Oriental Bank of Commerce Home Loan in Jaipur

About Oriental Bank of Commerce Home Loan in Jaipur

Jaipur, the capital of Rajasthan, is a traveller’s delight with a large number of forts and the beautiful architecture built on such structures. The culturally rich city is also a home to many serious home buyers going all out to search a lender that can take them through to their dream possession. If you are a resident of Jaipur and in the hunt of an attractive offer, Oriental Bank of Commerce (OBC) is where you should submit the home loan application. The bank provides the loan at affordable rates to be friend with your wallet. Want to read out the details of Oriental Bank of Commerce Home Loan Jaipur? Read the below information which should help you step into your dream home.

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Oriental Bank of Commerce Home Loan Jaipur at a Glance

ParticularsDetails
Interest Rate8.75% - 8.85%
Loan AmountDepends upon your income, saving and repayment capability
Loan TenureUpto 30 years, including the 18-month moratorium period subject to the dwelling unit’s age
Processing Fee0.50% of the loan amount plus service tax as applicable.
Prepayment ChargesNIL

Oriental Bank of Commerce Home Loan Eligibility Criteria in Jaipur

Want to apply for a home loan at OBC in Jaipur? Check eligibility now from the below pointers that come your way as it will determine where you stand as far as approval for a home loan is concerned.

  • Both salaried and self-employed can make their home loan application.
  • The minimum age a borrower has to attain at the time of filing in the application is 18 years.
  • When the proposed loan tenure is set to be over, the age of the borrower should not be more than 60-70 years.
  • Borrowers as well as co-borrowers are required to have a regular and assured flow of income.

Documents Checklist to Avail Oriental Bank of Commerce Home Loan in Jaipur

A key element to your dream home journey lies with the successful submission of the documents, which the bank seeks to approval the loan in Jaipur

  • Loan Application Form
  • Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
  • Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
  • Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR (For Salaried), Last 2-3 years Profit & Loss Account Statement and Audited Balance Sheet (For Self-employed)
  • Passport Size Photographs of applicants and co-applicants
  • Property Documents-Buyer Agreement Copy/Allotment Letter, Receipt of Payment made to Property Developers

For more, check out in Home Loan Jaipur

Oriental Bank of Commerce Home Loan Jaipur Branches

Branch NameComplete AddressIFSCMICRContact Detail
MI RoadUmrao Complex Opposite Government Hostel MI Road Jaipur, Rajasthan-302001ORBC0100061302022002
Johri BazarRam Lalla Ji Ka Rasta, Johri Bazar, Jaipur, Rajasthan-302003ORBC0100103302022003
Ajmer RoadNear Old Octroi Check, Post, Ajmer Road, Jaipur, Rajasthan-302019ORBC0100418302022004
Adarsh NagarB-23 Raja Mansion, Govind MG, Adarsh Nagar, Jaipur, Rajasthan-302004ORBC0100672302022005
Jawahar Lal Nehru MargRajasthan Co-Operative Dairy, Fed Saras, Jawahar Lal Nehru Marg, Jaipur, Rajasthan-302017ORBC0100702302022006
Mansarovar69/334, VT Road, Madhyam, Marg, Mansarovar, Jaipur, Rajasthan-302001ORBC0100703302022007
Sanganer78, Sitabari Tonk Road, Sanganer, Jaipur, Rajasthan-302011ORBC0100776302022008
ChitrakootB-1/20 Gandhi Path, Chitrakoot, Jaipur, Rajasthan-302021ORBC0100997302022009
JamdoliKeshav Vidyapeeth, Samiti, Jamdoli, Jaipur, Rajasthan-302003ORBC0101025302022010
Bajaj NagarKVIB, Bajaj Nagar, Jaipur, Rajasthan-302016ORBC0101033302022011
Pant Krishi BhawanRajasthan State Agriculture & Marketing, Pant Krishi Bhawan, Rajasthan-302005ORBC0101133302022013
Vidhyadhar NagarG 17-19, Agrasen Tower, Vidhyadhar Nagar, Jaipur, Rajasthan-302012ORBC01011823020220140141-2337603
ChittorgarhC-12, Neera Nagar, Chittorgarh, Jaipur, Rajasthan- 312001ORBC0101441312022002
Kalwar Road16A, Sanjay Nagar, Kalwar Road, Jhotwara, Jaipur, Rajasthan-302012ORBC01021619772978999

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