Punjab National Bank Home Loan in New Delhi

About Punjab National Bank Home Loan in New Delhi

‘Dilli hai Dilwalo Ki’ and a place where you will find everything you ask for. From magical ride at the night with the family and friends to a party at the terrace of your house, every moment is unforgettable in Delhi. If you have been in love with this city and planning to buy your home (maybe the first and most special one), a home loan from Punjab National Bank (PNB) can really prove to be the deal you every desired. So, buy a home in New Delhi and become a Dilliwala in the true sense. To apply at PNB, have a look at the interest rates, eligibility criteria, etc. details here.

Punjab National Bank Home Loan New Delhi at a Glance

ParticularsDetails
Interest Rate8.70% - 8.95%
Loan amountFor Public:
Up to ₹1 Crores

For Pradhan Mantri Awas Yojana: Up to ₹30 lakhs
TenureFor Public: Up to 30 years

For Pradhan Mantri Awas Yojana: Up to 15 years
Processing FeeFor Public:
For ₹300 lac- 0.50% of loan amount Maximum ₹20000/- For above - ₹50000/-

For Pradhan Mantri Awas Yojana: NIL

Eligibility Criteria

The eligibility criteria to apply for a home loan or housing loan at Punjab National Bank (PNB) is as follows:

  • For Public: Individuals or Joint owners.
  • For Pradhan Mantri Awas Yojana:
    • EWS households are defined as households having an annual income up to ₹3,00,000
    • LIG households are defined as households having an annual income above ₹3,00,000 and up to ₹6,00,000

Documents Required

The list of documents that an applicant must have at the time of applying for a home loan at PNB is as follows:

Identity Proof:

  • Valid
  • Passport
  • Voter ID Card
  • Aadhaar Card
  • Valid Driving Licence

Address Proof:

  • Valid Passport
  • Voter ID Card
  • Aadhaar Card
  • Valid Driving Licence

Income Proof:

  • Last 3 months’ Salary Slips
  • Last 6 months’ Bank Statements showing salary credits
  • Latest Form-16 and IT returns

Property Proof:

  • Title Deeds of the Plot
  • Proof of no encumbrances on the property
  • Copy of the plans approved by the Local Authorities
  • Construction estimate by an Architect / Civil engineer

Other Documents:

  • Employment Contract/Appointment Letter in case current employment is less than 1 year old
  • Last 6 months’ Bank Statements showing repayment of any ongoing loans
  • Duly filled application form along with recent passport
  • Own Contribution Proof

For more information, read Home Loan New Delhi

Punjab National Bank Branches in New Delhi

Branch NameComplete AddressIFSC CodeMICRContact Number
E Bay Mayur Vihar, Phase - II, DelhiE - Block, DDA Market, Mayur Vihar, Phase - II, DelhiPUNB0665300NON-MICRNA
Delhi CanttGopi Nath Bazaar, Delhi Cantt, Delhi 110010PUNB0011200110024006011-25686602/91956
Chandni ChowkChandni Chowk Delhi - 110006PUNB0011300110024007011-23978908
Chawri BazarRaghuganj Building, Barsabulla Chowk, Chawri Bazar, Delhi 110006PUNB0011400110024008011-23915974
Civil Lines13, Alipur Road, Civil Lines, Delhi - 06PUNB0011500110024009011-23981957, 23923617
Trade Finance Katra Mohan, DelhiKatra Mohan, Chandini Chowk, Delhi - 06PUNB0011600110024017110024017
DaryaganjDMA House, Ansari Road, New Delhi 110002PUNB0011700110024010011 - 23271523
Bank Street, Karol Bagh3338 Beadon Pura, Bank Street, Karol Bagh, New Delhi 110005PUNB0011900110024053011 - 25711835
Gurudwara RoadGurudwara Road, Karol Bagh, New Delhi 110005PUNB0012000110024054011- 25721920
Kashmere Gate2789, Lothian Road, Kashmere Gate, Delhi - 110006PUNB0012100110024016011- 23922617, 23974663
Khari BaoliGali Batashan, Khari Baoli , Delhi 110006PUNB0012200110024018011 - 23966203
Sadar BazarChawla Market, Sadar Bazar, Delhi 110006PUNB0012400110024030011 - 23674031
ShahdaraBhola Nath Nagar, Shahdara, Delhi 110032PUNB0012500110024031011-22304219, 22308296
Subzi MandiHarphool Singh Building, Subzi Mandi, Clock Tower, Delhi 110007PUNB0012600110024035011-23828316, 23822796
Asaf Ali RoadRadhey Shree Building, Ajmeri Gate, Delhi 110002PUNB0012700110024038011-23234059/2869

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Home Loan Interest Rates December 2018
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Axis Bank8.85% - 9.10%
Citibank9.00% - 9.85%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.90% - 8.75%
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