Punjab National Bank Home Loan in Chennai

About Punjab National Bank Home Loan in Chennai

Owning a home of one’s own is one of the first things that we desire but when a dream home is a little expensive than the budget we can afford, it gets a little difficult to manage. However, when you have the privilege to apply for a home loan at Punjab National Bank (PNB), you can buy any home you want. Yes, the home loan interest rates at PNB in Chennai are low along with the facility of a higher loan amount. To apply for it now, check out the interest rates, eligibility criteria and branch contact details below.

Punjab National Bank Home Loan Chennai at a Glance

ParticularsDetails
Interest Rate8.65% - 8.90%
Loan amountFor Public:
Up to ₹1 Crores

For Pradhan Mantri Awas Yojana: Up to ₹30 lakhs
TenureFor Public: Up to 30 years

For Pradhan Mantri Awas Yojana: Up to 15 years
Processing FeeFor Public:
For ₹300 lac- 0.50% of loan amount Maximum ₹20000/- For above - ₹50000/-

For Pradhan Mantri Awas Yojana: NIL

Eligibility Criteria

The eligibility criteria to apply for a home loan or housing loan at Punjab National Bank (PNB) is as follows:

  • For Public: Individuals or Joint owners.
  • For Pradhan Mantri Awas Yojana:
    • EWS households are defined as households having an annual income up to ₹3,00,000
    • LIG households are defined as households having an annual income above ₹3,00,000 and up to ₹6,00,000

Documents Required

The list of documents that an applicant must have at the time of applying for a home loan at PNB is as follows:

Identity Proof:

  • Valid
  • Passport
  • Voter ID Card
  • Aadhaar Card
  • Valid Driving Licence

Address Proof:

  • Valid Passport
  • Voter ID Card
  • Aadhaar Card
  • Valid Driving Licence

Income Proof:

  • Last 3 months’ Salary Slips
  • Last 6 months’ Bank Statements showing salary credits
  • Latest Form-16 and IT returns

Property Proof:

  • Title Deeds of the Plot
  • Proof of no encumbrances on the property
  • Copy of the plans approved by the Local Authorities
  • Construction estimate by an Architect / Civil engineer

Other Documents:

  • Employment Contract/Appointment Letter in case current employment is less than 1 year old
  • Last 6 months’ Bank Statements showing repayment of any ongoing loans
  • Duly filled application form along with recent passport
  • Own Contribution Proof

For more information, read Home Loan Chennai

Address of Punjab National Bank Branches in Chennai

Branch NameComplete AddressIFSC CodeMICRContact Number
Rajaji Salai, Chennai17, Rajaji Salai, Chennai, Tamil Nadu - 600001PUNB0030500600024012044-25341031, 25341407, 25342971
Annasalai92, Bharat Insurance Building, Annasalai, Chennai, Tamil Nadu 600002PUNB003060060002400604428600782, 28601861
Washermen Peter, Chennai549 T H Road, Washermen Peter, Chennai, Tamil Nadu 6000021PUNB0030700600024016044-25951718, 4776
Adyar7, 1 Main Road, Kasturba Nagar, Adayar, Chennai, Tamil Nadu 600020PUNB0033800600024003044-24412782
Mylapore, Chennai150, Luz Church Road, Mylapore, Chennai, Tamil Nadu - 600004PUNB0034300600024007044-24991709, 3093
N.S.C Bose Road177, N.S.C Bose Road, Chennai, Tamil Nadu - 600001PUNB0034400600024008044- 25369744
Theagaraja Nagar, Chennai10 Raja Street, Theagaraja Nagar, Chennai, Tamil Nadu 6000017PUNB0034500600024014044-24342286, 323928
Triplicane50, Singarachary Street Triplicane, Chennai Tamilnadu - 600005PUNB0034600600024015044-28441761
Taylors Road74, New Avadi Road, Chennai, Tamil Nadu 600010PUNB0109200600024010044-26460320, 54620
Anna Nagar4055, 4th Main Road, Anna Nagar, Chennai, Tamil Nadu - 600040PUNB0138400600024002044-26213406, 65890
Chennai, TVK Nagar256, Paper Mill Road TVK Nagar, Parambur, Chennai, Tamilnadu - 600011PUNB0158700600024017044-25586258, 1504
Park Town255, Mint Street, Park Town, Chennai – 600003PUNB0197000600024018044-25353678
RCC Chennai17, Rajaji Salai, Rajaji Salai Road, Chennai, Tamil Nadu - 600001PUNB0197400600024001044-28600726, 28600921
K K Nagar347, Lakshmana Samy Salai, K K Nagar, Chennai, Tamil Nadu 600078PUNB0251000600024004044-24800503/80867
Purasawalkam, Chennai21, Raja Annamalai Road, Purasawalkam, Chennai, Tamil Nadu - 600084PUNB0251100600024011044-26412497, 791
Teynampet152, Eldams Road, Teynampet, Chennai, Tamil NaduPUNB0252300600024013044-24352375, 30422
Mint Street, Chennai19, Mint Street, Chennai, Tamil Nadu - 600079PUNB0252400600024005044-25203575
Nungambakkam, Chennai6, Nungambakkam, High Road, Chennai, Tamil NaduPUNB0254300600024009044-28279965
Avadi402, Jk Complex, Cth Road, Avadi, Chennai, Tamil Nadu 600054PUNB0298000600024019044-26360990
Ambattur3, R.H Road, Bhanu Nagar, Ambattur, Chennai, Tamil Nadu - 600053PUNB0302900600024020044-26584211
Chennai, L.C. Street156 Lingha Chetti Street, Chennai, Tamil NaduPUNB0361100600024021044-25224366/68
Asset Recovery Management766, Anna Salai, Chennai, Tamil Nadu 600006PUNB0361200600024022044-28290139
PeriametDoor No. 7, Narayan Street, Periamet, Chennai, Tamil Nadu - 600003PUNB0361300600024023044-25385254, 2538524
Sowcarpet, Chennai109 Nyniappan Naickan Street, Sowcarpet, Chennai, Tamil Nadu 600003PUNB0361400600024025044-25353326
Chennai, Kilpauk32, New Avadi Road, Kilpauk Chennai Tamil Nadu - 600010PUNB0361900600024024044-26461267
Chennai Tiruvanmiyur75 South Mada Street, Tiruvanmiyur, Chennai , Tamil Nadu - 600041PUNB0394000600024026044-24423215
Tambaram205 Velachery Road, East Tambaram, Chennai, Tamil Nadu - 600073PUNB0395800600024027044-22274296
Adambakkam39 , 1st Floor, Karuneegar Street, Adambakkam, Distt. Kancheepuram, Chennai, Tamil Nadu 600088PUNB0406200600024028044-22443315
AbhiramapuramC P Ramaswamy Road, Chennai, Tamil Nadu 600018PUNB0422800600024029044-4995888, 6575
Mylapore180, Roy Pettah, High Road, Mylapore, Chennai, Tamil Nadu - 600004PUNB0438600600024036044-24991830
Nandanam40A, Ist Main Road, Cit Nagar, Nandanam, Chennai - 600036PUNB0438900600024037044-24330726
Purasawalkam - ENBL56, Puraswalkam, High Road, Chennai, Tamil Nadu 600007PUNB0439400600024033044-5322040
T. Nagar - ENBL North Usman RoadOld No. 50, North Usman Road, T Nagar, Chennai, Tamil Nadu 600017PUNB043970060002403504428157408, 28156005
Avadi, ChennaiAMS College Of Engineering Muthapudupet, Iaf, Chennai Tamil Nadu 600055PUNB0491900600024040044-26841089
Chrompet Chennai,7, CLC Works Road, Chrompet, Chennai Tamil Nadu 600044PUNB0492000600024041044-22412231
Chennai, PallikaranaiJeru. College Of Engineering Narayanapuram Pallikaranai, Chennai Tamil Nadu 600100PUNB0492100600024042044-22462262
West Mambalam, ChennaiPublic Health Centre Ramakrishnapuram Street Chennai Tamil Nadu 600033PUNB0602800600024043044-24893017
Chennai, GopalapuramDAV School Gopalapuram Avvalshanmuagam Salai Chennai Tamil Nadu 600086PUNB0618000600024049044-28113326
Chennai, G.N.Chetty Road T Nagar80, G N Chetty Road T Nagar, Chennai Tn 600017PUNB0618100600024050044-28158780
Chennai, MogappairR45 120 Ft Indl Estate Road Thirumangalam Tamil Nadu 600037PUNB0618200600024051044-26244955
Chennai, Nanganallur1, First Floor, 5Th Main Road Nanganallur, Chennai Tamil Nadu 600061PUNB06206006000240529443531080
Retail Asset Branch, ChennaiNo 158, Royala Towers, Anna Salai, Chennai Tamil Nadu 600002PUNB0521500NON-MICRNA
Chennai PorurGround Floor, 68, 137, Kundrathur Road Porur, Chennai Tamil Nadu 600116PUNB06495006000240559840890609
Chennai NeelankaraiManju Complex, 14 East Coast Road Neelankarai Chennai Tamil Nadu 600041PUNB0607800600024047044-24496522
Chennai, Velacherry7/32 Dhandeeswarar Nagar Velacherry Chennai Tamil Nadu 600042PUNB0644700600024053044-22436944

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