their desired home. Check the eligibility criteria and achieve your aim by availing the home loan from the bank.
Lakshmi Vilas Bank Home Loan in Bhubaneswar at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 8.25% Onwards |
| Loan amount | As per individual’s capacity |
| Tenure | Up to 20 years |
| Processing fee | As per bank's norm |
| Pre- payment charges | As per bank's norm |
Eligibility Criteria
The Lakshmi Vilas Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The benefit of home loan can be availed by individuals and HUFs having a decent income and able to present proof.
Documentation Needed
In order to avail the benefit of home loan, the individual needs to submit the following documents:
- Duly Filled Application Form with 2 Passport Size Photographs
- Proof of identity (photocopies of Voters ID card/ Passport/ Driving
licence/ IT PAN card) - Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
Property tax receipt/ Passport/ Voters ID card) - Proof of Income – Original Salary Certificate from employer, TDS certificate on
- Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
Proof of business address for non-salaried individuals - Statement of Bank Account/ Pass Book for last six months
- Signature identification from present bankers
- Personal Assets and Liabilities statement
For more information check Home Loan Bhubaneswar
Address of Lakshmi Vilas Bank Branches in Bhubaneswar
The complete address, IFSC Code, MICR Code and customer care details of Lakshmi Vilas Bank branches located in Bhubaneswar are mentioned in the table below:
| Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
|---|---|---|---|---|
| Bhubaneshwar | Plot No. 622 - B, Janpath, Saheed Nagar, Bhubaneshwar – 751007, Orissa | LAVB0000160 | 751056002 | 0674-2541257 |