Lakshmi Vilas Bank Home Loan Ghaziabad

About Lakshmi Vilas Bank Home Loan in Ghaziabad

Lakshmi Vilas Bank is always there to support its customers in all their endeavours. It has the plethora of products under its belt to financially support each wish of its customer. Like to help the home buyers it has proposed a home loan product that makes it possible for the customers to achieve their goal. The bank charges interest at the nominal rates. It levies no hidden charges on the customers. Anyone eligible can apply for the loan by visiting the bank branch.

Lakshmi Vilas Bank Home Loan in Ghaziabad at a Glance

ParticularsDetails
Interest Rate 10.15%
Loan amountAs per individual’s capacity
TenureUp to 20 years
Processing feeAs per bank's norm
Pre- payment chargesAs per bank's norm

Eligibility Criteria

The Lakshmi Vilas Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The benefit of home loan can be availed by individuals and HUFs having a decent income and able to present proof.

Documentation Needed

In order to avail the benefit of home loan, the individual needs to submit the following documents:

  • Duly Filled Application Form with 2 Passport Size Photographs
  • Proof of identity (photocopies of Voters ID card/ Passport/ Driving
    licence/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
    Property tax receipt/ Passport/ Voters ID card)
  • Proof of Income – Original Salary Certificate from employer, TDS certificate on
  • Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
    Proof of business address for non-salaried individuals
  • Statement of Bank Account/ Pass Book for last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities statement

For more information check Home Loan Ghaziabad

Address of Lakshmi Vilas Bank Branches in Ghaziabad

The complete address, IFSC Code, MICR Code and customer care details of Lakshmi Vilas Bank branches located in Ghaziabad are mentioned in the table below:

Branch Name
Complete AddressIFSC CodeMICR CodeContact Number
Ghaziabad LIF 166167, Good Luck Towers, Nehru Nagar, Ambedkar Road, Ghaziabad - 201001 LAVB0000283110056007 2793368

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