SBI Home Loan in Pune

Last Updated : April 22, 2017, 1:57 p.m.

About SBI Home Loan in Pune

SBI has recently merged with its five associate banks namely State Bank of Mysore (SBM), State Bank of Travancore (SBT), State Bank of Bikaner and Jaipur (SBBJ), State Bank of Hyderabad (SBH) and State Bank of Patiala (SBP) on 1st April 2017.

Talking about the home loan of SBI, the interest rates are the lowest interest rates in the market with NO processing fees. This is one of a kind deal in a home loan which is hard to find. Having said that, this loan is a dream come true and can help you build your dream home in Pune. So, pack your bags and get ready to enjoy the nights under your own shelter with your family. Apply now at the nearest SBI branch or you can even apply online via Wishfin which is an online portal where you get best rates and instant approval.

Apply SBI Home Loan @ 9.15%* Rate

Address of SBI Branches in Pune

The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Pune are mentioned in the table below:

SBI Home Loan Pune at a Glance

Eligibility Criteria

The eligibility criteria for State Bank of India (SBI) home loan is as follows:

• Minimum age of the applicant should be 18 years
• Maximum age of the applicant should be 70 years at the time of repayment

SBI Home Loan Documents

The documents checklist for a home loan and get instant approval at SBI is as follows:

For Applicants:

• Completed loan application
• 3 Passport size photographs
• Proof of identity (photocopies of Voters ID card/ Passport/ Driving license/ IT PAN card)
• Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
• Property tax receipt/ Passport/ Voters ID card)
• Proof of business address for non-salaried individuals
• Statement of Bank Account/ Pass Book for last six months
• Signature identification from present bankers
• Personal Assets and Liabilities statement

For Guarantor:

• Personal Assets and Liabilities Statement
• 2 passport size photographs
• Proof of identification as above
• Proof of residence as above
• Proof of business address as above
• Signature identification from his/her present bankers

Additional Documents for Salaried:

• Original Salary Certificate from employer
• TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.

Additional Documents for Professionals/ Self- Employed/ Other IT assesses:

• Acknowledged copies of three years I.T. returns/ Assessment Orders
• Photocopies of challans evidencing payment of Advance Income Tax

For more information, read Home Loan Pune