Oriental Bank of Commerce Home Loan Pune - Rates February 2024, IFSC, Eligibility, EMI

Oriental Bank of Commerce Home Loan in Pune

About Oriental Bank of Commerce Home Loan in Pune

Buying a home to relax and chill without having to ponder over the monthly rent and the hassles that are thrown by landlords from time to time remains the wish of many across the country. And it could well be the case of rental residents of Pune, a hub of educational institutes in the state of Maharashtra.. If you are feeling the pinch of rent in Pune and looking for a banker, Oriental Bank of Commerce (OBC) Home Loan is where your search could end. So, come and apply for a home loan at OBC. But before that, you should do a due diligence by screening through the offers as shown below.

Oriental Bank of Commerce Home Loan Pune at a Glance

Interest Rate8.60% - 9.95%
Loan AmountDepends upon your income, saving and repayment capability
Loan TenureUpto 30 years, including the 18-month moratorium period subject to the dwelling unit’s age
Processing Fee0.50% of the loan amount plus service tax as applicable.
Prepayment ChargesNIL

Oriental Bank of Commerce Home Loan Eligibility Criteria in Pune

Want to apply for a home loan at OBC in Pune? First check eligibility now from the below pointers that come your way before applying for the loan, as it has to be met for getting a loan from the public lender.

  • Both salaried and self-employed can make their home loan application.
  • The minimum age a borrower has to attain at the time of filing in the application is 18 years.
  • When the proposed loan tenure is set to be over, the age of the borrower should not be more than 60-70 years.
  • Borrowers as well as co-borrowers are required to have a regular and assured flow of income.

Documents Checklist for Applying for Oriental Bank of Commerce Home Loan in Pune

A key element to your dream home journey lies with the successful submission of the documents, which the bank seeks to approve the loan in Pune.

  • Loan Application Form
  • Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
  • Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
  • Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR (For Salaried), Last 2-3 years Profit & Loss Account Statement and Audited Balance Sheet (For Self-employed)
  • Passport Size Photographs of applicants and co-applicants
  • Property Documents-Buyer Agreement Copy/Allotment Letter, Receipt of Payment made to Property Developers

For more, check out in Home Loan Pune

Oriental Bank of Commerce Home Loan Pune Branches

Branch NameComplete AddressIFSCMICRContact Detail
Pune MainDinshaw House, 918, Synagouge Street, Pune, Maharashtra-411001ORBC0100141411022002020-25889531
Wanwadi49, Commercial Complex, Sacred Heart Town, Wanwadi, Pune, Maharashtra-411040ORBC0100891411022006020-26852014
Deccan Gymkhana33/9, Prabhat Road, Deccan Gymkhana, Pune, Maharashtra-411004ORBC0100941411022007020-25454836
Bibwewadi-Kondhwa RoadSarita Chambers, Bibwewadi-Kondhwa Road, Pune, Maharashtra-411037ORBC0100986411022008020-24274651
M.G. Road284, Radiant Raheja, Millenium, M.G. Road, Pune, Maharashtra-411001ORBC0101054411022009020-26343087
Fergusson, College Road917/20 - 20 A, Fergusson, College Road, Pune, Maharashtra-411004ORBC0101088411022010020-25677600
HinjawadiPlot P-22, MIDC Infotech, Park, Hinjawadi, Pune, Maharashtra-411057ORBC0101107411022011020-22933149
Kondhwa KhurdBrahma Estate, Kondhwa Khurd, Pune, Maharashtra-411048ORBC0101128411022012020-26837527
Viman NagarPlot-3, Survey-199, Viman Nagar, Pune, Maharashtra-400014ORBC0101142411022013020-26633633
ChakanVillage & P.O. Chakan, Pune, Maharashtra-410501ORBC0101209411022014
Kalyani NagarShop No 107 &108, Ground Floor, Forto Plaza, Victoria Ii, Opp. Big Cinema, Kalyani Nagar, Pune, MaharashtraORBC0101331411022015
BanerAria Towers, Ground Floor, Shop No-116/3/1& 2, Mahalunge Road, Baner, Pune, MaharashtraORBC0101677411022018020-25670694
Pashan-Sus RoadOrange Life, Shop No G-8, G-9, Pashan-Sus Road, Opposite Dutta Mandir, Pune, MaharashtraORBC0101678411022017020-25670694
Pimple SaudagarSr No 183, A/2, Kate Nagar, Pimple Saudagar, Pune, Maharashtra-411027ORBC0101853411022020020 27702431, 432
WagholiPlot No.2& 3, Shiva Palace Coop.Housing Society, Next To Jain College, Bakori Road, Wagholi, District-Pune, Maharashtra-411207ORBC0102089
Akurdi,BO Akurdi, Plot No 397, Sec24, Nigdi Pradhikaran, In Front Of Lokmanya Hospital, Pune, Maharashtra-411044ORBC0102174
Shirur207, Shanti Complex, Maruti Gali, Shirur, Pune, Maharashtra- 412210ORBC0102177
Bhavdan KhurdShop 14, Megh Malhar Ra, Sr. No 54, Bhavdan Khurd, Pune, MaharashtraORBC0102217
KharadiA-1/2, Cheryl, Down Town, Kharadi, Pune, Maharashtra-411014ORBC0102218

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%