About Oriental Bank of Commerce Home Loan in Pune
Buying a home to relax and chill without having to ponder over the monthly rent and the hassles that are thrown by landlords from time to time remains the wish of many across the country. And it could well be the case of rental residents of Pune, a hub of educational institutes in the state of Maharashtra.. If you are feeling the pinch of rent in Pune and looking for a banker, Oriental Bank of Commerce (OBC) Home Loan is where your search could end. So, come and apply for a home loan at OBC. But before that, you should do a due diligence by screening through the offers as shown below.
Oriental Bank of Commerce Home Loan Pune at a Glance
|Interest Rate||6.75% - 7.80%|
|Loan Amount||Depends upon your income, saving and repayment capability|
|Loan Tenure||Upto 30 years, including the 18-month moratorium period subject to the dwelling unit’s age|
|Processing Fee||0.50% of the loan amount plus service tax as applicable.|
Oriental Bank of Commerce Home Loan Eligibility Criteria in Pune
Want to apply for a home loan at OBC in Pune? First check eligibility now from the below pointers that come your way before applying for the loan, as it has to be met for getting a loan from the public lender.
- Both salaried and self-employed can make their home loan application.
- The minimum age a borrower has to attain at the time of filing in the application is 18 years.
- When the proposed loan tenure is set to be over, the age of the borrower should not be more than 60-70 years.
- Borrowers as well as co-borrowers are required to have a regular and assured flow of income.
Documents Checklist for Applying for Oriental Bank of Commerce Home Loan in Pune
A key element to your dream home journey lies with the successful submission of the documents, which the bank seeks to approve the loan in Pune.
- Loan Application Form
- Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
- Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
- Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR (For Salaried), Last 2-3 years Profit & Loss Account Statement and Audited Balance Sheet (For Self-employed)
- Passport Size Photographs of applicants and co-applicants
- Property Documents-Buyer Agreement Copy/Allotment Letter, Receipt of Payment made to Property Developers
For more, check out in Home Loan Pune
Oriental Bank of Commerce Home Loan Pune Branches
|Branch Name||Complete Address||IFSC||MICR||Contact Detail|
|Pune Main||Dinshaw House, 918, Synagouge Street, Pune, Maharashtra-411001||ORBC0100141||411022002||020-25889531|
|Wanwadi||49, Commercial Complex, Sacred Heart Town, Wanwadi, Pune, Maharashtra-411040||ORBC0100891||411022006||020-26852014|
|Deccan Gymkhana||33/9, Prabhat Road, Deccan Gymkhana, Pune, Maharashtra-411004||ORBC0100941||411022007||020-25454836|
|Bibwewadi-Kondhwa Road||Sarita Chambers, Bibwewadi-Kondhwa Road, Pune, Maharashtra-411037||ORBC0100986||411022008||020-24274651|
|M.G. Road||284, Radiant Raheja, Millenium, M.G. Road, Pune, Maharashtra-411001||ORBC0101054||411022009||020-26343087|
|Fergusson, College Road||917/20 - 20 A, Fergusson, College Road, Pune, Maharashtra-411004||ORBC0101088||411022010||020-25677600|
|Hinjawadi||Plot P-22, MIDC Infotech, Park, Hinjawadi, Pune, Maharashtra-411057||ORBC0101107||411022011||020-22933149|
|Kondhwa Khurd||Brahma Estate, Kondhwa Khurd, Pune, Maharashtra-411048||ORBC0101128||411022012||020-26837527|
|Viman Nagar||Plot-3, Survey-199, Viman Nagar, Pune, Maharashtra-400014||ORBC0101142||411022013||020-26633633|
|Chakan||Village & P.O. Chakan, Pune, Maharashtra-410501||ORBC0101209||411022014|
|Kalyani Nagar||Shop No 107 &108, Ground Floor, Forto Plaza, Victoria Ii, Opp. Big Cinema, Kalyani Nagar, Pune, Maharashtra||ORBC0101331||411022015|
|Baner||Aria Towers, Ground Floor, Shop No-116/3/1& 2, Mahalunge Road, Baner, Pune, Maharashtra||ORBC0101677||411022018||020-25670694|
|Pashan-Sus Road||Orange Life, Shop No G-8, G-9, Pashan-Sus Road, Opposite Dutta Mandir, Pune, Maharashtra||ORBC0101678||411022017||020-25670694|
|Pimple Saudagar||Sr No 183, A/2, Kate Nagar, Pimple Saudagar, Pune, Maharashtra-411027||ORBC0101853||411022020||020 27702431, 432|
|Wagholi||Plot No.2& 3, Shiva Palace Coop.Housing Society, Next To Jain College, Bakori Road, Wagholi, District-Pune, Maharashtra-411207||ORBC0102089|
|Akurdi,||BO Akurdi, Plot No 397, Sec24, Nigdi Pradhikaran, In Front Of Lokmanya Hospital, Pune, Maharashtra-411044||ORBC0102174|
|Shirur||207, Shanti Complex, Maruti Gali, Shirur, Pune, Maharashtra- 412210||ORBC0102177|
|Bhavdan Khurd||Shop 14, Megh Malhar Ra, Sr. No 54, Bhavdan Khurd, Pune, Maharashtra||ORBC0102217|
|Kharadi||A-1/2, Cheryl, Down Town, Kharadi, Pune, Maharashtra-411014||ORBC0102218|