Punjab National Bank Home Loan in Guwahati

About Punjab National Bank Home Loan in Guwahati

Want to make your dream home in Guwahati or planning to a buy a beautiful bungalow? Apply for a home loan at Punjab National Bank today to get a higher loan amount at low-interest rates. The bank gives you the opportunity to enjoy a home loan journey without any hassle so as to make it your dream home loan. Here is the eligibility criteria, interest rates, documentation required at Guwahati branch of Punjab National Bank to apply for a home loan online now!

Punjab National Bank Home Loan Guwahati at a Glance

ParticularsDetails
Interest Rate8.70% - 8.95%
Loan amountFor Public:
Up to ₹1 Crores

For Pradhan Mantri Awas Yojana: Up to ₹30 lakhs
TenureFor Public: Up to 30 years

For Pradhan Mantri Awas Yojana: Up to 15 years
Processing FeeFor Public:
For ₹300 lac- 0.50% of loan amount Maximum ₹20000/- For above - ₹50000/-

For Pradhan Mantri Awas Yojana: NIL

Eligibility Criteria

The eligibility criteria to apply for a home loan or housing loan at Punjab National Bank (PNB) is as follows:

  • For Public: Individuals or Joint owners.
  • For Pradhan Mantri Awas Yojana:
    • EWS households are defined as households having an annual income up to ₹3,00,000
    • LIG households are defined as households having an annual income above ₹3,00,000 and up to ₹6,00,000

Documents Required

The list of documents that an applicant must have at the time of applying for a home loan at PNB is as follows:

Identity Proof:

  • Valid
  • Passport
  • Voter ID Card
  • Aadhaar Card
  • Valid Driving Licence

Address Proof:

  • Valid Passport
  • Voter ID Card
  • Aadhaar Card
  • Valid Driving Licence

Income Proof:

  • Last 3 months’ Salary Slips
  • Last 6 months’ Bank Statements showing salary credits
  • Latest Form-16 and IT returns

Property Proof:

  • Title Deeds of the Plot
  • Proof of no encumbrances on the property
  • Copy of the plans approved by the Local Authorities
  • Construction estimate by an Architect / Civil engineer

Other Documents:

  • Employment Contract/Appointment Letter in case current employment is less than 1 year old
  • Last 6 months’ Bank Statements showing repayment of any ongoing loans
  • Duly filled application form along with recent passport
  • Own Contribution Proof

For more information, read Home Loan Guwahati

Address of Punjab National Bank Branches in Guwahati

Branch NameComplete AddressIFSC CodeMICRContact Number
Fancy BazarH.B.Road, Near Sani Mandir, Fancy Bazar, Guwahati, Assam - 781001PUNB00189007810240020361-2542453
Zoo RoadZoo Road, Guwahati, District - Kamrup, Assam - 781005PUNB01907007810240030361-2201393
Mahabir MarketS.R.C.B. Road, Fancy Bazar, Charu Market, Guwahati, Assam - 781001PUNB03213007810240040361-2540487
Guwahati, MaligaonP.N.G.B.Road, Maligaon Charali Guwahati Assam 781011PUNB0458900781024006094350-62596
Beltola, GuwahatiNear Lakshmi Mandir, Opposite Sankardev Netralaya Beltola, Guwahati Assam 781028PUNB0459000781024005NA
Bhangagarh G.S. RoadBhangagarh G.S. Road Guwahati, Assam 781005PUNB04651007810240070361-2457847
Guwahati, Six MileSix Mile, Khanpara, Guwahati Assam 781022PUNB0465200781024008NA
AT Road, GuwahatiPNB, City Trade Center 1St Floor, Near Athgaon Bridge Assam Guwahati 781001PUNB06681007810240099435052697
Guwahati, Back OfficeSikh Temple Road Guwahati, Assam - 781001PUNB0687500NON-MICR9435160716
Currency Chest B/O Guwahati, Zoo RoadCurrency Chest B/O Guwahati Zoo Road Assam 787001PUNB0703500NON-MICR0361-2205013
GuwahatiCurrency Chest Link Off Fancy Bazar LIC Building, Fancy Bazar Guwahati, Assam 781001PUNB0703600NON-MICRNA
Chanmari, GuwahatiSri Ramesh Jain, Chakradhar Chambers Chandmari Flyover, Chandmari, Guwahati, Assam 781003PUNB0668200NON-MICRNA

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