SBI Home Loan in Gurugram

Last Updated : Feb. 27, 2020, 3:12 p.m.

About SBI Home Loan in Gurugram

SBI gives you the opportunity to enjoy paying low EMI as the home loan interest rates are one of the lowest interest rates in India. Post the bank’s merger with its five associate banks the SBI customers have increased. Just like before, SBI would continue to serve the best of its services. Out of all its products, the home loan is one of the most demanding loans of SBI. The reason is that unlike other loans, a housing loan is a long-term commitment and the first priority is to get the lowest interest rate. The offered rate of interest is the l owest home loan rate with NO processing fees .

If you are planning to buy your dream home in Gurugram, a housing loan from SBI can add up to your affordability. To apply now, check Gurugram (Gurgaon) branch details, documents checklist, and the eligibility criteria.

Apply SBI Home Loan @ 9.15%* Rate

SBI Home Loan Gurugram at a Glance

Address of SBI Branches in Gurugram

The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Gurugram are mentioned in the table below:

SBI Home Loan Eligibility

The eligibility criteria to apply for a home loan at State Bank of India is as follows:

• Minimum age of the applicant should be 18 years
• Maximum age of the applicant should be 70 years at the time of repayment

SBI Home Loan Documents

The documentation needed to apply for a home loan and get instant approval at SBI is as follows:

For Applicants:

• Completed loan application
• 3 Passport size photographs
• Proof of identity (photocopies of Voters ID card/ Passport/ Driving license/ IT PAN card)
• Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
• Property tax receipt/ Passport/ Voters ID card)
• Proof of business address for non-salaried individuals
• Statement of Bank Account/ Pass Book for last six months
• Signature identification from present bankers
• Personal Assets and Liabilities statement

For Guarantor:

• Personal Assets and Liabilities Statement
• 2 passport size photographs
• Proof of identification as above
• Proof of residence as above
• Proof of business address as above
• Signature identification from his/her present bankers

Additional Documents for Salaried:

• Original Salary Certificate from employer
• TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.

Additional Documents for Professionals/ Self- Employed/ Other IT assesses:

• Acknowledged copies of three years I.T. returns/ Assessment Orders
• Photocopies of challans evidencing payment of Advance Income Tax

Please refer to Home Loan Gurugram for more details.