Punjab National Bank Home Loan in Pune

Last Updated : April 11, 2017, 10:13 a.m.

About Punjab National Bank Home Loan Pune

In Pune, if you are planning to book a flat in beautiful residential projects in Hinjewadi, Kharadi, Wagholi, Pimple Nilakh, NIBM or any other place, get a home loan from Punjab National Bank. With the facility of a higher loan amount at an affordable rate like never before, a dream home is no more a dream. To buy a home for yourself in Pune, apply for a home loan at Punjab National Bank, check interest rates and eligibility criteria along with the branch contact details here.

Punjab National Bank Home Loan Pune at a Glance

Eligibility Criteria

The eligibility criteria to apply for a home loan or housing loan at Punjab National Bank (PNB) is as follows:

• For Public: Individuals or Joint owners.
• For Pradhan Mantri Awas Yojana:
  • EWS households are defined as households having an annual income up to ₹3,00,000
  • LIG households are defined as households having an annual income above ₹3,00,000 and up to ₹6,00,000

Documents Required

The list of documents that an applicant must have at the time of applying for a home loan at PNB is as follows:

Identity Proof:

• Valid
• Passport
• Voter ID Card
• Aadhaar Card
• Valid Driving Licence

Address Proof:

• Valid Passport
• Voter ID Card
• Aadhaar Card
• Valid Driving Licence

Income Proof:

• Last 3 months’ Salary Slips
• Last 6 months’ Bank Statements showing salary credits
• Latest Form-16 and IT returns

Property Proof:

• Title Deeds of the Plot
• Proof of no encumbrances on the property
• Copy of the plans approved by the Local Authorities
• Construction estimate by an Architect / Civil engineer

Other Documents:

• Employment Contract/Appointment Letter in case current employment is less than 1 year old
• Last 6 months’ Bank Statements showing repayment of any ongoing loans
• Duly filled application form along with recent passport
• Own Contribution Proof

For more information, read Home Loan Pune

Punjab National Bank Branches in Pune