Punjab National Bank Home Loan in Hyderabad
Last Updated : May 5, 2018, 4:24 p.m.
About Punjab National Bank Home Loan in Hyderabad
Get ready to experience affordable home loans at Punjab National Bank in Hyderabad. The bank has designed its home loan by keeping in mind the affordability and the financial needs of a home loan borrower in Hyderabad. Having said that, PNB also facilitates home loans under Pradhan Mantri Awas Yojana where you can get low-interest rates if you come under eligibility criteria. So, to apply online today at Hyderabad branch, check interest rates, eligibility criteria, list of documents, branch contact details of Punjab National Bank.
Punjab National Bank Home Loan Hyderabad at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 8.60% - 9.95% |
| Loan amount | For Public: Up to ₹1 Crores For Pradhan Mantri Awas Yojana: Up to ₹30 lakhs |
| Tenure | For Public: Up to 30 years For Pradhan Mantri Awas Yojana: Up to 15 years |
| Processing Fee | For Public: For ₹300 lac- 0.50% of loan amount Maximum ₹20000/- For above - ₹50000/- For Pradhan Mantri Awas Yojana: NIL |
Eligibility Criteria
The eligibility criteria to apply for a home loan or housing loan at Punjab National Bank (PNB) is as follows:
- For Public: Individuals or Joint owners.
- For Pradhan Mantri Awas Yojana:
- EWS households are defined as households having an annual income up to ₹3,00,000
- LIG households are defined as households having an annual income above ₹3,00,000 and up to ₹6,00,000
Documents Required
The list of documents that an applicant must have at the time of applying for a home loan at PNB is as follows:
Identity Proof:
- Valid
- Passport
- Voter ID Card
- Aadhaar Card
- Valid Driving Licence
Address Proof:
- Valid Passport
- Voter ID Card
- Aadhaar Card
- Valid Driving Licence
Income Proof:
- Last 3 months’ Salary Slips
- Last 6 months’ Bank Statements showing salary credits
- Latest Form-16 and IT returns
Property Proof:
- Title Deeds of the Plot
- Proof of no encumbrances on the property
- Copy of the plans approved by the Local Authorities
- Construction estimate by an Architect / Civil engineer
Other Documents:
- Employment Contract/Appointment Letter in case current employment is less than 1 year old
- Last 6 months’ Bank Statements showing repayment of any ongoing loans
- Duly filled application form along with recent passport
- Own Contribution Proof
For more information, read Home Loan Hyderabad
Address of Punjab National Bank Branches in Hyderabad
| Branch Name | Complete Address | IFSC Code | MICR | Contact Number |
|---|---|---|---|---|
| Bank Street | 4 - 1 - 427, Troop Bazaar, Bank Street, Hyderabad, Andhra Pradesh 500001 | PUNB0020700 | 500024002 | 040-24742748/4665 |
| Sanath Nagar, Hyderabad | Deccan Chambers, Opposite Allwyn Erragadda, Santh Nagar, Hyderabad - 500018 | PUNB0068700 | 500024009 | 040-23810297, 452 |
| Malakpet, Hyderabad | Mahaboob Mansion Complex Malakpet, Hyderabad, Andhra Pradesh 500036 | PUNB0068900 | 500024006 | 040-24549735 |
| Charminar | I Floor, 21 - 1 - 820/4 To 10 Patel Market, Charminar, Hyderabad, A.P 500002 | PUNB0109500 | 500024003 | 040-24525625 |
| II Lancer, Hyderabad | Gandhi Complex, Nanal Nagar, X Road, Hyderabad - 500028 | PUNB0156500 | 500024010 | 040-23513072 |
| Sultanshahi, Hyderabad | D.No. 23 - 6 - 901/5, B.G.V.S. Road, Sultanshahi, Hyderabad - 500265 | PUNB0159700 | 500024011 | 040- 24524981 |
| Kothi, Hyderabad | 4 - 5 - 214, Sultan Bazaar, Kothi, Hyderabad - 500195 | PUNB0196900 | 500024004 | 040- 24757521 |
| Hyderabad, Musheerabad | 1 - 7 - 145/B, Opposite Subhash Talkies, Musheerabad Hyderabad 500048 | PUNB0200700 | 500024007 | 040-27614857 |
| RCC Hyderabad | Saifabad, Opposite Secretaria, Hyderabad - 560002 | PUNB0264200 | 500024001 | 040 - 23261179, 23261292 |
| Chickkadapally, Hyderabad | 1 - 8 - 59 Green Gate, Chickkadapally, Hyderabad - 500020 | PUNB0362800 | 500024013 | 040-27668636 |
| Hyderabad, Somajiguda | 6 - 3 - 682 - A, Thakur Mansion Lane, Somajiguda Circle, Hyderabad - 500082 | PUNB0363200 | 500024012 | 040-23416743 |
| Kanchanbagh, Hyderabad | Sarvar Complex, Phisal Bhanda Main Road, Hyderabad - 500059 | PUNB0393400 | 500024016 | 24533142 |
| Hyderabad, Habsiguda | Plot No.3 & 4, Saibaba Mansion Door No.3/20 Vikrampuri, Habsiguda, Andhra Pradesh | PUNB0393500 | 500024017 | 040-27172103 P |
| Hyderabad, Saifabad | 6 - 1 - 73, Ist Floor , Saeed Plaza, Lakdi - Ka - Pul, Saifabad Hyderabad 500004 | PUNB0397200 | 500024018 | 040-23232034-4040 |
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