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About Punjab & Sind Bank Home Loan Hyderabad
Are you searching for the best home loan provider which give you ample of benefits? Consider Punjab & Sind Bank Home Loan Hyderabad which offers shelter to your housing dreams. With attractive interest rate, flexible EMI options and lower charges- get the optimum home loans which suit your home loan pursuits. Owing to these benefits, the customers prefer Punjab & Sind Bank Home Loan Hyderabad for accommodating their varied needs.
Punjab & Sind Bank Home Loan Hyderabad at a glance
|Interest Rate||12.50% - 13.75%|
|Loan Amount||For Salaried Class:|
Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less
(a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less.
b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less.
|Tenure||Upto 5 years|
1.0% of the loan amount.
|Pre-payment Charges||Minimum prepayment charges|
The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Home Loan:
(i) Individuals, Group of individuals, and individual members of housing societies are eligible under the scheme
(ii) Minimum age limit should be 18 years Maximum age limit should be subject to maximum age for repayment period
(iii) The following are the applicable categories in terms of availing guarantee towards home loan:
In case of Co-borrower: Third Party Guarantee may be waived.
In all other cases: guarantee of spouse or Major son may be obtained, if available
In cases, where sale deed/ lease deed/conveyance deed is to be registered after a considerable gap like in cases of Installment/construction linked plan e.g. Authority/ Society/ Builder’s flats/plots: Guarantee of earning spouse/ major son or suitable third party guarantee must be obtained.
The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.
Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
Income Proof-Latest Salary Slips & Form 16 for Salaried employees, Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years for self-employed professionals and businessmen.
Bank Account Statement for the Last 6 Months.
Track record of existing loans, if any.
Details of property you look to buy & construct.
To know more details, visit Home Loan Hyderabad
Address of Punjab & Sind Bank Branches in Hyderabad
|Branch Name||Complete Address||IFSC||MICR||Contact Number|
|Hyderabad||Metro Estate Abids, Hyderabad - 500001||PSIB0000170||500023002||040-24754330/24758065|
|Secunderabad||1 - 7 - 323, 1st Floor Near Chenoy Trade Centre Park Lane, Secunderabad - 500003||PSIB0000319||500023003||4027847479|
|Spl Lending Br Hyderabad||Kkr Square Kavui Hills Ph I Jublee Hills Hyderabad Andhra Pradesh 500033||PSIB0021361||NON-MICR||9963899570|