PNB Home Loan Agra - IFSC, Rates Dec 2023, Eligibility, EMI

Punjab National Bank Home Loan in Agra

About Punjab National Bank Home Loan in Agra

Your dream home is no more a dream as Punjab National Bank (PNB) is here with its affordable home loans. The bank also facilitates the housing loan scheme under Pradhan Mantri Awas Yojana wherein you get a higher loan amount at low-interest rates. The home loan tenure at PNB is also longer so as to make it easier for you to make the EMI payments without any hassle.

Punjab National Bank Home Loan Agra at a Glance

Interest Rate8.60% - 9.95%
Loan amountFor Public:
Up to ₹1 Crores

For Pradhan Mantri Awas Yojana: Up to ₹30 lakhs
TenureFor Public: Up to 30 years

For Pradhan Mantri Awas Yojana: Up to 15 years
Processing FeeFor Public:
For ₹300 lac- 0.50% of loan amount Maximum ₹20000/- For above - ₹50000/-

For Pradhan Mantri Awas Yojana: NIL

Eligibility Criteria

The eligibility criteria to apply for a home loan or housing loan at Punjab National Bank (PNB) in Agra is as follows:

  • For Public: Individuals or Joint owners.
  • For Pradhan Mantri Awas Yojana:
    • EWS households are defined as households having an annual income up to ₹3,00,000
    • LIG households are defined as households having an annual income above ₹3,00,000 and up to ₹6,00,000

Documents Required

The list of documents that an applicant must have at the time of applying for a home loan at PNB is as follows:

Identity Proof:

  • Valid
  • Passport
  • Voter ID Card
  • Aadhaar Card
  • Valid Driving Licence

Address Proof:

  • Valid Passport
  • Voter ID Card
  • Aadhaar Card
  • Valid Driving Licence

Income Proof:

  • Last 3 months’ Salary Slips
  • Last 6 months’ Bank Statements showing salary credits
  • Latest Form-16 and IT returns

Property Proof:

  • Title Deeds of the Plot
  • Proof of no encumbrances on the property
  • Copy of the plans approved by the Local Authorities
  • Construction estimate by an Architect / Civil engineer

Other Documents:

  • Employment Contract/Appointment Letter in case current employment is less than 1 year old
  • Last 6 months’ Bank Statements showing repayment of any ongoing loans
  • Duly filled application form along with recent passport
  • Own Contribution Proof

For more information on home loans, read Home Loan Agra

Address of Punjab National Bank Branches in Agra

Branch NameComplete AddressIFSC CodeMICRContact Number
Belanganj6/208/1 - 3, Nala Bhairon, Belanganj, Agra, U.P-282004PUNB00003002820240020562-2622623
Daresi No.2Daresi No. 2, AgraPUNB00004002820240050562-2267113
Raja MandiRaja Mandi, AgraPUNB0003000NA0562-2855567, 2522050
Agra, Shahzadi MandiShahzadi Mandi, Agra, U.P - 282002PUNB00514002820240140562-2225674
Surya Nagar, AgraSurya Nagar, Agra, U.P-282002PUNB00983002820240100562-2154731, 2153647
RambaghRambagh, Agra, U.PPUNB0098400282024008282024008
ShahganjShahganj, AgraPUNB01018002820240090562-2213123
Sanjay Complex, AgraSanjay Complex, Agra, U.P - 282003PUNB01639002820240150562-2151045, 2525181
Agra, Vijay NagarVijay Nagar, Agra, U.P - 282004PUNB01656002820240110562-2521233, 2183652
RunkutaRunkuta, Agra, U.PPUNB018410028202401205613-271233
Kamla NagarKamla Nagar, Agra, U.P - 282005PUNB01842002820240030562-2185512
Rohta, AgraRohta, AgraPUNB02023002820240130562 2730427
RCC, Agra60 - A, Surya Nagar, Agra, U.PPUNB02433002820240000562-2156771, 2521320
KalpanidhiDayal Bagh, Sanjay Place, Agra, U.P - 282003PUNB03633002820240040562-2526525
IBBBlock No 36/2/4, Sanjay Place, Agra, U.P - 282003PUNB03900002820240160562-2151553
KUMS, AGRAFirozabad Road, Agra U.P-282006PUNB04174002820240180562-2344451
Agra, PrtcPrtc, Para Regimental Trg Centre, Agra, U.P - 282001PUNB04229002820240190562-2334553
Bodla Road, SikandraBodla Road, Agra U.P- 282007PUNB04600002820240200562-264204
BalkeshwarSaraswati Nagar, Balkeshwar Agra, UPPUNB04846002820240210562-2540645
Shastri Puram, Psc. Puri RoadPaschim Puri Road, Shastripuram Agra UP 282007PUNB0495500282024025NA
50 Para Brigade Head Quarter, Agra50 Para Brigade Head Quarter Agra Cantt UP-282001PUNB0497500NON-MICR9219887464
Hub Kamla NagarKamla Nagar, Agra, UP- 282008PUNB0519200NON-MICR0562-288551
Agra, Back OfficeBack Office, Agra, U.P-282004PUNB0646400NON-MICRNA
Agra, Belanganj, CCBOBelanganj CCBO, Agra, UP-282003PUNB0695300NON-MICR0562-2622623
SuryanagarSurya Nagar, CCBO UP 282002PUNB0695500NON-MICR0562-2520437
Vijay NagarVijay Nagar CCBO, Agra, UPPUNB0695600NON-MICR0562-2521233
RSDCRSDC, Agra. U.P PUNB0500100NON-MICR0562-2600095
FGM Office1-2, Raghunath Nagar, Suresh Plaza, M.G Road, Agra, U.P-282003PUNB0767700NON-MICR0562-4012549
Zonal Office, Agra1, 2 Raghunath Nagar PUNB0377900NON-MICRNA
Civil Lines, Church RoadCivil Lines, Church Road, Agra, U.P PUNB0894600NON-MICR8979733369

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