About Oriental Bank of Commerce Home Loan in Jaipur
Jaipur, the capital of Rajasthan, is a traveller’s delight with a large number of forts and the beautiful architecture built on such structures. The culturally rich city is also a home to many serious home buyers going all out to search a lender that can take them through to their dream possession. If you are a resident of Jaipur and in the hunt of an attractive offer, Oriental Bank of Commerce (OBC) is where you should submit the home loan application. The bank provides the loan at affordable rates to be friend with your wallet. Want to read out the details of Oriental Bank of Commerce Home Loan Jaipur? Read the below information which should help you step into your dream home.
Oriental Bank of Commerce Home Loan Jaipur at a Glance
|Interest Rate||6.75% - 7.80%|
|Loan Amount||Depends upon your income, saving and repayment capability|
|Loan Tenure||Upto 30 years, including the 18-month moratorium period subject to the dwelling unit’s age|
|Processing Fee||0.50% of the loan amount plus service tax as applicable.|
Oriental Bank of Commerce Home Loan Eligibility Criteria in Jaipur
Want to apply for a home loan at OBC in Jaipur? Check eligibility now from the below pointers that come your way as it will determine where you stand as far as approval for a home loan is concerned.
- Both salaried and self-employed can make their home loan application.
- The minimum age a borrower has to attain at the time of filing in the application is 18 years.
- When the proposed loan tenure is set to be over, the age of the borrower should not be more than 60-70 years.
- Borrowers as well as co-borrowers are required to have a regular and assured flow of income.
Documents Checklist to Avail Oriental Bank of Commerce Home Loan in Jaipur
A key element to your dream home journey lies with the successful submission of the documents, which the bank seeks to approval the loan in Jaipur
- Loan Application Form
- Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
- Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
- Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR (For Salaried), Last 2-3 years Profit & Loss Account Statement and Audited Balance Sheet (For Self-employed)
- Passport Size Photographs of applicants and co-applicants
- Property Documents-Buyer Agreement Copy/Allotment Letter, Receipt of Payment made to Property Developers
For more, check out in Home Loan Jaipur
Oriental Bank of Commerce Home Loan Jaipur Branches
|Branch Name||Complete Address||IFSC||MICR||Contact Detail|
|MI Road||Umrao Complex Opposite Government Hostel MI Road Jaipur, Rajasthan-302001||ORBC0100061||302022002|
|Johri Bazar||Ram Lalla Ji Ka Rasta, Johri Bazar, Jaipur, Rajasthan-302003||ORBC0100103||302022003|
|Ajmer Road||Near Old Octroi Check, Post, Ajmer Road, Jaipur, Rajasthan-302019||ORBC0100418||302022004|
|Adarsh Nagar||B-23 Raja Mansion, Govind MG, Adarsh Nagar, Jaipur, Rajasthan-302004||ORBC0100672||302022005|
|Jawahar Lal Nehru Marg||Rajasthan Co-Operative Dairy, Fed Saras, Jawahar Lal Nehru Marg, Jaipur, Rajasthan-302017||ORBC0100702||302022006|
|Mansarovar||69/334, VT Road, Madhyam, Marg, Mansarovar, Jaipur, Rajasthan-302001||ORBC0100703||302022007|
|Sanganer||78, Sitabari Tonk Road, Sanganer, Jaipur, Rajasthan-302011||ORBC0100776||302022008|
|Chitrakoot||B-1/20 Gandhi Path, Chitrakoot, Jaipur, Rajasthan-302021||ORBC0100997||302022009|
|Jamdoli||Keshav Vidyapeeth, Samiti, Jamdoli, Jaipur, Rajasthan-302003||ORBC0101025||302022010|
|Bajaj Nagar||KVIB, Bajaj Nagar, Jaipur, Rajasthan-302016||ORBC0101033||302022011|
|Pant Krishi Bhawan||Rajasthan State Agriculture & Marketing, Pant Krishi Bhawan, Rajasthan-302005||ORBC0101133||302022013|
|Vidhyadhar Nagar||G 17-19, Agrasen Tower, Vidhyadhar Nagar, Jaipur, Rajasthan-302012||ORBC0101182||302022014||0141-2337603|
|Chittorgarh||C-12, Neera Nagar, Chittorgarh, Jaipur, Rajasthan- 312001||ORBC0101441||312022002|
|Kalwar Road||16A, Sanjay Nagar, Kalwar Road, Jhotwara, Jaipur, Rajasthan-302012||ORBC0102161||9772978999|