SBI Home Loan in Chandigarh

Last Updated : Feb. 27, 2020, 3:12 p.m.

About SBI Home Loan in Chandigarh

SBI has always been in the limelight for its affordable home loan. Since the interest rates offered by SBI are one of the lowest interest rates on home loans in India. As a result, you get the opportunity to enjoy a budget-friendly loan and pay low EMI on your home loan . The interest rate by SBI on home loans with NO processing fee is presently the best offer you can get. This altogether makes it easier for the customer to finalize their loan.

If you are planning to buy a home in Chandigarh and want to take a home loan, you must check the home loan offered by SBI. You can also apply now for a home loan at your nearest SBI branch. If not, then there is always an option of applying online. So, check eligibility now along with the branch contact details and the eligibility required to get instant approval.

Apply SBI Home Loan @ 9.15%* Rate

Address of SBI Branches in Chandigarh

The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Chandigarh are mentioned in the table below:

SBI Home Loan Chandigarh at a Glance

SBI Home Loan Eligibility

The eligibility criteria to apply for a home loan at State Bank of India is as follows:

• Minimum age of the applicant should be 18 years
• Maximum age of the applicant should be 70 years at the time of repayment

SBI Home Loan Documents

The documents required to apply for a home loan at SBI is as follows:

For Applicants:

• Completed loan application
• 3 Passport size photographs
• Proof of identity (photocopies of Voters ID card/ Passport/ Driving license/ IT PAN card)
• Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
• Property tax receipt/ Passport/ Voters ID card)
• Proof of business address for non-salaried individuals
• Statement of Bank Account/ Pass Book for last six months
• Signature identification from present bankers
• Personal Assets and Liabilities statement

For Guarantor:

• Personal Assets and Liabilities Statement
• 2 passport size photographs
• Proof of identification as above
• Proof of residence as above
• Proof of business address as above
• Signature identification from his/her present bankers

Additional Documents for Salaried:

• Original Salary Certificate from employer
• TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.

Additional Documents for Professionals/ Self- Employed/ Other IT assesses:

• Acknowledged copies of three years I.T. returns/ Assessment Orders
• Photocopies of challans evidencing payment of Advance Income Tax

For more information, read Home Loan Chandigarh