Punjab National Bank Home Loan in Gurugram

Last Updated : May 5, 2018, 4:23 p.m.

About Punjab National Bank Home Loan in Gurugram

Are you planning to buy a home in Gurugram but falling short of money, apply for a home loan at Punjab National Bank today. This home loan is available for you at an affordable rate like never before and the amount that’s not easy to find. Read here the eligibility criteria, interest rates, documents required for home loans at Punjab National Bank in your city and apply for a housing loan today!

Punjab National Bank Home Loan Gurugram at a Glance

Eligibility Criteria

The eligibility criteria to apply for a home loan or housing loan at Punjab National Bank (PNB) is as follows:

• For Public: Individuals or Joint owners.
• For Pradhan Mantri Awas Yojana:
  • EWS households are defined as households having an annual income up to ₹3,00,000
  • LIG households are defined as households having an annual income above ₹3,00,000 and up to ₹6,00,000

Documents Required

The list of documents that an applicant must have at the time of applying for a home loan at PNB is as follows:

Identity Proof:

• Valid
• Passport
• Voter ID Card
• Aadhaar Card
• Valid Driving Licence

Address Proof:

• Valid Passport
• Voter ID Card
• Aadhaar Card
• Valid Driving Licence

Income Proof:

• Last 3 months’ Salary Slips
• Last 6 months’ Bank Statements showing salary credits
• Latest Form-16 and IT returns

Property Proof:

• Title Deeds of the Plot
• Proof of no encumbrances on the property
• Copy of the plans approved by the Local Authorities
• Construction estimate by an Architect / Civil engineer

Other Documents:

• Employment Contract/Appointment Letter in case current employment is less than 1 year old
• Last 6 months’ Bank Statements showing repayment of any ongoing loans
• Duly filled application form along with recent passport
• Own Contribution Proof

Please refer to Home Loan Gurugram for more details.

Address of Punjab National Bank Branches in Gurugram