Punjab National Bank Home Loan in Ghaziabad

Last Updated : April 11, 2017, 10:13 a.m.

About Punjab National Bank Home Loan in Ghaziabad

In today’s time when inflation is touching the sky, buying a home loan only from the earnings is a little difficult. However, money can not stop you from buying your dream home because home loans are here. Punjab National Bank home loan is one of the best home loans in the Indian market today where you get the option to pay lower EMIs. In Ghaziabad, the eligibility criteria, documentation required for a home loan are as follows:

Punjab National Bank Home Loan Ghaziabad at a Glance

Eligibility Criteria

The eligibility criteria to apply for a home loan or housing loan at Punjab National Bank (PNB) is as follows:

• For Public: Individuals or Joint owners.
• For Pradhan Mantri Awas Yojana:
  • EWS households are defined as households having an annual income up to ₹3,00,000
  • LIG households are defined as households having an annual income above ₹3,00,000 and up to ₹6,00,000

Documents Required

The list of documents that an applicant must have at the time of applying for a home loan at PNB is as follows:

Identity Proof:

• Valid
• Passport
• Voter ID Card
• Aadhaar Card
• Valid Driving Licence

Address Proof:

• Valid Passport
• Voter ID Card
• Aadhaar Card
• Valid Driving Licence

Income Proof:

• Last 3 months’ Salary Slips
• Last 6 months’ Bank Statements showing salary credits
• Latest Form-16 and IT returns

Property Proof:

• Title Deeds of the Plot
• Proof of no encumbrances on the property
• Copy of the plans approved by the Local Authorities
• Construction estimate by an Architect / Civil engineer

Other Documents:

• Employment Contract/Appointment Letter in case current employment is less than 1 year old
• Last 6 months’ Bank Statements showing repayment of any ongoing loans
• Duly filled application form along with recent passport
• Own Contribution Proof

For more information, read Home Loan Ghaziabad

Address of Punjab National Bank Branches in Ghaziabad