SBI Home Loan in Guwahati

Last Updated : Feb. 27, 2020, 3:12 p.m.

About SBI Home Loan in Guwahati

SBI has recently merged with its five associate banks as a result of which the number of customers has also increased. However, the bank has always maintained to give customer-friendly products to its customers including home loans. Out of all the housing loans in India , SBI is providing the lowest interest rates and also has NO processing charges associated. Keeping in mind the expectation of a home loan borrower, SBI has made the documentation required to apply for the loan simpler along with the instant approval facility. You can also calculate your EMI with the help of the online EMI calculator and adjust the tenure as per your comfort so as to pay low EMI

If you have also been looking for a home loan in Guwahati, you must have a look at the home loan offered by SBI. Below is the Guwahati branch address, eligibility criteria, home loan interest rate and the documents needed to apply for this loan.

Apply SBI Home Loan @ 9.15%* Rate

Address of SBI Branches in Guwahati

The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Guwahati are mentioned in the table below:

SBI Home Loan Guwahati at a Glance

SBI Home Loan Eligibility

The eligibility criteria for State Bank of India (SBI) home loan is as follows:

• Minimum age of the applicant should be 18 years
• Maximum age of the applicant should be 70 years at the time of repayment

Documents Required for SBI Home Loan

The documentation needed to apply for a home loan and get instant approval at SBI is as follows:

For Applicants:

• Completed loan application
• 3 Passport size photographs
• Proof of identity (photocopies of Voters ID card/ Passport/ Driving license/ IT PAN card)
• Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
• Property tax receipt/ Passport/ Voters ID card)
• Proof of business address for non-salaried individuals
• Statement of Bank Account/ Pass Book for last six months
• Signature identification from present bankers
• Personal Assets and Liabilities statement

For Guarantor:

• Personal Assets and Liabilities Statement
• 2 passport size photographs
• Proof of identification as above
• Proof of residence as above
• Proof of business address as above
• Signature identification from his/her present bankers

Additional Documents for Salaried:

• Original Salary Certificate from employer
• TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.

Additional Documents for Professionals/ Self- Employed/ Other IT assesses:

• Acknowledged copies of three years I.T. returns/ Assessment Orders
• Photocopies of challans evidencing payment of Advance Income Tax

For more information, read Home Loan Guwahati