SBI Home Loan in Kolkata

Last Updated : Feb. 27, 2020, 3:13 p.m.

About SBI Home Loan in Kolkata

State Bank of India is the largest bank in India that offers affordable housing loans to all. In addition to this, SBI is presently offering the lowest home loan interest rates in Kolkata and all over the country with NO processing fees . Also, there is easy documentation involved in the process that makes it even more convenient. Thus, if you apply at SBI for a housing loan, you do not have to pay any processing fee and you also get to pay lower EMI due to the lowest rates. So, what are you waiting for? Have a look at the details and apply now! You can apply at your nearest bank branch in Kolkata or online whichever medium is suitable to you. Check eligibility now and documentation required to apply for this loan.

Apply SBI Home Loan @ 9.15%* Rate

Address of SBI Branches in Kolkata

The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Kolkata are mentioned in the table below:

SBI Home Loan Kolkata at a Glance

SBI Home Loan Eligibility in Kolkata

The eligibility criteria for State Bank of India (SBI) home loan is as follows:

• Minimum age of the applicant should be 18 years
• Maximum age of the applicant should be 70 years at the time of repayment

SBI Home Loan Documents

The documents checklist for a home loan and get instant approval at SBI is as follows:

For Applicants:

• Completed loan application
• 3 Passport size photographs
• Proof of identity (photocopies of Voters ID card/ Passport/ Driving license/ IT PAN card)
• Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
• Property tax receipt/ Passport/ Voters ID card)
• Proof of business address for non-salaried individuals
• Statement of Bank Account/ Pass Book for last six months
• Signature identification from present bankers
• Personal Assets and Liabilities statement

For Guarantor:

• Personal Assets and Liabilities Statement
• 2 passport size photographs
• Proof of identification as above
• Proof of residence as above
• Proof of business address as above
• Signature identification from his/her present bankers

Additional Documents for Salaried:

• Original Salary Certificate from employer
• TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.

Additional Documents for Professionals/ Self- Employed/ Other IT assesses:

• Acknowledged copies of three years I.T. returns/ Assessment Orders
• Photocopies of challans evidencing payment of Advance Income Tax

For more information, read Home Loan Kolkata