Punjab & Sind Bank Home Loan in Agra

About Punjab & Sind Bank Home Loan Agra

Are you looking for the best home loan which can fulfill your home loan pursuits? Consider Punjab & Sind Bank Home Loan which offers shelter to your home loan dreams. With attractive interest rate, lower charges and flexible EMI options to choose from-home loan borrowers have multiple reasons to enjoy availing it from Punjab & Sind Bank Agra. Because of these applicable benefits, Punjab & Sind Bank Home Loan Agra is widely considered among various types of customers.

Punjab & Sind Bank Home Loan Agra at a glance

ParticularsDetails
Interest Rate12.80% - 14.05%
Loan AmountFor Salaried Class:

Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less
For Pensioner:
(a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less.
b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less.
TenureUpto 5 years
Processing FeeOne-Time:
1.0% of the loan amount.
Pre-payment ChargesMinimum prepayment charges

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Home Loan:

(i) Individuals, Group of individuals, and individual members of housing societies are eligible under the scheme

(ii) Minimum age limit should be 18 years Maximum age limit should be subject to maximum age for repayment period

(iii) The following are the applicable categories in terms of availing guarantee towards home loan:

  • In case of Co-borrower: Third Party Guarantee may be waived.

  • In all other cases: guarantee of spouse or Major son may be obtained, if available

  • In cases, where sale deed/ lease deed/conveyance deed is to be registered after a considerable gap like in cases of Installment/construction linked plan e.g. Authority/ Society/ Builder’s flats/plots: Guarantee of earning spouse/ major son or suitable third party guarantee must be obtained.

Documents Required

The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.

  • Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

  • Income Proof-Latest Salary Slips & Form 16 for Salaried employees, Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years for self-employed professionals and businessmen.

  • Bank Account Statement for the Last 6 Months.

  • Track record of existing loans, if any.

  • Details of property you look to buy & construct.

To know more details, visit Home Loan Agra

Address of Punjab & Sind Bank Branches in Agra

Branch NameComplete AddressIFSCMICRContact Number 
Hing Ki Mandi, Agra
Hing Ki Mandi, AgraPSIB00002342820230022364099
New AgraVrindavan Bazar, Dayal Bagh Road New Agra - 282005 PSIB00003912820230032154724
IBD AgraSanjay Palace AgraPSIB00007082820230052121430
Agra Ghatia Azam Khan Agra Mont SchoolAgra Montessary Pb School, Ghatia Ajam Khan, C S A Marg, Agra, Uttar Pradesh-282003PSIB0000792NON-MICR0562-2857570
Agra Rajpur Chungi 18/184, Near Purani Mandi, Distt. Agra, Uttar Pradesh - 282003PSIB00007062820230040562-2330638
Agra Gurudwara Guru Ka Tal Gurudwara Guru Ka Tal, Distt. Agra, Uttar Pradesh - 282005PSIB00007932820230060562-2600511

People Also Look For

Personal Loan Interest Rates October 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.50%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank11.50% - 14.50%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates October 2018
State Bank of India/SBI8.70% - 9.25%
HDFC8.80% - 9.60%
Bank of Baroda8.55% - 9.55%
LIC Housing8.70% - 9.05%
PNB Housing Finance9.00% - 13.00%
ICICI Bank8.85% - 9.10%
Axis Bank8.80% - 9.05%
Citibank8.90% - 9.65%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 10.00%
EMI Calculator