Credit cards are need of the hour because everyone needs credit card to shop online and in retail stores. You can also travel to your favourite location without any troubles if you have a credit card. With credit card, you can even save money on purchases and can even earn rewards. There are various banks offering credit cards, but SBI credit cards come with a host of features and benefits. Let's discuss the banks credit card in detail below.

Why choose SBI Credit Cards?

SBI Credit Cards come with a lot of features and privileges like balance transfer at low interest rate which means you can transfer balance at low interest rate .You can convert your costly purchases to EMIs at flexible tenures and low interest rates.You also have the facility to have access to instant cash with “Encash – Money on Call” facility . Thus, SBI Credit Card is your best choice.

Features and Benefits of SBI Credit Cards

  • SBI provides credit cards for everything from individual to corporate needs
  • SBI credit cards come with zero loss liability i.e. if your card is lost then you have zero liability on fraudulent transactions
  • The banks Credit cards are accepted all over the world
  • Cardholders have the option to convert all the purchases into EMIs and with the Easy Bill facility, customers can easily pay their utility bills online
  • SBI allows you to convert the outstanding balances in your card to easy instalments

How to apply for SBI Credit Card?

You can apply for SBI Credit Cards online as well as by visiting bank branches. If you want to apply online, you must login the registration page of bank's credit card and enter the required details. Both existing and new customer can apply for credit card online. Alternatively, you can visit the nearest SBI bank branch to fill the application form after that you should submit the form at the bank branch along with photographs and documents required to apply for SBI credit card.

SBI Credit Cards Eligibility

  • Applicant should be an Indian
  • You should be over 18 years of age to apply for SBI credit cards
  • One should have good credit history with no loan or credit defaulting

SBI Credit Cards Documentation

  • You should have at least 1 passport sized photograph.
  • Address proof like Passport, Ration card, Electricity bill, Adhar card has to be submitted
  • Applicant should possess PAN Card and Passport, Adhar Card as identity proof
  • Salary slips / certificate for last 3 months/latest bank statement indicating salary credited for minimum 3 months and Income tax return statement

SBI Premium Cards

Cards Benefits Welcome Gift Fees and Charges

SBI Advantage Platinum Card

  • Complimentary Lounge Access
  • Earn rewards on dining, departmental stores and international spends
  • Welcome Gift voucher of Rs.3000
  • Joining and Annual fee of Rs.2999
  • Cash advance of up to 80% of credit limit
  • Interest free credit period of up to 50 days

SBI Advantage Signature Card

  • Utility Bill payment facility at zero extra charge
  • Fraud liability cover worth Rs.1,00,000
  • Gift vouchers and air fare waiver as welcome gift
  • Joining fee and Annual fee of Rs.4999
  • Cash advance of up to 80% of credit limit
  • Interest free credit period of up to 50 days

SBI Signature Countless Card

  • Fraud liability cover worth Rs. 1,00,000
  • Complimentary lounge access
  • Welcome Gift Voucher worth Rs.5000
  • First Year fee is Rs.4999
  • Cash advance of up to 80% of credit limit
  • Interest free credit period of up to 50 days

SBI Platinum Card

  • Access to over 200 Golf courses
  • 10 cash points for every Rs.100 spent using the card
  • Nil
  • Joining fee and annual fee of Rs.2999
  • Cash advance of up to 80% of credit limit
  • Interest free credit period of up to 50 days

SBI Travel and Shopping Cards

Cards Benefits Welcome Gift Fees and Charges

SimplySAVE AdvantageSBI Card

  • Rewards on dining, grocery and movie spends
  • 1 reward point for every Rs.100 spent
  • 2.5% fuel surcharge waiver
  • Get Rs.100 cashback on your first ATM withdrawal
  • Joining fee and annual fee of Rs.499 per year
  • Cash advance of up to 80% of credit limit
  • Interest free credit period of up to 50 days

SimplySave SBI Card

  • 1 Reward point for every Rs.100 spent using the card
  • For dining, movies and grocery spends, earn reward points.
  • 2000 points on joining
  • Joining fee of Rs.499 to be paid one time
  • Cash advance of up to 80% of credit limit
  • Interest free credit period of up to 50 days

AirIndia SBI Signature Card

  • Complimentary membership to Air India Frequent Flyer program
  • 4 Reward points for every Rs.100 spent using the card
  • Reward points can be converted to Air Miles.
  • Welcome gift of 20,000 reward points
  • Annual Fee is up to Rs.4999
  • Cash advance limit of up to 80% the credit limit
  • 20 to 50 days of interest free credit period

Yatra SBI Card

  • Co-branded with yatra.com to provide unmatched travel, dining and shopping deals
  • bonus points on base fare and tariffs on yatra.com
  • No fuel surcharges on fuel purchases
  • Complimentary access to premium airport lounges
  • Get a cash back of Rs. 100
  • Joining and Annual fee of up to Rs.499
  • Interest free credit period of 20 to 50 days
  • Cash advance limit of up to 80% of credit limit

SBI Student Plus Advantage Card

  • For every Rs.100 spent get 1 cash point
  • Get up to 2.5% value back on departmental and grocery spends
  • Rewards on international spends
  • Option to convert purchases to EMI
Nil
  • No Joining Fee is charged for this

IRCTC SBI Platinum Card

  • Get 10% value back on AC ticket fares
  • Reward Points for every Rs.125 spent at departmental and grocery stores
  • 1.8% transaction charges waiver for tickets booked using IRCTC Online portal
  • Complimentary personal rail accident insurance cover
Nil
  • Joining fee of Rs.500
  • Annual fee of Rs.300 per annum
  • Up to 50 days of interest free credit period
  • Cash advance limit of up to 80% of the credit limit

Air India SBI Platinum Card

  • 5000 reward points as welcome benefit
  • Cumulative Bonus Reward Points on annual spends between Rs. 2 lakh and Rs. 3 lakh
  • Option to convert reward points to air miles
  • Other benefits like fuel surcharge waiver and fraud liability cover
Nil
  • Annual fee of up to Rs.1499
  • Interest free credit period of 20 to 50 days
  • Cash advance limit of up to 80% of credit limit

SBI Mumbai Metro Credit Card

  • Earn 10 times more rewards when you purchase departmental goods, grocery as well as metro tickets.
  • For every Rs. 100 spent on other categories earn 1 reward point.
  • Annual fee reversal when you spend Rs.75000 or more on your card.
  • Get 2.5% fuel surcharge waiver.
Nil
  • Joining fee is Rs. 499
  • Annual fee is Nil
  • 20 to 50 days of interest free credit period
  • Cash advance limit of up to 80% of credit limit

SimplyClick SBI Credit Card

  • By shopping at outlets like Cleartrip, Amazon, Foodpanda, etc., earn 10 times more reward points
  • Get e-vouchers worth Rs. 2,000 for annual spends online worth Rs.1 Lakh and Rs.2 Lakhs
  • Get 2.5% fuel surcharge waiver
  • Rs.500 worth voucher from amazon on joining
  • Joining fee is Rs. 499
  • Annual fee is Nil
  • 20 to 50 days of interest free credit period
  • Cash advance limit of up to 80% of credit limit

SimplyCLICK Advantage SBI Card

  • By shopping at outlets like amazon, foodpanda etc earn 10 times reward points
  • For annual spends of Rs.1 Lakh , get e-vouchers worth Rs.2000
  • Welcome Gift voucher worth Rs.500
  • Joining fee is Rs. 499
  • Annual fee is Nil
  • 20 to 50 days of interest free credit period
  • Cash advance limit of up to 80% of credit limit

SBI Classic Cards

Cards Benefits Welcome Gift Fees and Charges

SBI Advantage Gold Card

  • Book your railway ticket online at IRCTC and get it delivered at doorstep
  • Get Flexibility to withdraw cash from over million VISA and ATMs across globe
Nil
  • Joining Fee of Rs.299
  • Annual Fee of Rs.299
  • Upto 50 days of interest free credit
  • Cash advance limit of up to 80% of credit limit

SBI Advantage Plus Card

  • Pay your electricity, insurance and telephone bills at no extra charges by using utility bill payment facility
  • Add- on cards for family members
Nil
  • Joining Fee of Rs.500
  • Annual Fee of Rs.500
  • Upto 50 days of interest free credit
  • Cash advance limit of up to 80% of credit limit

SBI Corporate Cards

Cards Benefits Welcome Gift Fees and Charges

SBI Platinum Corporate Card

  • Complimentary travel insurance
  • Complimentary lounge access
Nil
  • No Joining Fee and Annual Fee
  • Cash advance limit is variable
  • Upto 50 days of interest free credit

SBI Signature corporate Card

  • Smarter expense management with VISA Intellilink system
  • Flexible interface for easy reporting and analysis
  • Spend category control to block certain merchant category
Nil Nil

SBI Corporate Utility Card

  • Enhanced security against counterfeiting and skimming through EMV chips
  • Smart expense management system to give you a greater control over company's cost
Nil
  • No joining and annual fee is charged
  • 15 to 32 days of interest free credit