Oriental Bank of Commerce Home Loan Noida - Rates March 2024, IFSC, Eligibility, EMI

Oriental Bank of Commerce Home Loan in Noida

About Oriental Bank of Commerce Home Loan in Noida

Noida is rapidly developing as one of the most emerging cities of India in terms of overall development spanning from infrastructure growth to the economic prosperity. Known as the business centre of Uttar Pradesh, the city is an amalgamation of top-notch companies, small and medium enterprises, and others. The people working in these establishments are doing best to put their feet into their dream home. However, expensive offers are dampening their expectations in a big way. No worry now, as Oriental Bank of Commerce (OBC), with its branches, is right there in Noida to serve this very need. A proper explanation on Oriental Bank of Commerce Noida is shown below for you to take a call on the public lender.

Oriental Bank of Commerce Home Loan Noida at a Glance

Interest Rate8.60% - 9.95%
Loan AmountDepends upon your income, saving and repayment capability
Loan TenureUpto 30 years, including the 18-month moratorium period subject to the dwelling unit’s age
Processing Fee0.50% of the loan amount plus service tax as applicable.
Prepayment ChargesNIL

Oriental Bank of Commerce Home Loan Eligibility Criteria in Noida

Want to apply for a home loan at OBC in Noida? First check eligibility now from the below pointers that come your way before applying for the loan, as it has to be met for getting a loan from the public lender.

  • Both salaried and self-employed can make their home loan application.
  • The minimum age a borrower has to attain at the time of filing in the application is 18 years.
  • When the proposed loan tenure is set to be over, the age of the borrower should not be more than 60-70 years.
  • Borrowers as well as co-borrowers are required to have a regular and assured flow of income.

Documents Checklist for Applying for Oriental Bank of Commerce Home Loan in Noida

A key element to your dream home journey lies with the successful submission of the documents, which the bank seeks to approval the loan in Noida.

  • Loan Application Form
  • Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
  • Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
  • Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR (For Salaried), Last 2-3 years Profit & Loss Account Statement and Audited Balance Sheet (For Self-employed)
  • Passport Size Photographs of applicants and co-applicants
  • Property Documents-Buyer Agreement Copy/Allotment Letter, Receipt of Payment made to Property Developers

For more, check out in Home Loan Noida

Oriental Bank of Commerce Home Loan Noida Branches

Branch NameComplete AddressIFSCMICRContact Detail
Sector-49, BarolaSector-49, Barola, Noida, Uttar Pradesh-203207ORBC0100216110022042
Gautam Budh NagarA-135 A, Sector-27, Gautam Budh Nagar, Noida, Uttar Pradesh-201301ORBC0100707110022053
Sector-20Sector-20, Commercial Complex, Noida, Uttar Pradesh-201301ORBC0100708110022064
SSI Bhangel-NoidaGejha Bhangel, Noida, Dadri Road, Uttar Pradesh-201304ORBC0100711110022054
Sector 62B-31, Sector 62, Staff Training Centre, Noida, Uttar Pradesh-201301ORBC0100931110022092
Amity International School, Sector-44 Amity International School, Sector-44 Noida, Uttar Pradesh-201301ORBC0101001110022107
Sector-18G-57/58, Sector-18 Noida, Uttar Pradesh-201301ORBC0101095110022121
Gautam Budh NagarC-1, Sector-61, Gautam Budh Nagar, Noida, Uttar Pradesh-201309ORBC01012081100221710120-2588821
A. P. J School NoidaA. P. J School, Sector-16A, Noida, Dist.G.B Nagar, Uttar Pradesh-201301ORBC0105112110022138
District Court Campus Shop No. 29 & 30 District Court Campus Phase-2, Noida, Uttar Pradesh-201305ORBC01052211100221910120-2462094
Alliance School NoidaC-54, Sec-56, Noida, G.B.Nagar, Noida, Uttar PradeshORBC01052221100221900120-2588830
Sector-63, NoidaH-1/A-7, Sector-63, Noida, Uttar PradeshORBC0101388110022201
HoshiyarpurC-47, Village, Hoshiyarpur, Near Ashwin Hospital, Sector-51, Noida, District Gautam Budh Nagar-201307ORBC01015081100222350120-2703690
Sector-66, NoidaC-11 Village Mamoora, Sector-66, Noida, District G.B.Nagar, Uttar Pradesh-201301ORBC01018081100222340120-2703690

  • Home Loan Interest Rates March 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%