Oriental Bank of Commerce Home Loan Bengaluru - Rates February 2024, Eligibility, IFSC, EMI

Oriental Bank of Commerce Home Loan in Bengaluru

About Oriental Bank of Commerce Home Loan in Bengaluru

The IT city of Bengaluru, also the capital of Karnataka, has a large number of technical professionals that work day and night to ensure the company in which they work stays at the top. However, these professionals do want to stay in their home to eliminate the possibility of hassles that come with a rented flat. To let the residents here chill out in their dream home, Oriental Bank of Commerce is right there with a large number of branches to serve them a suitable home loan. Why not stay glued and get all the details related to Oriental Bank of Commerce Home Loan Bengaluru here?

Oriental Bank of Commerce Home Loan Bengaluru at a Glance

Interest Rate8.60% - 9.95%
Loan AmountDepends upon your income, saving and repayment capability
Loan TenureUpto 30 years, including the 18-month moratorium period subject to the dwelling unit’s age
Processing Fee0.50% of the loan amount plus service tax as applicable.
Prepayment ChargesNIL

Oriental Bank of Commerce Home Loan Eligibility Criteria in Bengaluru

Want to apply for a home loan at OBC in Bengaluru? Check eligibility now from the below pointers that come your way.

  • Both salaried and self-employed can make their home loan application.
  • The minimum age a borrower has to attain at the time of filing in the application is 18 years.
  • When the proposed loan tenure is set to be over, the age of the borrower should not be more than 60-70 years.
  • Borrowers as well as co-borrowers are required to have a regular and assured flow of income.

Documents Required to Avail Oriental Bank of Commerce Home Loan in Bengaluru

A key element to your dream home journey lies with the successful submission of the documents, which the bank seeks to approval the loan in Bengaluru.

  • Loan Application Form
  • Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
  • Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
  • Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR (For Salaried), Last 2-3 years Profit & Loss Account Statement and Audited Balance Sheet (For Self-employed)
  • Passport Size Photographs of applicants and co-applicants
  • Property Documents-Buyer Agreement Copy/Allotment Letter, Receipt of Payment made to Property Developers

For more, check out in Home Loan Bengaluru

Oriental Bank of Commerce Home Loan Bengaluru Branches

Branch NameComplete AddressIFSCMICRContact Detail
Richmond RoadH J S Chambers, Richmond Road, Bengaluru, Karnataka-560025ORBC0100207 560022002080-22291569
YelahankaNo 2566, Hig 1St Floor, Yelahanka, New Town, Bengaluru, Karnataka-560064ORBC0100826 560022003080-28561646
New Thippasandra2722, Hal III Stage, New Thippasandra, Bengaluru, Karnataka-560075ORBC0100985 560022005080-25203337
Jaya Nagar1031/G 40th Cross, 4Th, T Block, Jaya Nagar, Bengaluru, Karnataka-560041ORBC0100990 560022004080-22441382
M.G. Road21/15 Landmark, M.G. Road, Bengaluru, Karnataka-560001ORBC010104560022008080-25596625/6/7
Indira Nagar546, CMH Road, Indira Nagar, Bengaluru, Karnataka-560038ORBC0101057 560022009080-25284710
SadasivnagarUpper Palce Orchards, Sadasivnagar, Bengaluru, Karnataka-560080ORBC0101084 560022010080-23616103
KoramangalaKHB Colony, 80 Feet Road , 5Th Block, Koramangala, Bengaluru, Karnataka-560095ORBC0101118560022012080-25504147
Frazer TownNo - 100, Mosque Road, Frazer Town, Bengaluru, Karnataka-560005ORBC0101277 560022014080-25465406
BannerghattaVijeth Complex, No.459, Village Bannerghatta, Bengaluru, Karnataka-ORBC0101448 560022017
BTM LayoutNo 6, 100 Feet Ring Road, BTM II Stage,Bengaluru, Karnataka-560076ORBC0101376 560022015
Dasarahalli1/2, National Highway, Tumkur Rd, T. Dasarahalli, Bengaluru, KarnatakaORBC0101392 560022016

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%