Oriental Bank of Commerce Home Loan Gurugram - IFSC, Rates March 2024, EMI, Eligibility

Oriental Bank of Commerce Home Loan in Gurugram

About Oriental Bank of Commerce Home Loan in Gurugram

Gurugram, popularly called as the Cyber City, is a hub of multinational companies that hire the best talent for various works. One of the most luxurious cities of Haryana and India, Gurugram has people from all walks of life, with some of them are searching for a banking partner to step into their dream home. Well, Oriental Bank of Commerce (OBC) could well be the one that you as a resident of Gurugram, previously known as Gurgaon, are looking for. The bank’s home loan is being used by many in the city to buy a home. So, why don’t you take plunge with Oriental Bank of Commerce Home Loan in Gurugram.

Oriental Bank of Commerce Home Loan Gurugram at a Glance

Interest Rate8.60% - 9.95%
Loan AmountDepends upon your income, saving and repayment capability
Loan TenureUpto 30 years, including the 18-month moratorium period subject to the dwelling unit’s age
Processing Fee0.50% of the loan amount plus service tax as applicable.
Prepayment ChargesNIL

Oriental Bank of Commerce Home Loan Eligibility Criteria in Gurugram

Want to apply for a home loan at OBC in Gurugram? Check eligibility now from the below pointers that come your way as it will determine where you stand as far as approval for home loan is concerned.

  • Both salaried and self-employed can make their home loan application.
  • The minimum age a borrower has to attain at the time of filing in the application is 18 years.
  • When the proposed loan tenure is set to be over, the age of the borrower should not be more than 60-70 years.
  • Borrowers as well as co-borrowers are required to have a regular and assured flow of income.

Documents Needed to Avail Oriental Bank of Commerce Home Loan in Gurugram

A key element to your dream home journey lies with the successful submission of the documents, which the bank seeks to approval the loan in Gurugram.

  • Loan Application Form
  • Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
  • Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
  • Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR (For Salaried), Last 2-3 years Profit & Loss Account Statement and Audited Balance Sheet (For Self-employed)
  • Passport Size Photographs of applicants and co-applicants
  • Property Documents-Buyer Agreement Copy/Allotment Letter, Receipt of Payment made to Property Developers

For more information, Click Home Loan Gurugram.

Oriental Bank of Commerce Home Loan Gurugram Branches

Branch NameComplete AddressIFSCMICRContact Detail
New Railway RoadNew Railway Road, Gurugram, Haryana-122001ORBC01000711100220450124-2328446
Palam Vihar37/2/1 Opposite H Block, Palam Vihar, Gurugram, Haryana-122017ORBC01007541100220690124-2367033
KhandsaKhandsa, Gurugram, Haryana-122001ORBC01007681100220700124-2210304
Mata Sheetla DeviShop No 43 - 44, Huda Market Sector-5, Gurugram, Haryana-122001ORBC01008771100221350124-2331660
Sector-17 GurugramSCF-62, Sector-17, Urban Estate, Gurugram, Haryana-122001ORBC01008891100220990124-2341462
Fawwara ChowkFawwara Chowk, Near Bus Stand, Gurugram, HaryanaORBC01009391100221360124-2333749
Udyog ViharOverseas Branch, HSIDC Building, Udyog Vihar, Gurugram, Haryana-122015ORBC01009871100221050124-2450175
Basai Road763/25, Basai Road, Gurugram, Haryana-122001ORBC01010231100221170124-2320977
Sector-14Sector-14, Huda Complex, Gurugram, Haryana-122001ORBC01011511100221440124-2309149
Sushant Lok-1Shop-No-8, Vipul Square, B-Block, Sushant Lok-1, Gurugram, Haryana-122001ORBC01011521100221340124-2577695
Sector-15-II, GurugramSCO.14, Huda Shopping Complex, Sector-15-II, Gurugram, Haryana-122001ORBC01012101100221840124-2220534
Sector-32, GurugramPlot No-5, Institution Area, Sector-32, Gurugram, Haryana-122001ORBC01012371100221880124-2550034
DLF City Phase-IIShop No.101-102, Park N, Shop Market, DLF City, Gurugram, Haryana-122001ORBC01012381100221860124-2567613
Tauru RoadGITM, Pathreri, Bilaspur-Tauru Road, Gurugram, HaryanaORBC01012651100222080124-2017000
KanhaiV.P.O Kanhai, Gurugram, Haryana-122001ORBC01051671100221750124-2580612

  • Home Loan Interest Rates March 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%