SBI Home Loan Jammu - Rates March 2024, IFSC, Eligibility, EMI

SBI Home Loan in Jammu

About SBI Home Loan in Jammu

SBI has merged with its five associate banks namely State Bank of Mysore (SBM), State Bank of Travancore (SBT), State Bank of Bikaner and Jaipur (SBBJ), State Bank of Hyderabad (SBH) and State Bank of Patiala (SBP) on 1st April 2017. You must be aware of the demand of SBI Home Loans as the interest rates offered by them are one of the lowest interest rates. Having said that, presently SBI is offering the lowest interest rates on home loans with No processing fees. So, if you also want to settle down in Jammu, apply now for SBI Home Loan. Below are Jammu branch details, eligibility criteria, documents checklist and home loan interest rates of the bank.

Apply SBI Home Loan @ 9.15%* Rate

Address of SBI Branches in Jammu

The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Jammu are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Hari Market

Hari Market, Near Bus Stand, Jammu, J And KSBIN0000657180002001 0191-2574086

Purani Mandi

Old Hospital Road JDA Complex Jammu Tawi, Jammu And Kashmir 180001SBIN00012911800020020191-2545516
Kachi Chawni Jammu

Jammu J&K Dist Jammu, Jammu Kashmir 180 001 180001SBIN00023741800020030191-2541001
Railway Station, Jammu

Jammu, Trikuta Nagar, Jammu, Jammu And Kashmir , Pin - 180003SBIN00068941800020060191-2473468
Rehari Colony, Jammu

Rehari Colony, Jammu Kashmir Pin - 190005SBIN00091241800020070191-2586211, 2579323
Karan Nagar, Jammu

Jammu Tawai , Jammu And Kashmir , Pin - 180001SBIN00079701800020080191-2573078, 2544184
Mohalla Janipur, Jammu

Jammu Tawi Mohalla Janipur, Jammu, Jammu And Kashmir , Pin - 1800007
SBIN00079741800020092533019 2530053
Talab Tiloo, Jammu

Canal Road, Dist Jammu, Jammu And Kashmir , Pin - 180016SBIN00053361800020100191-2554913
Sainik Colony Jammu

Sector B, Sainik Colony, Jammu Pin - 180011SBIN00043391800020180191-2466054, 0191-2466004
Ban Talab
Ban Talab Jammu 180001SBIN00103471800020200191-2592644

Yard No 06, Shop No 338339 , Transport Nagar, Narwal, Jammu 180006SBIN00104611800020239419430872
Miran Sahib

Opposite Army Gate, Miran Sahib, Tehsil RS Pura, Dist Jammu 181101SBIN00118901800020309419200967

Z.O., Rail Head Complex, Kargil Shaheed Marg, JammuSBIN00050281800020310191-2474812
Shakti Nagar

Jammu, Main Chowk, Shakti Nagar, Dist: Jammu - 180001SBIN00118561800020260191-2636420
SME Jammu

Administrative Office Building, 2nd Floor, Rail Head Complex, Jammu And Kashmir, Dist: Jammu - 180012SBIN0014501NON-MICR9419046869 /2478110
Trikuta Nagar

Trikuta Nagar, House No 86 Sector 1 Trikuta Nagar, H.P.O Gandhi Nagar, Dist: Jammu-180012SBIN0014641NON-MICR9419233336/ 9419142071
New Plot Jammu

120 Sarwal Colony, Dist; Jammu, Jammu And Kashmir-180007SBIN0014642NON-MICR9419185488

Gangyal Main Bazar, Jammu-180003SBIN0014643NON-MICR9419126990
RBO- II Jammu

Rail Head Complex, Jammu, Jammu And Kashmir - 180012SBIN0014852NON-MICR9419046169

SBI Home Loan Jammu at a Glance

Interest Rate9.15% - 11.30%
Loan amountCustomized
TenureUp to 30 years
Processing Fee0

SBI Home Loan Eligibility

The eligibility criteria for State Bank of India (SBI) home loan is as follows:

  • Minimum age of the applicant should be 18 years
  • Maximum age of the applicant should be 70 years at the time of repayment

SBI Home Loan Documents

The documents checklist for a home loan and get instant approval at SBI is as follows:

For Applicants:

  • Completed loan application
  • 3 Passport size photographs
  • Proof of identity (photocopies of Voters ID card/ Passport/ Driving license/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
  • Property tax receipt/ Passport/ Voters ID card)
  • Proof of business address for non-salaried individuals
  • Statement of Bank Account/ Pass Book for last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities statement

For Guarantor:

  • Personal Assets and Liabilities Statement
  • 2 passport size photographs
  • Proof of identification as above
  • Proof of residence as above
  • Proof of business address as above
  • Signature identification from his/her present bankers

Additional Documents for Salaried:

  • Original Salary Certificate from employer
  • TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.

Additional Documents for Professionals/ Self- Employed/ Other IT assesses:

  • Acknowledged copies of three years I.T. returns/ Assessment Orders
  • Photocopies of challans evidencing payment of Advance Income Tax

For more information, read Home Loan Jammu


  • Home Loan Interest Rates March 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%