RBL Bank Home Loan in New Delhi

About RBL Bank Home Loan New Delhi

Book a home now in New Delhi without being worried about the higher interest rate as RBL Bank is here to offer you an affordable home loan. This loan is now available at a low-interest rate for you to enjoy paying low EMI and hence a smooth home loan journey. Having said that, you also get instant loan approval for your loan if you match the eligibility criteria set by the bank. So, check eligibility now and documents needed to apply for a home loan in New Delhi.

RBL Bank Home Loan in New Delhi at a Glance

ParticularsDetails
Interest Rate10.30% - 11.65%
Loan amount₹10 Crores
TenureUp to 25 years
Processing Fee0 to upto ₹25 lac - ₹5000/- ₹25 - upto ₹75 Lac - ₹10000/- ₹75 Lac and above - ₹15000/- (fixed amount) In all cases given above, Non-refundable fee of ₹5000/- Upfront. Rest at the time of disbursal

Eligibility Criteria

The eligibility criteria to apply for a home loan or housing loan at RBL Bank in New Delhi is as follows:

  • Minimum net income of ₹ 1,20,000 per annum (₹1,50,000 for self-employed)
  • Minimum age at loan sanction – 24 years. Maximum age at loan maturity – 60 years or superannuation whichever is early (65 for self-employed).
  • Work Experience of minimum 1 year at current job and 2 years of total experience. If current job is less than 1 year, then 3 years of total experience required.

Documents Checklist

The list of documents that an applicant must have at the time of applying for a home loan at RBL Bank is as follows:

  • PAN Card – For Individual / Partnership Firm/Company
  • Identity Proof – (Voter ID / Driving License/Passport)
  • Address Proof – (Voter ID/Driving License/Passport/Telephone Bill/Electricity Bill/Registered Lease Deed or Sale Agreement/Bank Statement)
  • Business Continuity Proof – Any 5 documents (Bank Statement/Sales Tax Challans / IT Returns / Shops & Est. Certificate / COI / Partnership Deed)
  • Passport Size Photographs
  • Any other valid Photo ID card issued by central or state government
  • Income Proof
  • Bank statements

For more information, read Home Loan New Delhi

Address of RBL Bank Branches in New Delhi

Branch NameComplete AddressIFSCMICRContact Number
New Delhi17A/53, W.E.A. Karol Bagh, Gurudwar Road, Opp.Jesa Ram Hospital, New Delhi 110005RATN0000071110176001011-28756452
Barakhamba-New DelhiThe Ratnakar Bank Ltd, Dr.Gopal Dass Bhawan, Ground Floor, 28, Barakhamba Road, New Delhi - 110 001RATN00001001101760029810211851; 9365576299
Hauz Khas, New DelhiThe Ratnakar Bank Ltd, Ground Floor, M-6 Hauz Khas, New Delhi - 110016RATN0000141110176006NA
Rajouri Garden, New DelhiThe Ratnakar Bank Ltd, J-13/52, Basement & Ground Floor, Rajouri Garden, New Delhi - 110027RATN0000142110176007NA
Vasant ViharThe Ratnakar Bank Ltd 23 Basant Lok Market Community Centre Vasant Vihar New Delhi 110057RATN0000182NON-MICR43020600
Chandni ChowkRbl Bank Ltd 450 454 Kucha Brij Nath Chandni Chowk Delhi 110006RATN000018911017601045028843
PitampuraRBL BANK LIMITED 4TH KAPIL VIHAR PITAMPURA DELHI 110034RATN000019011017600945028843
Vikas Marg - DelhiRBL Bank Ltd., 6, Shankar Vihar, Vikas Marg, New Delhi 110092RATN00001941101760121800123804

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