RBL Bank Home Loan Ahmedabad - Eligibility, Rates February 2024, IFSC, EMI

RBL Bank Home Loan in Ahmedabad

About RBL Bank Home Loan Ahmedabad

If you have been looking for a home loan in Ahmedabad, RBL Bank is here to surprise you with its amazing home loan scheme. The lower interest rates on housing loans with easy documentation and instant approval can only be found at RBL Bank. So, it is now the time when you can buy your dream home and pay low EMI on home loans in your city. Have a look at the documentation checklist and check eligibility now for a home loan in Ahmedabad.

RBL Bank Home Loan in Ahmedabad at a Glance

Interest Rate9.10% - 11.55%
Loan amount₹10 Crores
TenureUp to 25 years
Processing Fee0 to upto ₹25 lac - ₹5000/- ₹25 - upto ₹75 Lac - ₹10000/- ₹75 Lac and above - ₹15000/- (fixed amount) In all cases given above, Non-refundable fee of ₹5000/- Upfront. Rest at the time of disbursal

Eligibility Criteria

The eligibility criteria to apply for a home loan or housing loan at RBL Bank in Ahmedabad is as follows:

  • Minimum net income of ₹ 1,20,000 per annum (₹1,50,000 for self-employed)
  • Minimum age at loan sanction – 24 years. Maximum age at loan maturity – 60 years or superannuation whichever is early (65 for self-employed).
  • Work Experience of minimum 1 year at current job and 2 years of total experience. If current job is less than 1 year, then 3 years of total experience required.

Documents Required

The list of documents that an applicant must have at the time of applying for a home loan at RBL Bank is as follows:

  • PAN Card – For Individual / Partnership Firm/Company
  • Identity Proof – (Voter ID / Driving License/Passport)
  • Address Proof – (Voter ID/Driving License/Passport/Telephone Bill/Electricity Bill/Registered Lease Deed or Sale Agreement/Bank Statement)
  • Business Continuity Proof – Any 5 documents (Bank Statement/Sales Tax Challans / IT Returns / Shops & Est. Certificate / COI / Partnership Deed)
  • Passport Size Photographs
  • Any other valid Photo ID card issued by central or state government
  • Income Proof
  • Bank statementsFor more information, read Home Loan Ahmedabad

Address of RBL Bank Branches in Ahmedabad

Branch NameComplete AddressIFSCMICRContact Number
Ahmedabad 107/108, Madhavpura, ganj Bazar, Ambaji temple, Ahmedabad-380004RATN0000065380176002079-22120833
Viva Complex, AhmedabadThe Ratnakar Bank LTd., Viva Complex, opposite Parimal Garden, Ellisbridge, Ahmedabad-380006RATN00001583801760049558824663

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%