Lakshmi Vilas Bank Home Loan Mumbai - IFSC, Rates Dec 2023, Eligibility, EMI

Lakshmi Vilas Bank Home Loan Mumbai

About Lakshmi Vilas Bank Home Loan in Mumbai

It is a true task to purchase a house in the dream city, Mumbai. With the property price soaring it is difficult to acquire the property with the amount saved. In such cases, one has to avail the home loan. But which lender to choose is again a tiring task. In Mumbai, Lakshmi Vilas Bank offers home loan to suitable candidates who are willing to purchase their dream home.

Lakshmi Vilas Bank Home Loan in Mumbai at a Glance

Interest Rate 8.25% Onwards
Loan amountAs per individual’s capacity
TenureUp to 20 years
Processing feeAs per bank's norm
Pre- payment chargesAs per bank's norm

Eligibility Criteria

The Lakshmi Vilas Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The benefit of home loan can be availed by individuals and HUFs having a decent income and able to present proof.

Documentation Needed

In order to avail the benefit of home loan, the individual needs to submit the following documents:

  • Duly Filled Application Form with 2 Passport Size Photographs
  • Proof of identity (photocopies of Voters ID card/ Passport/ Driving
    licence/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
    Property tax receipt/ Passport/ Voters ID card)
  • Proof of Income – Original Salary Certificate from employer, TDS certificate on
  • Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
    Proof of business address for non-salaried individuals
  • Statement of Bank Account/ Pass Book for last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities statement

For more information check Home Loan Mumbai

Address of Lakshmi Vilas Bank Branches in Mumbai

The complete address, IFSC Code, MICR Code and customer care details of Lakshmi Vilas Bank branches located in Mumbai are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Mulund WestNo 8 Marathon Max Link Road Mulund West Mumbai MaharashtraLAVB0000480NA04324-220051
ChemburRunwal Classic Plot No 257 Neardiamond Garden Chembur East MumbaiLAVB000020740005601104324-220051
Malad West
Manas Building, Khandelwal Layout, Plot No - 12LAVB0000422
D O Mumbai
Sterling Centre 2nd Floor Andheri Kurla Road Chakala Andheri MumbaiLAVB0000892
RTGS Cell25-31, Aban House, 4th Floor, Sri Saibaba Marg. Kalaghoda Fort MumbaiLAVB000088240005630204324-220051
Mumbai Service Branch64 Dr V B Gandhi Marg P B No 1783 Kalaghoda Fort Mumbai 400 001 MaharastraLAVB000085240005600104324-220051
Door No 10, Opposite To Mahavir Dharmastala, Raipur Road, DhamtariLAVB0000220NA

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  • Home Loan Interest Rates December 2023
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%