About Oriental Bank of Commerce Home Loan in Gurugram
Gurugram, popularly called as the Cyber City, is a hub of multinational companies that hire the best talent for various works. One of the most luxurious cities of Haryana and India, Gurugram has people from all walks of life, with some of them are searching for a banking partner to step into their dream home. Well, Oriental Bank of Commerce (OBC) could well be the one that you as a resident of Gurugram, previously known as Gurgaon, are looking for. The bank’s home loan is being used by many in the city to buy a home. So, why don’t you take plunge with Oriental Bank of Commerce Home Loan in Gurugram.
Oriental Bank of Commerce Home Loan Gurugram at a Glance
|Interest Rate||6.75% - 7.80%|
|Loan Amount||Depends upon your income, saving and repayment capability|
|Loan Tenure||Upto 30 years, including the 18-month moratorium period subject to the dwelling unit’s age|
|Processing Fee||0.50% of the loan amount plus service tax as applicable.|
Oriental Bank of Commerce Home Loan Eligibility Criteria in Gurugram
Want to apply for a home loan at OBC in Gurugram? Check eligibility now from the below pointers that come your way as it will determine where you stand as far as approval for home loan is concerned.
- Both salaried and self-employed can make their home loan application.
- The minimum age a borrower has to attain at the time of filing in the application is 18 years.
- When the proposed loan tenure is set to be over, the age of the borrower should not be more than 60-70 years.
- Borrowers as well as co-borrowers are required to have a regular and assured flow of income.
Documents Needed to Avail Oriental Bank of Commerce Home Loan in Gurugram
A key element to your dream home journey lies with the successful submission of the documents, which the bank seeks to approval the loan in Gurugram.
- Loan Application Form
- Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
- Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
- Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR (For Salaried), Last 2-3 years Profit & Loss Account Statement and Audited Balance Sheet (For Self-employed)
- Passport Size Photographs of applicants and co-applicants
- Property Documents-Buyer Agreement Copy/Allotment Letter, Receipt of Payment made to Property Developers
For more information, Click Home Loan Gurugram.
Oriental Bank of Commerce Home Loan Gurugram Branches
|Branch Name||Complete Address||IFSC||MICR||Contact Detail|
|New Railway Road||New Railway Road, Gurugram, Haryana-122001||ORBC0100071||110022045||0124-2328446|
|Palam Vihar||37/2/1 Opposite H Block, Palam Vihar, Gurugram, Haryana-122017||ORBC0100754||110022069||0124-2367033|
|Khandsa||Khandsa, Gurugram, Haryana-122001||ORBC0100768||110022070||0124-2210304|
|Mata Sheetla Devi||Shop No 43 - 44, Huda Market Sector-5, Gurugram, Haryana-122001||ORBC0100877||110022135||0124-2331660|
|Sector-17 Gurugram||SCF-62, Sector-17, Urban Estate, Gurugram, Haryana-122001||ORBC0100889||110022099||0124-2341462|
|Fawwara Chowk||Fawwara Chowk, Near Bus Stand, Gurugram, Haryana||ORBC0100939||110022136||0124-2333749|
|Udyog Vihar||Overseas Branch, HSIDC Building, Udyog Vihar, Gurugram, Haryana-122015||ORBC0100987||110022105||0124-2450175|
|Basai Road||763/25, Basai Road, Gurugram, Haryana-122001||ORBC0101023||110022117||0124-2320977|
|Sector-14||Sector-14, Huda Complex, Gurugram, Haryana-122001||ORBC0101151||110022144||0124-2309149|
|Sushant Lok-1||Shop-No-8, Vipul Square, B-Block, Sushant Lok-1, Gurugram, Haryana-122001||ORBC0101152||110022134||0124-2577695|
|Sector-15-II, Gurugram||SCO.14, Huda Shopping Complex, Sector-15-II, Gurugram, Haryana-122001||ORBC0101210||110022184||0124-2220534|
|Sector-32, Gurugram||Plot No-5, Institution Area, Sector-32, Gurugram, Haryana-122001||ORBC0101237||110022188||0124-2550034|
|DLF City Phase-II||Shop No.101-102, Park N, Shop Market, DLF City, Gurugram, Haryana-122001||ORBC0101238||110022186||0124-2567613|
|Tauru Road||GITM, Pathreri, Bilaspur-Tauru Road, Gurugram, Haryana||ORBC0101265||110022208||0124-2017000|
|Kanhai||V.P.O Kanhai, Gurugram, Haryana-122001||ORBC0105167||110022175||0124-2580612|