About Oriental Bank of Commerce Home Loan in Hyderabad
Hyderabad is one of the most popular south Indian cities of India with sea shore and temples being the main attraction. With the setup of Ramoji Film City, its popularity has grown manifold up. Also, the city has top-notch IT professionals working across many firms that are based in Hyderabad. These professionals and others who are still living in a rented accommodation now have a chance to become a proud home owner on the back of Oriental Bank of Commerce Home Loan in Hyderabad. The bank has a solid base in Hyderabad with branches located all over the city.
Oriental Bank of Commerce Home Loan Hyderabad at a Glance
|Interest Rate||6.75% - 7.80%|
|Loan Amount||Depends upon your income, saving and repayment capability|
|Loan Tenure||Upto 30 years, including the 18-month moratorium period subject to the dwelling unit’s age|
|Processing Fee||0.50% of the loan amount plus service tax as applicable.|
Oriental Bank of Commerce Home Loan Eligibility Criteria in Hyderabad
Want to apply for a home loan at OBC in Hyderabad? Check eligibility now from the below pointers that come your way as it will determine where you stand as far as approval for a home loan is concerned.
- Both salaried and self-employed can make their home loan application.
- The minimum age a borrower has to attain at the time of filing in the application is 18 years.
- When the proposed loan tenure is set to be over, the age of the borrower should not be more than 60-70 years.
- Borrowers as well as co-borrowers are required to have a regular and assured flow of income.
Documents Checklist to Avail Oriental Bank of Commerce Home Loan in Hyderabad
A key element to your dream home journey lies with the successful submission of the documents, which the bank seeks to approval the loan in Hyderabad.
- Loan Application Form
- Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
- Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
- Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR (For Salaried), Last 2-3 years Profit & Loss Account Statement and Audited Balance Sheet (For Self-employed)
- Passport Size Photographs of applicants and co-applicants
- Property Documents-Buyer Agreement Copy/Allotment Letter, Receipt of Payment made to Property Developers
For more, check out in Home Loan Hyderabad
Oriental Bank of Commerce Home Loan Hyderabad Branches
|Branch Name||Complete Address||IFSC||MICR||Contact Detail|
|Nampally Station Road||Nampally Station Road, CLS Building, Hyderabad, Andhra Pradesh-500001||ORBC0100129||500022002||040-23201298|
|Autonagar||Autonagar, Near Hayat Nagar, Hyderabad, Andhra Pradesh-500070||ORBC0100493||500022004||040-24021006|
|Mehdipatnam||12-2-790/1, Plot 1, Qs Plaza, Mehdipatnam, Hyderabad, Andhra Pradesh-500028||ORBC0100684||500022006||040-23525859|
|Ameerpet Green Lands||6-3- 865, Myhome Jupally, Ameerpet Green Lands, Hyderabad, Andhra Pradesh-500016||ORBC0100706||500022007||040-23408300|
|Himayat Nagar||AP State Housing Corp, Building, Urdu Halllane, Andhra Pradesh-500029||ORBC0100871||500022009||040-23223308|
|Chirag Ali Lane||Chirag Ali Lane, Medwin Hospital, Hyderabad, Andhra Pradesh-500001||ORBC0100872||500022005||040-23205704|
|Jubilee Hills||Plot No-2, Road No-5, Jubilee Hills, Hyderabad, Andhra Pradesh-500033||ORBC0100924||500022010||040-23545901|
|Santosh Nagar||12-2-823/A1/8/A Santosh Nagar Colony, Hyderabad, Andhra Pradesh-500028||ORBC0101058||500022014||040-23517501|
|Chandanagar||Gupta Commercial Complex, Hyderabad, Andhra Pradesh-500050||ORBC0101074||500022015||040-23035691|
|A S Rao Nagar||Plot No 8, Officers Colony, Dr A S Rao Nagar, Hyderabad, Andhra Pradesh-500062||ORBC0101076||500022016||040-27128170|
|Kukatpally||110, Bhagyander Co-Operative Housing Society, Kukatpally, Hyderabad, Andhra Pradesh-500072||ORBC0101081||500022013||040-23061142|
|Dilsukhnagar||16-1-484, Prashant, Complex, Dilsukhnagar, Hyderabad, Andhra Pradesh-500060||ORBC0101091||500022019||040-24051145|
|Ameerpret||Regency Plaza, Maitrivihar Area Ameerpret, Hyderabad, Andhra Pradesh-500016||ORBC0101093||500022018||040-23746194|
|Habsiguda||18/3 Sri Sai Sampada, Plaza St. 6 Habsiguda, Hyderabad, Andhra Pradesh-500007||ORBC0101100||500022020||040-27158098|
|Madhapur||Plot No 22 Arunodaya, Housing Colony Madhapur, Hyderabad, Andhra Pradesh-500081||ORBC0101105||500022021||040-23100400|