Punjab National Bank Home Loan in Bhubaneswar

About Punjab National Bank Home Loan in Bhubaneswar

Are you looking for an affordable home loan in Bhubaneswar? Your search for the same ends with Punjab National Bank as the home loan offered by the bank is now available at interest rates like never before. YOU can also apply for a housing loan under Pradhan Mantri Awas Yojana (PMAY) that is specially designed under the ‘Housing For All’ scheme. To apply online now, check interest rates, eligibility criteria, branch contact details and other related information for PNB in Bhubaneswar.

Punjab National Bank Home Loan Bhubaneswar at a Glance

ParticularsDetails
Interest Rate8.65% - 8.90%
Loan amountFor Public:
Up to ₹1 Crores

For Pradhan Mantri Awas Yojana: Up to ₹30 lakhs
TenureFor Public: Up to 30 years

For Pradhan Mantri Awas Yojana: Up to 15 years
Processing FeeFor Public:
For ₹300 lac- 0.50% of loan amount Maximum ₹20000/- For above - ₹50000/-

For Pradhan Mantri Awas Yojana: NIL

Eligibility Criteria

The eligibility criteria to apply for a home loan or housing loan at Punjab National Bank (PNB) is as follows:

  • For Public: Individuals or Joint owners.
  • For Pradhan Mantri Awas Yojana:
    • EWS households are defined as households having an annual income up to ₹3,00,000
    • LIG households are defined as households having an annual income above ₹3,00,000 and up to ₹6,00,000

Documents Required

The list of documents that an applicant must have at the time of applying for a home loan at PNB is as follows:

Identity Proof:

  • Valid
  • Passport
  • Voter ID Card
  • Aadhaar Card
  • Valid Driving Licence

Address Proof:

  • Valid Passport
  • Voter ID Card
  • Aadhaar Card
  • Valid Driving Licence

Income Proof:

  • Last 3 months’ Salary Slips
  • Last 6 months’ Bank Statements showing salary credits
  • Latest Form-16 and IT returns

Property Proof:

  • Title Deeds of the Plot
  • Proof of no encumbrances on the property
  • Copy of the plans approved by the Local Authorities
  • Construction estimate by an Architect / Civil engineer

Other Documents:

  • Employment Contract/Appointment Letter in case current employment is less than 1 year old
  • Last 6 months’ Bank Statements showing repayment of any ongoing loans
  • Duly filled application form along with recent passport
  • Own Contribution Proof

For more information, read Home Loan Bhubaneswar

Address of Punjab National Bank Branches in Bhubaneswar

Branch NameComplete AddressIFSC CodeMICRContact Number
Bhubaneswar, Station SquareStation Square, Bhubaneshwar, District Puri , Orrisa - 751007PUNB00553007510240020674-2534314, 4296
ChandrasekharpurChander Shekharpur, Dist.Khurdah, Bhubaneshwar, Orissa - 751016PUNB02977007510240040674-2740256
Bhubaneshwar, Bapujinagar17, Bapuji Nagar, Janpath, Bhubaneswar, Orrisa - 751009PUNB03221007510240030674-2533080
Saheednagar699, Saheed Nagar, Bhubaneshwar, Orrisa - 751007PUNB04077007510240050674-2540759, 2545412
RPRCEkamra Kanan, Nayapalli, Bhubaneshwar , Orissa - 751015PUNB04188007510240060674-2554916
Currency Chest Bo St. Sq. Bhubaneshwar111A Station Square Bhubaneshwar OrissaPUNB0698800NON-MICR9437227690
ChandakaAt. Chandka Road, Khandagiri, Po Khandagiri, Bhubaneswar Orissa 751030PUNB03222007510240080674-2384624
Bhubaneswar KendraparaMadhial Bazar, Kendrapara Distt Kendrapara Orissa 754211PUNB04983007540240029439004433
Bhubaneswar SonepurBara Bazar, Main Road Sonepur Orissa 767017PUNB049850076702400206654 220744
Pokhariput OrissaShikhya O Anusandhan Office Behind Khandagiri P.S. Khandagiri Or Bhuba 751030PUNB0676200NON-MICR9337123708
Boudh BhubaneswarVpo Boudh Orissa 762014PUNB0677600NON-MICR9437383826
Back Office, BhubaneswarPlot No 111, Station Square Bhubaneswar Orissa 751001PUNB0685600NON-MICR9437155587
Bhubaneswar, ARMBBhubaneswar, ARMB Orissa 751030PUNB0690300NON-MICR9437489894
SatyabhamapurBjem School-Ii Campus At/Po: Satyabhamapur Block:Balianta Dist.Khurda Orissa 752100PUNB0675900NON-MICR9853335239
Bhubaneswar, Cuttack RoadPlot No.123/124 Budheswari Colony BBSR Cuttack Road Bhubaneswar Dist Khurdha Orissa 751006PUNB06761007510240099437100143
Lewis Road, BhubaneswarPlot No 80A-83A, Lewis Road Bhubaneswar 751002 OrissaPUNB0676300NON-MICR9437230055
Currency Chest BhubaneswarStation Square, Bhubaneswar Distt. Kurdha Or Bhuba 751009PUNB0699100NON-MICRNA
Pathargadia (Orissa)Inside Kiss Campus C S Pur Bhibneahwar Orissa 751021PUNB0722900NON-MICR9437120515
Circle Office SambalpurDeen Dayal Bhawan, Ashok Nagar Bhubaneswar Orissa 751009PUNB0768000NON-MICR9437488550
Barmunda BhubaneswarRidge Residency Complex N.H-5 Barmunda, Bhubaneswar Orissa 751003PUNB0766300NON-MICRNA
Niladri Vihar BhubaneswarNiladri Vihar Chandrasekhar Pur Bhubaneswar Orissa 751021PUNB0766500NON-MICRNA
Siripur BhubaneswarUnit-8, Nayapalli Bhubaneswar Orissa 751012PUNB0766600NON-MICRNA
Mancheswar BhubaneswarRasulgarh Bhubaneswar Orissa 751010PUNB0766700NON-MICRNA
CCPC Bhubaneswar699, Saheed Nagar, Bhubaneswar Orissa 751007PUNB0547100NON-MICRNA
Retail Hub Bhubaneswar17 Janpath Bapuji Nagar BhubaneswarPUNB0526500NON-MICR2597781

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