About Punjab National Bank Home Loan in Bhubaneswar
Are you looking for an affordable home loan in Bhubaneswar? Your search for the same ends with Punjab National Bank as the home loan offered by the bank is now available at interest rates like never before. YOU can also apply for a housing loan under Pradhan Mantri Awas Yojana (PMAY) that is specially designed under the ‘Housing For All’ scheme. To apply online now, check interest rates, eligibility criteria, branch contact details and other related information for PNB in Bhubaneswar.
Punjab National Bank Home Loan Bhubaneswar at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 8.60% - 9.95% |
| Loan amount | For Public: Up to ₹1 Crores For Pradhan Mantri Awas Yojana: Up to ₹30 lakhs |
| Tenure | For Public: Up to 30 years For Pradhan Mantri Awas Yojana: Up to 15 years |
| Processing Fee | For Public: For ₹300 lac- 0.50% of loan amount Maximum ₹20000/- For above - ₹50000/- For Pradhan Mantri Awas Yojana: NIL |
Eligibility Criteria
The eligibility criteria to apply for a home loan or housing loan at Punjab National Bank (PNB) is as follows:
- For Public: Individuals or Joint owners.
- For Pradhan Mantri Awas Yojana:
- EWS households are defined as households having an annual income up to ₹3,00,000
- LIG households are defined as households having an annual income above ₹3,00,000 and up to ₹6,00,000
Documents Required
The list of documents that an applicant must have at the time of applying for a home loan at PNB is as follows:
Identity Proof:
- Valid
- Passport
- Voter ID Card
- Aadhaar Card
- Valid Driving Licence
Address Proof:
- Valid Passport
- Voter ID Card
- Aadhaar Card
- Valid Driving Licence
Income Proof:
- Last 3 months’ Salary Slips
- Last 6 months’ Bank Statements showing salary credits
- Latest Form-16 and IT returns
Property Proof:
- Title Deeds of the Plot
- Proof of no encumbrances on the property
- Copy of the plans approved by the Local Authorities
- Construction estimate by an Architect / Civil engineer
Other Documents:
- Employment Contract/Appointment Letter in case current employment is less than 1 year old
- Last 6 months’ Bank Statements showing repayment of any ongoing loans
- Duly filled application form along with recent passport
- Own Contribution Proof
For more information, read Home Loan Bhubaneswar
Address of Punjab National Bank Branches in Bhubaneswar
| Branch Name | Complete Address | IFSC Code | MICR | Contact Number |
|---|---|---|---|---|
| Bhubaneswar, Station Square | Station Square, Bhubaneshwar, District Puri , Orrisa - 751007 | PUNB0055300 | 751024002 | 0674-2534314, 4296 |
| Chandrasekharpur | Chander Shekharpur, Dist.Khurdah, Bhubaneshwar, Orissa - 751016 | PUNB0297700 | 751024004 | 0674-2740256 |
| Bhubaneshwar, Bapujinagar | 17, Bapuji Nagar, Janpath, Bhubaneswar, Orrisa - 751009 | PUNB0322100 | 751024003 | 0674-2533080 |
| Saheednagar | 699, Saheed Nagar, Bhubaneshwar, Orrisa - 751007 | PUNB0407700 | 751024005 | 0674-2540759, 2545412 |
| RPRC | Ekamra Kanan, Nayapalli, Bhubaneshwar , Orissa - 751015 | PUNB0418800 | 751024006 | 0674-2554916 |
| Currency Chest Bo St. Sq. Bhubaneshwar | 111A Station Square Bhubaneshwar Orissa | PUNB0698800 | NON-MICR | 9437227690 |
| Chandaka | At. Chandka Road, Khandagiri, Po Khandagiri, Bhubaneswar Orissa 751030 | PUNB0322200 | 751024008 | 0674-2384624 |
| Bhubaneswar Kendrapara | Madhial Bazar, Kendrapara Distt Kendrapara Orissa 754211 | PUNB0498300 | 754024002 | 9439004433 |
| Bhubaneswar Sonepur | Bara Bazar, Main Road Sonepur Orissa 767017 | PUNB0498500 | 767024002 | 06654 220744 |
| Pokhariput Orissa | Shikhya O Anusandhan Office Behind Khandagiri P.S. Khandagiri Or Bhuba 751030 | PUNB0676200 | NON-MICR | 9337123708 |
| Boudh Bhubaneswar | Vpo Boudh Orissa 762014 | PUNB0677600 | NON-MICR | 9437383826 |
| Back Office, Bhubaneswar | Plot No 111, Station Square Bhubaneswar Orissa 751001 | PUNB0685600 | NON-MICR | 9437155587 |
| Bhubaneswar, ARMB | Bhubaneswar, ARMB Orissa 751030 | PUNB0690300 | NON-MICR | 9437489894 |
| Satyabhamapur | Bjem School-Ii Campus At/Po: Satyabhamapur Block:Balianta Dist.Khurda Orissa 752100 | PUNB0675900 | NON-MICR | 9853335239 |
| Bhubaneswar, Cuttack Road | Plot No.123/124 Budheswari Colony BBSR Cuttack Road Bhubaneswar Dist Khurdha Orissa 751006 | PUNB0676100 | 751024009 | 9437100143 |
| Lewis Road, Bhubaneswar | Plot No 80A-83A, Lewis Road Bhubaneswar 751002 Orissa | PUNB0676300 | NON-MICR | 9437230055 |
| Currency Chest Bhubaneswar | Station Square, Bhubaneswar Distt. Kurdha Or Bhuba 751009 | PUNB0699100 | NON-MICR | NA |
| Pathargadia (Orissa) | Inside Kiss Campus C S Pur Bhibneahwar Orissa 751021 | PUNB0722900 | NON-MICR | 9437120515 |
| Circle Office Sambalpur | Deen Dayal Bhawan, Ashok Nagar Bhubaneswar Orissa 751009 | PUNB0768000 | NON-MICR | 9437488550 |
| Barmunda Bhubaneswar | Ridge Residency Complex N.H-5 Barmunda, Bhubaneswar Orissa 751003 | PUNB0766300 | NON-MICR | NA |
| Niladri Vihar Bhubaneswar | Niladri Vihar Chandrasekhar Pur Bhubaneswar Orissa 751021 | PUNB0766500 | NON-MICR | NA |
| Siripur Bhubaneswar | Unit-8, Nayapalli Bhubaneswar Orissa 751012 | PUNB0766600 | NON-MICR | NA |
| Mancheswar Bhubaneswar | Rasulgarh Bhubaneswar Orissa 751010 | PUNB0766700 | NON-MICR | NA |
| CCPC Bhubaneswar | 699, Saheed Nagar, Bhubaneswar Orissa 751007 | PUNB0547100 | NON-MICR | NA |
| Retail Hub Bhubaneswar | 17 Janpath Bapuji Nagar Bhubaneswar | PUNB0526500 | NON-MICR | 2597781 |