PNB Home Loan Pune - Rates March 2024, IFSC, Eligibility, EMI

Punjab National Bank Home Loan in Pune

About Punjab National Bank Home Loan Pune

In Pune, if you are planning to book a flat in beautiful residential projects in Hinjewadi, Kharadi, Wagholi, Pimple Nilakh, NIBM or any other place, get a home loan from Punjab National Bank. With the facility of a higher loan amount at an affordable rate like never before, a dream home is no more a dream. To buy a home for yourself in Pune, apply for a home loan at Punjab National Bank, check interest rates and eligibility criteria along with the branch contact details here.

Punjab National Bank Home Loan Pune at a Glance

Interest Rate8.60% - 9.95%
Loan amountFor Public:
Up to ₹1 Crores

For Pradhan Mantri Awas Yojana: Up to ₹30 lakhs
TenureFor Public: Up to 30 years

For Pradhan Mantri Awas Yojana: Up to 15 years
Processing FeeFor Public:
For ₹300 lac- 0.50% of loan amount Maximum ₹20000/- For above - ₹50000/-

For Pradhan Mantri Awas Yojana: NIL

Eligibility Criteria

The eligibility criteria to apply for a home loan or housing loan at Punjab National Bank (PNB) is as follows:

  • For Public: Individuals or Joint owners.
  • For Pradhan Mantri Awas Yojana:
    • EWS households are defined as households having an annual income up to ₹3,00,000
    • LIG households are defined as households having an annual income above ₹3,00,000 and up to ₹6,00,000

Documents Required

The list of documents that an applicant must have at the time of applying for a home loan at PNB is as follows:

Identity Proof:

  • Valid
  • Passport
  • Voter ID Card
  • Aadhaar Card
  • Valid Driving Licence

Address Proof:

  • Valid Passport
  • Voter ID Card
  • Aadhaar Card
  • Valid Driving Licence

Income Proof:

  • Last 3 months’ Salary Slips
  • Last 6 months’ Bank Statements showing salary credits
  • Latest Form-16 and IT returns

Property Proof:

  • Title Deeds of the Plot
  • Proof of no encumbrances on the property
  • Copy of the plans approved by the Local Authorities
  • Construction estimate by an Architect / Civil engineer

Other Documents:

  • Employment Contract/Appointment Letter in case current employment is less than 1 year old
  • Last 6 months’ Bank Statements showing repayment of any ongoing loans
  • Duly filled application form along with recent passport
  • Own Contribution Proof

For more information, read Home Loan Pune

Punjab National Bank Branches in Pune

Branch NameComplete AddressIFSC CodeMICRContact Number
KirkeeShop No. 1, Kirkee Commercial Complex, Dr. Ambedkar Road, Pune, Maharashtra 411003PUNB0027800411024007020-25817963
Pune CampArora Towers, Pune Camp, Maharashtra 411001PUNB0038600411024004020-6133957, 80, 5624
Laxmi RoadLaxmi Road, Moti Chowk, Pune, Maharashtra 411002PUNB0038700411024003020-4457744, 4456573
Pashan Road PunePashan Road, Gol Market, Pune, Maharashtra 411021PUNB0049500411024008020-25887092, 5285
Pune CME Campus BopkhelCME Campus Bhopkhel Dapodi , Pune , Maharashtra - 411031PUNB0120900411024006020-27145933/5105
Pune, Deccan GymkhanaDeccan, Gymkhana, Pune, Maharashtra 411004PUNB0139400411024009020-25458721, 5443133
Vidya NagarTingre Nagar, Pune, Maharashtra 411032PUNB0178300411024010020-26689346, 99639
JowanJowan TQ Maval District Pune MaharashtraPUNB027990041002450102114-268449
AtwanAir Force Station INS Shivaji TQ Mulshi District Pune Maharashtra 410402PUNB028450041002450202114-284217, 284877
RCC Pune564 Nanapeth, Sadashiv Chambers, Pune - 411002PUNB0288500411024001020-26335458
Pune, Nanapeth564, Sadashiv Chambers Nanapeth , Pune , MaharashtraPUNB0290100411024002020-6336508, 652
Pune, Bhosari Industrial EstaLandewadi, Bhosari Industrial Estate, Pune, Maharashtra - 29PUNB0291900411024005020-27192296, 20924
Pune, KothrudAnant Kripa SOC, Near Vanaz Factory Aud Road, Kothrud, Pune 411037PUNB0397400411024012020-25439677
Pune, Satara RoadPushpa Heights, Bibvewadi Corner, Pune 411037PUNB0398400411024013020-4218377, 4218352
Aundh, Pune1/2/3, Gaikward Heights, Survey No 127/1, Near Hotel Sarja Lane, Pune, Maharashtra 411037PUNB0450800411024014020-25897511

  • Home Loan Interest Rates March 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%