Punjab National Bank Home Loan in Chandigarh

Last Updated : April 8, 2017, 5:53 p.m.

About Punjab National Bank Home Loan in Chandigarh

If you are also planning to buy a home in Chandigarh buy your pocket is stopping you, get a home loan from Punjab National Bank (PNB). This home loan from PNB is giving you a home loan rate along with the facility of a higher loan amount. Below are the home loan interest rate, eligibility criteria, branch contact details, etc. information for PNB.

Punjab National Bank Home Loan Chandigarh at a Glance

Eligibility Criteria

The eligibility criteria to apply for a home loan or housing loan at Punjab National Bank (PNB) is as follows:

• For Public: Individuals or Joint owners.
• For Pradhan Mantri Awas Yojana:
  • EWS households are defined as households having an annual income up to ₹3,00,000
  • LIG households are defined as households having an annual income above ₹3,00,000 and up to ₹6,00,000

Documents Required

The list of documents that an applicant must have at the time of applying for a home loan at PNB is as follows:

Identity Proof:

• Valid
• Passport
• Voter ID Card
• Aadhaar Card
• Valid Driving Licence

Address Proof:

• Valid Passport
• Voter ID Card
• Aadhaar Card
• Valid Driving Licence

Income Proof:

• Last 3 months’ Salary Slips
• Last 6 months’ Bank Statements showing salary credits
• Latest Form-16 and IT returns

Property Proof:

• Title Deeds of the Plot
• Proof of no encumbrances on the property
• Copy of the plans approved by the Local Authorities
• Construction estimate by an Architect / Civil engineer

Other Documents:

• Employment Contract/Appointment Letter in case current employment is less than 1 year old
• Last 6 months’ Bank Statements showing repayment of any ongoing loans
• Duly filled application form along with recent passport
• Own Contribution Proof

For more information, read Home Loan Chandigarh

Address of Punjab National Bank Branches in Chandigarh