Oriental Bank of Commerce Home Loan Hyderabad - IFSC, Rates February 2024, EMI, Eligibility

Oriental Bank of Commerce Home Loan in Hyderabad

About Oriental Bank of Commerce Home Loan in Hyderabad

Hyderabad is one of the most popular south Indian cities of India with sea shore and temples being the main attraction. With the setup of Ramoji Film City, its popularity has grown manifold up. Also, the city has top-notch IT professionals working across many firms that are based in Hyderabad. These professionals and others who are still living in a rented accommodation now have a chance to become a proud home owner on the back of Oriental Bank of Commerce Home Loan in Hyderabad. The bank has a solid base in Hyderabad with branches located all over the city.

Oriental Bank of Commerce Home Loan Hyderabad at a Glance

Interest Rate8.60% - 9.95%
Loan AmountDepends upon your income, saving and repayment capability
Loan TenureUpto 30 years, including the 18-month moratorium period subject to the dwelling unit’s age
Processing Fee0.50% of the loan amount plus service tax as applicable.
Prepayment ChargesNIL

Oriental Bank of Commerce Home Loan Eligibility Criteria in Hyderabad

Want to apply for a home loan at OBC in Hyderabad? Check eligibility now from the below pointers that come your way as it will determine where you stand as far as approval for a home loan is concerned.

  • Both salaried and self-employed can make their home loan application.
  • The minimum age a borrower has to attain at the time of filing in the application is 18 years.
  • When the proposed loan tenure is set to be over, the age of the borrower should not be more than 60-70 years.
  • Borrowers as well as co-borrowers are required to have a regular and assured flow of income.

Documents Checklist to Avail Oriental Bank of Commerce Home Loan in Hyderabad

A key element to your dream home journey lies with the successful submission of the documents, which the bank seeks to approval the loan in Hyderabad.

  • Loan Application Form
  • Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
  • Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
  • Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR (For Salaried), Last 2-3 years Profit & Loss Account Statement and Audited Balance Sheet (For Self-employed)
  • Passport Size Photographs of applicants and co-applicants
  • Property Documents-Buyer Agreement Copy/Allotment Letter, Receipt of Payment made to Property Developers

For more, check out in Home Loan Hyderabad

Oriental Bank of Commerce Home Loan Hyderabad Branches

Branch NameComplete AddressIFSCMICRContact Detail
Nampally Station RoadNampally Station Road, CLS Building, Hyderabad, Andhra Pradesh-500001ORBC0100129 500022002040-23201298
AutonagarAutonagar, Near Hayat Nagar, Hyderabad, Andhra Pradesh-500070ORBC0100493 500022004040-24021006
Mehdipatnam12-2-790/1, Plot 1, Qs Plaza, Mehdipatnam, Hyderabad, Andhra Pradesh-500028ORBC0100684 500022006040-23525859
Ameerpet Green Lands6-3- 865, Myhome Jupally, Ameerpet Green Lands, Hyderabad, Andhra Pradesh-500016ORBC0100706 500022007040-23408300
Himayat Nagar AP State Housing Corp, Building, Urdu Halllane, Andhra Pradesh-500029ORBC0100871 500022009040-23223308
Chirag Ali LaneChirag Ali Lane, Medwin Hospital, Hyderabad, Andhra Pradesh-500001ORBC0100872 500022005040-23205704
Jubilee HillsPlot No-2, Road No-5, Jubilee Hills, Hyderabad, Andhra Pradesh-500033ORBC0100924 500022010040-23545901
Santosh Nagar12-2-823/A1/8/A Santosh Nagar Colony, Hyderabad, Andhra Pradesh-500028ORBC0101058 500022014040-23517501
ChandanagarGupta Commercial Complex, Hyderabad, Andhra Pradesh-500050ORBC0101074 500022015040-23035691
A S Rao NagarPlot No 8, Officers Colony, Dr A S Rao Nagar, Hyderabad, Andhra Pradesh-500062ORBC0101076 500022016040-27128170
Kukatpally110, Bhagyander Co-Operative Housing Society, Kukatpally, Hyderabad, Andhra Pradesh-500072ORBC0101081 500022013040-23061142
Dilsukhnagar16-1-484, Prashant, Complex, Dilsukhnagar, Hyderabad, Andhra Pradesh-500060ORBC0101091 500022019040-24051145
AmeerpretRegency Plaza, Maitrivihar Area Ameerpret, Hyderabad, Andhra Pradesh-500016ORBC0101093 500022018040-23746194
Habsiguda18/3 Sri Sai Sampada, Plaza St. 6 Habsiguda, Hyderabad, Andhra Pradesh-500007ORBC0101100 500022020040-27158098
MadhapurPlot No 22 Arunodaya, Housing Colony Madhapur, Hyderabad, Andhra Pradesh-500081ORBC0101105 500022021040-23100400

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%