About RBL Bank Home Loan Agra
A home is everyone’s desire and when you want to buy one and money is stopping you from it, home loans become your best companion. Having said that, RBL Bank home loans are one of the most demanding banks when it comes to taking a home loan in Agra. The higher loan facility at a lower rate along with easy documentation, make this loan one of its kind. So, get a home loan from your nearest Agra branch but first, have a look at the documentation to apply for a home loan at RBL Bank.
RBL Bank Home Loan in Agra at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 9.10% - 11.55% |
| Loan amount | ₹10 Crores |
| Tenure | Up to 25 years |
| Processing Fee | 0 to upto ₹25 lac - ₹5000/- ₹25 - upto ₹75 Lac - ₹10000/- ₹75 Lac and above - ₹15000/- (fixed amount) In all cases given above, Non-refundable fee of ₹5000/- Upfront. Rest at the time of disbursal |
Eligibility Criteria
The eligibility criteria to apply for a home loan or housing loan at RBL Bank in Agra is as follows:
- Minimum net income of ₹ 1,20,000 per annum (₹1,50,000 for self-employed)
- Minimum age at loan sanction – 24 years. Maximum age at loan maturity – 60 years or superannuation whichever is early (65 for self-employed).
- Work Experience of minimum 1 year at current job and 2 years of total experience. If current job is less than 1 year, then 3 years of total experience required.
Documents Required
The list of documents that an applicant must have at the time of applying for a home loan at RBL Bank is as follows:
- PAN Card – For Individual / Partnership Firm/Company
- Identity Proof – (Voter ID / Driving License/Passport)
- Address Proof – (Voter ID/Driving License/Passport/Telephone Bill/Electricity Bill/Registered Lease Deed or Sale Agreement/Bank Statement)
- Business Continuity Proof – Any 5 documents (Bank Statement/Sales Tax Challans / IT Returns / Shops & Est. Certificate / COI / Partnership Deed)
- Passport Size Photographs
- Any other valid Photo ID card issued by central or state government
- Income Proof
- Bank statementsFor more information, read Home Loan Agra
Address of RBL Bank Branches in Agra
| Branch Name | Complete Address | IFSC | MICR | Contact Number |
|---|---|---|---|---|
| Agra | The Ratnakar Bank Ltd., Ground Floor, Block No. 41, 4 Sanjay Place, Shop No. 5, 6, 7, 8 & Basement floor | RATN0000174 | NON-MICR | 43020600 |