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RBL Bank Home Loan in Pune

RBL Bank Home Loan in Pune

Last Updated : May 5, 2018, 4:33 p.m.

About RBL Bank Home Loan Pune

Looking for home loans? You can now apply for a home loan at your nearest RBL Bank available at one of the lowest interest rates in the market today. The bank continues to be one of the first choices of home loan borrowers in Pune due to the facility of a higher loan amount and easy documentation involved in the process. The documents checklist and eligibility criteria for a home loan are described below along with the other loan details. So, have a look at the details and apply now for a home loan at your nearest RBL Bank branch.

RBL Bank Home Loan in Pune at a Glance

ParticularsDetails
Interest Rate9.10% - 11.55%
Loan amount₹10 Crores
TenureUp to 25 years
Processing Fee0 to upto ₹25 lac - ₹5000/- ₹25 - upto ₹75 Lac - ₹10000/- ₹75 Lac and above - ₹15000/- (fixed amount) In all cases given above, Non-refundable fee of ₹5000/- Upfront. Rest at the time of disbursal

Eligibility Criteria

The eligibility criteria to apply for a home loan or housing loan at RBL Bank in Pune is as follows:

  • Minimum net income of ₹ 1,20,000 per annum (₹1,50,000 for self-employed)
  • Minimum age at loan sanction – 24 years. Maximum age at loan maturity – 60 years or superannuation whichever is early (65 for self-employed).
  • Work Experience of minimum 1 year at current job and 2 years of total experience. If current job is less than 1 year, then 3 years of total experience required.

Documents Required

The documents checklist that an applicant must have at the time of applying for a home loan at RBL Bank is as follows:

  • PAN Card – For Individual / Partnership Firm/Company
  • Identity Proof – (Voter ID / Driving License/Passport)
  • Address Proof – (Voter ID/Driving License/Passport/Telephone Bill/Electricity Bill/Registered Lease Deed or Sale Agreement/Bank Statement)
  • Business Continuity Proof – Any 5 documents (Bank Statement/Sales Tax Challans / IT Returns / Shops & Est. Certificate / COI / Partnership Deed)
  • Passport Size Photographs
  • Any other valid Photo ID card issued by central or state government
  • Income Proof
  • Bank statements

For more information, read Home Loan Pune

Address of RBL Bank Branches in Pune

Branch NameComplete AddressIFSCMICRContact Number
Nanapeth - Pune136, Pokarna Building, Nanapeth, Pune 411002RATN0000031411176002020-26356603
Marketyard PunePlot No.395, Gultekdi, Market Yard, PuneRATN0000050411176003020-24270413
Chinchwad - PuneHotel Prince Bldg., B’Bay Pune Road, Near Mehta Hospital, Chinchwad PuneRATN0000052411176004020-27470823
BaramatiShantilal Shah (Pandarkar) Bldg, Mahaveer Peth, Baramati 413102RATN000005941317610102112-224797
Kalyaninagar - PuneShop No.126 & 127, Victoria - I, Fortaleza, Central Avenue Road, Kalyaninagar, Pune - 411006RATN0000076411176005020-26608797
Sinhgad Road PuneThe Ratnakar Bank Ltd. Shop.No. 1 And 2 C Wing, Mohite Paradise, Sinhgad Road Pune. - 411 050RATN0000085411176007020-24351074/24351078
BanerThe Ratnakar Bank Ltd. C Wing, Anmol Pride Survey No. 270, Baner Pune. - 411045RATN0000086411176006020-27290108/27290801
ChakanGround Floor Shop No. 5 & 6, Gate No. 461, Tukaram Market, Mega Centre, Pune - Nashik Road, Medankarwadi Chakan Pune - 410 501RATN0000092411176008020 26356660
Pune-CampThe Ratnakar Bank Ltd, 11 Moledina Road, Near Naaz Bakery, East Street Facing, Pune-411001RATN00001574111760099833666862

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