RBL Bank Home Loan Kolkata - Rates March 2024, Eligibility, IFSC, EMI

RBL Bank Home Loan in Kolkata

About RBL Bank Home Loan Kolkata

If you have been looking for a home loan in Kolkata and have not yet found the combination of a low EMI option with a higher loan amount facility, have a look at the home loan scheme of RBL Bank. The home loan interest rates offered by RBL Bank are one of the lowest interest rates in India and hence one of the most demanding home loans as well. So, check eligibility now and documents checklist to apply for a home loan at your nearest bank branch.

RBL Bank Home Loan in Kolkata at a Glance

Interest Rate9.10% - 11.55%
Loan amount₹10 Crores
TenureUp to 25 years
Processing Fee0 to upto ₹25 lac - ₹5000/- ₹25 - upto ₹75 Lac - ₹10000/- ₹75 Lac and above - ₹15000/- (fixed amount) In all cases given above, Non-refundable fee of ₹5000/- Upfront. Rest at the time of disbursal

Eligibility Criteria

The eligibility criteria to apply for a home loan or housing loan at RBL Bank in Kolkata is as follows:

  • Minimum net income of ₹ 1,20,000 per annum (₹1,50,000 for self-employed)
  • Minimum age at loan sanction – 24 years. Maximum age at loan maturity – 60 years or superannuation whichever is early (65 for self-employed).
  • Work Experience of minimum 1 year at current job and 2 years of total experience. If current job is less than 1 year, then 3 years of total experience required.

Documents Checklist

The list of documents that an applicant must have at the time of applying for a home loan at RBL Bank is as follows:

  • PAN Card – For Individual / Partnership Firm/Company
  • Identity Proof – (Voter ID / Driving License/Passport)
  • Address Proof – (Voter ID/Driving License/Passport/Telephone Bill/Electricity Bill/Registered Lease Deed or Sale Agreement/Bank Statement)
  • Business Continuity Proof – Any 5 documents (Bank Statement/Sales Tax Challans / IT Returns / Shops & Est. Certificate / COI / Partnership Deed)
  • Passport Size Photographs
  • Any other valid Photo ID card issued by central or state government
  • Income Proof
  • Bank statements

For more information, read Home Loan Kolkata

Address of RBL Bank Branches in Kolkata

Branch NameComplete AddressIFSCMICRContact Number
Kolkata-Thapar HouseThe Ratnakar Bank Ltd, First Floor, Thapar House, 25 Barbourne Road, Kolkata-700001RATN0000161 7001760029833666862
Jl Nehru Road KolkataThe Ratnakar Bank Ltd, Ground Floor, Horizon Building, 57 Jawahar Lal Nehru Road, Kolkata 700 071RATN0000167 NON-MICR224302060
Gariahat - KolkataRBL Bank Ltd., 9/3A, Gariahat Road, Ground Floor, Kolkata - 700019RATN0000196 RATN0000196 61156300
Kalakar Street - KolkataRBL Bank Ltd., 19, Basak Street, (Kalakar Street), Kolkata - 700007RATN0000197 70017600561156300

  • Home Loan Interest Rates March 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%