Table of Contents
- 1 About Oriental Bank of Commerce Home Loan in Bengaluru
- 2 Oriental Bank of Commerce Home Loan Bengaluru at a Glance
About Oriental Bank of Commerce Home Loan in Bengaluru
The IT city of Bengaluru, also the capital of Karnataka, has a large number of technical professionals that work day and night to ensure the company in which they work stays at the top. However, these professionals do want to stay in their home to eliminate the possibility of hassles that come with a rented flat. To let the residents here chill out in their dream home, Oriental Bank of Commerce is right there with a large number of branches to serve them a suitable home loan. Why not stay glued and get all the details related to Oriental Bank of Commerce Home Loan Bengaluru here?
Oriental Bank of Commerce Home Loan Bengaluru at a Glance
|Interest Rate||6.75% - 7.80%|
|Loan Amount||Depends upon your income, saving and repayment capability|
|Loan Tenure||Upto 30 years, including the 18-month moratorium period subject to the dwelling unit’s age|
|Processing Fee||0.50% of the loan amount plus service tax as applicable.|
Oriental Bank of Commerce Home Loan Eligibility Criteria in Bengaluru
Want to apply for a home loan at OBC in Bengaluru? Check eligibility now from the below pointers that come your way.
- Both salaried and self-employed can make their home loan application.
- The minimum age a borrower has to attain at the time of filing in the application is 18 years.
- When the proposed loan tenure is set to be over, the age of the borrower should not be more than 60-70 years.
- Borrowers as well as co-borrowers are required to have a regular and assured flow of income.
Documents Required to Avail Oriental Bank of Commerce Home Loan in Bengaluru
A key element to your dream home journey lies with the successful submission of the documents, which the bank seeks to approval the loan in Bengaluru.
- Loan Application Form
- Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
- Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
- Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR (For Salaried), Last 2-3 years Profit & Loss Account Statement and Audited Balance Sheet (For Self-employed)
- Passport Size Photographs of applicants and co-applicants
- Property Documents-Buyer Agreement Copy/Allotment Letter, Receipt of Payment made to Property Developers
For more, check out in Home Loan Bengaluru
Oriental Bank of Commerce Home Loan Bengaluru Branches
|Branch Name||Complete Address||IFSC||MICR||Contact Detail|
|Richmond Road||H J S Chambers, Richmond Road, Bengaluru, Karnataka-560025||ORBC0100207||560022002||080-22291569|
|Yelahanka||No 2566, Hig 1St Floor, Yelahanka, New Town, Bengaluru, Karnataka-560064||ORBC0100826||560022003||080-28561646|
|New Thippasandra||2722, Hal III Stage, New Thippasandra, Bengaluru, Karnataka-560075||ORBC0100985||560022005||080-25203337|
|Jaya Nagar||1031/G 40th Cross, 4Th, T Block, Jaya Nagar, Bengaluru, Karnataka-560041||ORBC0100990||560022004||080-22441382|
|M.G. Road||21/15 Landmark, M.G. Road, Bengaluru, Karnataka-560001||ORBC010104||560022008||080-25596625/6/7|
|Indira Nagar||546, CMH Road, Indira Nagar, Bengaluru, Karnataka-560038||ORBC0101057||560022009||080-25284710|
|Sadasivnagar||Upper Palce Orchards, Sadasivnagar, Bengaluru, Karnataka-560080||ORBC0101084||560022010||080-23616103|
|Koramangala||KHB Colony, 80 Feet Road , 5Th Block, Koramangala, Bengaluru, Karnataka-560095||ORBC0101118||560022012||080-25504147|
|Frazer Town||No - 100, Mosque Road, Frazer Town, Bengaluru, Karnataka-560005||ORBC0101277||560022014||080-25465406|
|Bannerghatta||Vijeth Complex, No.459, Village Bannerghatta, Bengaluru, Karnataka-||ORBC0101448||560022017|
|BTM Layout||No 6, 100 Feet Ring Road, BTM II Stage,Bengaluru, Karnataka-560076||ORBC0101376||560022015|
|Dasarahalli||1/2, National Highway, Tumkur Rd, T. Dasarahalli, Bengaluru, Karnataka||ORBC0101392||560022016|